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Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Albert service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
cancellation Albert: Easy Method
What is Albert
Overview
Albert is a personal finance app that offers budgeting tools, automatic savings, investment features, and a paid “Genius” advisory subscription.
The service helps users manage cash flow, access small advances, and connect with financial experts through a mobile app and web presence.
Relevant services
Key services include account-linked auto-saving, a deposit account option, and paid advisory features under the Genius name.
The app integrates with users’ bank accounts to move funds, settle trades, and provide short-term cash advances where available.
How to cancel Albert
Recommended (fastest) - in the app
- Open the Albert app and go to Profile → Menu → Payments → Help Center → Deactivate or close my account.
- Follow all on-screen prompts and confirm deactivation when the app asks.
- Ensure any pending deposits or unsettled trades have cleared before attempting final closure.
Alternative contact methods
- Email: contact support@albert.com and request account closure or subscription cancellation.
- If you prefer a local website first, visit the regional site alberts.ae for support links and contact details.
What happens when you cancel
Access and subscription
After cancellation you will generally retain access until the end of the current paid billing period unless you cancelled within a trial window that prevents the charge.
No prorated refunds are provided after the trial window ends; access continues only until the period ends.
Account closure and balances
Albert requires savings and investing balances to be zero before allowing final account closure; pending deposits and unsettled trades must clear first.
If you have a Deposit Account, remaining balances may be returned according to Albert’s deposit agreement after identity/address verification.
Will I get a refund?
Standard refund policy
Albert does not provide prorated refunds for individual subscription purchases after cancellation.
If you cancel mid-cycle (after any trial), you typically keep access until the end of the billing period without a partial refund.
Exceptions and trial period
- If you cancel within the initial 30-day trial window, the first subscription payment will not be charged.
- In jurisdictions that provide a statutory withdrawal right (see European-style terms), a 14-day cancellation with full refund may apply when purchase rules permit.
- If you close an Albert Deposit Account, unused balances may be returned by check (for balances ≥ $1) after verification, usually processed within about 14 days.
Albert plans and pricing
Pricing availability
No definitive, published UAE-specific subscription prices were available in the verified source material for this guide.
For exact pricing and billing cycles please contact Albert support or check the app’s subscription settings before subscribing.
Contact for exact fees
Use the app’s Payments or Help Center pages, or email support@albert.com for authoritative, current pricing.
| Plan | Price | Notes |
|---|---|---|
| Free / Basic | Contact for pricing | App features and account access; confirm limits in-app. |
| Genius (paid advisory) | Contact for pricing | Paid monthly subscription - check app store or support for local rates. |
| Deposit / Investing products | Contact for pricing | Account terms and fees determined by agreement and local availability. |
Your consumer rights in United Arab Emirates
General legal protections
Consumers in the UAE are protected under federal and local consumer protection frameworks which cover unfair practices, misleading terms, and defective services.
These protections may provide remedies where contractual terms conflict with mandatory consumer law.
How to escalate a complaint
- If you cannot resolve the issue with Albert support, file a formal complaint through the UAE government consumer affairs portal: u.ae - Consumer Affairs.
- For emirate-level help, use the local Department of Economy/consumer protection office (for example Dubai or Abu Dhabi consumer services) to submit evidence and seek mediation.
Customer experiences
Positive feedback
Many users praise Albert’s budgeting tools, auto-saving features, and the convenience of fast advances and a user-friendly interface.
Positive reports also highlight helpful customer support interactions and ease of financial oversight.
Common complaints
- Some users report unexpected recurring charges after they thought they cancelled, or difficulty fully stopping automated pulls.
- Customers have described lengthy cancellation flows, requirements to reach zero balances, and slow or bot-heavy support responses in some cases.
Documentation checklist
What to prepare before cancelling
- Verify all savings and investing balances are $0 and wait for pending deposits or unsettled trades to clear.
- Note your subscription billing date and any active trial period to understand charges.
- Save copies/screenshots of in-app cancellation confirmations and any support emails or chat transcripts.
If you plan to escalate
- Collect bank statements showing disputed withdrawals, timestamps, and any communication with Albert support.
- Keep identification and address verification documents handy in case the deposit-account closure requires re-verification.
Common mistakes
Failing to clear balances
Example: Trying to deactivate while an investing position is unsettled. The app typically blocks full closure until trades settle and balances are zero.
Result: Closure requests are delayed; funds may remain accessible but account remains active.
Assuming deletion equals cancellation
Example: Deleting the app icon without cancelling the subscription or deactivating the account can leave recurring charges active.
Result: Users may continue to be billed despite no longer having the app on their phone.
Comparative recap
Quick comparison points
Below is a concise comparison of Albert’s cancellation and refund behavior versus a typical consumer finance app.
Use this to set expectations before you cancel.
| Aspect | Albert | Typical finance app |
|---|---|---|
| Primary cancellation method | In-app (Profile → Payments → Help Center → Deactivate) or email support | Often in-app or via app store; varies by provider |
| Prorated refunds | No prorated refunds after trial; trial exceptions may apply | Some apps offer prorated refunds, many do not |
| Balance requirement for closure | Account balances must be $0; pending items must clear | Varies; many apps allow closure with balance withdrawal |
| Escalation path | Support email and in-app help; escalate via UAE consumer authorities if needed | Support channels vary; consumer protection bodies used when unresolved |
After cancelling
What to check immediately
- Confirm you received an in-app confirmation or an email acknowledging cancellation.
- Monitor your bank account for any unexpected pulls for 1 - 2 billing cycles.
Helpful links and follow-up
- Albert Terms of Use and account help: Albert Terms of Use.
- Deposit account information: Deposit Account Agreement.
- If unresolved in UAE, file a complaint via the UAE consumer portal: u.ae - Consumer Affairs.
Address
Local office
Govt. Building, M13 Musaffah Office # 01, Abu Dhabi, UAE
Support contact
For account actions and official support, email: support@albert.com.
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