Cancellation service #1 in United Arab Emirates
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Smartcredit service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
cancellation Smartcredit: Easy Method
What is SmartCredit
Service overview
SmartCredit is a subscription service that provides credit monitoring, identity theft protection, and personal finance tools. It offers access to credit scores and reports plus tools to manage credit health.
How it applies in UAE
SmartCredit is a US-based service accessible online from the United Arab Emirates, but it does not list UAE-specific pricing or localized subscription terms. UAE users are subject to SmartCredit's global terms unless local rules require otherwise.
How to cancel SmartCredit
Online cancellation (recommended)
- Log in to your SmartCredit account on the official site.
- Navigate to your account settings and choose "cancel membership" to submit the cancellation request.
- Cancellation becomes effective at the end of the current paid term; keep a screenshot or confirmation message for your records.
Phone cancellation
- Call SmartCredit customer service at (877) 372‑3895 (Mon - Fri, 8am - 7pm CT) and request cancellation.
- Ask the agent for a confirmation number or written confirmation by email and note the date/time of the call.
App store cancellations
- If you subscribed via Apple iOS, manage or cancel through your Apple ID subscription settings; Apple handles App Store refunds under its policies.
- For Google Play purchases, use Google Play subscription management and refund procedures where applicable.
What happens when you cancel
Access and features
Cancellation becomes effective at the end of your current paid subscription term. You retain subscription features until that end date.
Billing and renewal
Auto-renewal stops after cancellation so you are not billed for subsequent periods. No pro‑rata refund is provided for partial periods.
Data and account status
Your account information typically remains in place subject to SmartCredit's privacy and retention policies. Review SmartCredit's terms for specific data-retention details.
Will I get a refund?
Standard refund policy
- SmartCredit states that all payments for subscriptions and features are non‑refundable.
- No pro‑rata refunds or credits are issued for partially used periods or unused features.
Exceptions and limited cases
- Refunds may be considered for billing errors or unauthorized charges; these are handled case-by-case by SmartCredit.
- There is no general 14‑day money‑back guarantee listed in SmartCredit's public terms.
Platform-specific refunds
- Apple iOS purchases: Apple may refund the purchase price under its warranty/refund rules; SmartCredit defers to platform policies for App Store purchases.
- Google Play purchases: Google Play has its own short refund window and procedures that apply to purchases made through that platform.
SmartCredit plans and pricing
Pricing availability
No UAE-specific pricing or AED rates are published for 2024/2025 by SmartCredit.
How to obtain price details
Contact SmartCredit support or check the official website for the most current pricing and any regional options.
| Plan | Price (UAE - AED) |
|---|---|
| SmartCredit subscription | Contact for pricing - visit the official site or contact support for UAE rates. |
Your consumer rights in United Arab Emirates
Statutory consumer protections
UAE consumer protection laws may grant statutory rights that cannot be overridden by vendor terms. These rights can include remedies for faulty digital services or misleading practices.
How platform purchases are treated
For App Store or Google Play purchases, refund rights are also governed by Apple or Google policy. SmartCredit’s stated no‑refund policy does not nullify statutory UAE rights.
Where to complain or seek enforcement
- For UAE consumer complaints, you can contact the Ministry of Economy or the relevant local consumer protection authority. See the official UAE government domain: economy.gov.ae.
- For tax or cross‑border digital services queries, the Federal Tax Authority publishes guidance at tax.gov.ae.
Customer experiences
Positive feedback
Some international users report SmartCredit as easy, fast, and intuitive for credit monitoring and identity‑related alerts.
Reported issues
Other users on third‑party review sites report difficulties cancelling, unexpected or repeated charges, upselling, and refusal of refund requests after cancellation.
What this means for UAE users
UAE users should keep clear records of cancellations and billing, and be prepared to escalate to banks or local consumer protection authorities if disputes cannot be resolved directly.
Documentation checklist
Required documents
- Account email and user name used for the SmartCredit account.
- Transaction ID, billing date, and payment method (card or platform receipt).
- Cancellation confirmation (screenshot, confirmation number or email) and date/time of request.
Optional supporting items
- Screenshots of subscription pages or billing history showing charges.
- Copies of correspondence with SmartCredit support or app‑store receipts.
- Bank or card statements showing the charge if disputing an unauthorized payment.
Common mistakes
Missing the cancellation deadline
Many users assume cancellation takes effect immediately; SmartCredit cancels at the end of the paid term. If you cancel too late you may be billed for the next period.
Not saving proof of cancellation
Failing to keep a cancellation confirmation or call reference makes dispute resolution harder. Always save screenshots, emails, or confirmation numbers.
Assuming automatic refunds
Do not assume a refund will be issued after cancellation. SmartCredit’s public terms state payments are non‑refundable unless a specific exception applies.
Comparative recap
Key comparison points
The table below summarises how SmartCredit’s policies compare to typical alternatives in the market, with a focus on refunds, cancellations and UAE applicability.
| Feature | SmartCredit (UAE users) | Typical competitor |
|---|---|---|
| Refund policy | All payments stated non‑refundable; exceptions for billing errors or unauthorized charges. | Many competitors offer short trial or pro‑rata refunds depending on the vendor. |
| Cancellation method | Cancel online via account or by phone; effective at period end. | Most services allow online cancellation; processing times vary. |
| App store purchases | Subject to Apple/Google refund rules for platform purchases. | Same - platform policies generally apply for in‑app purchases. |
| UAE consumer rights | SmartCredit terms do not explicitly provide UAE‑specific remedies; statutory UAE rights may still apply. | Some local or regional providers include explicit compliance with UAE consumer laws. |
After cancelling
Verify billing and account status
- Check your bank or card statement after the cancellation effective date to ensure no further charges occur.
- Keep cancellation confirmations and monitor the account to confirm subscription features end as expected.
Where to get more help
- SmartCredit terms and cancellation info: SmartCredit Service Agreement.
- Site use and platform notes: SmartCredit Site Use.
- If you believe a charge is unauthorized, also contact your bank or card issuer to dispute the transaction.
Address
Mailing address
SmartCredit (Corporate mailing address): 330 N Brand Blvd., Glendale, CA 91203-2336, USA.
Support phone
Customer service phone for cancellations and support: (877) 372‑3895 (Mon - Fri, 8am - 7pm CT).
Similar cancellation services
FAQ
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.