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Humana

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UAE

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Termination letter drafted by a specialized lawyer
Sender
How to Cancel Humana Insurance | Postclic
Humana
Humana Inc. Attention: Disenrollment P.O. Box 14168
40512-4168 Lexington United States
privacyoffice@humana.com
Cancellation of Humana contract
Dear Sir or Madam,

I hereby notify you of my decision to terminate the contract relating to the Humana service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.

Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.

This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.

In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.

I retain a complete copy of this notification as well as proof of sending.

to keep966649193710
Recipient
Humana
Humana Inc. Attention: Disenrollment P.O. Box 14168
40512-4168 Lexington , United States
privacyoffice@humana.com
REF/2025GRHS4

Important warning regarding service limitations

Postclic is an independent third-party service, with no affiliation, partnership, or representation link with the brand Humana. The use of the brand name is strictly for reference and descriptive purposes, in order to identify the mail recipient. Postclic exclusively offers a mail drafting assistance service and a certified, timestamped, and tracked digital mail sending service. If your subscription was purchased through the Apple App Store or Google Play, the cancellation must be done directly with those platforms.

In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.

Please note, Postclic cannot:

  • guarantee that the recipient receives, opens or becomes aware of your e-mail.
  • guarantee that the recipient processes, accepts or executes your request.
  • guarantee the accuracy or completeness of content written by the user.
  • guarantee the validity of an incorrect or outdated address.
  • prevent the recipient from contesting the legal scope of the mail.

cancellation Humana: Easy Method

What is Humana

Overview

Humana is a large health insurance provider offering individual and group health plans, Medicare options, dental coverage and related services.

Humana members typically pay premiums on a recurring basis and manage their plans through Humana customer service or online accounts.

Related digital services

Separately, some wellness and subscription apps (branded Human Health or HumanPlus in sources) are sold through App Store, Google Play or directly on a website.

This guide covers cancelling Humana insurance and cancelling or requesting refunds for app-based subscriptions relevant to UAE residents.

How to cancel Humana

Cancel insurance coverage (general)

  • By phone: call Humana Customer Care (preferred for speed). Use the customer number provided on your policy documents or visit Humana.
  • By mail: send a signed disenrollment to the address on your policy (example: Humana Inc. Attention: Disenrollment, P.O. Box 14168, Lexington, KY 40512-4168).
  • By online account: log in to your Humana member account and follow account or plan change options if available.

Cancel app subscriptions (iOS / Android / Web)

  • App Store (iOS): Open iOS Settings → tap your name → Subscriptions (or via iTunes & App Store → View Apple ID → Subscriptions). Select Human Health (or HumanPlus) and tap Cancel Subscription. Cancel at least 24 hours before period end.
  • Google Play (Android): Open Play Store → profile icon → Payments & subscriptions → Subscriptions. Select Human Health subscription and tap Cancel Subscription. Cancel at least 24 hours before renewal.
  • Web subscription: Sign in at the Human Health website, open account settings and cancel from the subscription or billing area. Access remains until the end of the billing cycle.

What happens when you cancel

Access and coverage timing

For insurance: termination date depends on your policy terms; the insurer will confirm the effective date and any outstanding premium obligations.

For subscriptions: cancellations usually allow access until the end of the paid billing period; services are not typically cut off immediately after cancelling.

Data, records and confirmation

Always request written confirmation of cancellation (email or postal). Keep transaction IDs, reference numbers and any correspondence.

Personal account data is retained according to Humana’s privacy policy; request details from Humana if you need data deletion or export.

Will I get a refund?

Platform-specific refund policy

  • App Store (iOS): Refund requests must be submitted to Apple via reportaproblem.apple.com; Apple decides each case.
  • Google Play (Android): If purchase was made less than 48 hours ago you can request a refund via Google Play’s Report a Problem feature; beyond that Google evaluates refunds case-by-case.
  • Web subscription: Human site subscriptions generally do not provide refunds or prorated credits after billing; access typically continues until term end after cancellation.

UAE exceptions and consumer remedies

Under UAE consumer protection rules there can be a 14‑day cooling-off right for some services if not used, but if the service has started and you have acknowledged it, refunds may be denied.

If you believe a service was misrepresented or defective, you may pursue a remedy with the UAE Ministry of Economy consumer protection services.

Humana plans and pricing

Available retail product prices (UAE)

The following prices reflect retail listings for Humana infant nutrition products found for UAE online stores; these are product prices, not insurance plan premiums.

No AED pricing was found for Humana insurance or app subscription plans specifically for UAE in 2024/2025.

Plan / Product Price (AED) Period Features
Humana ProBalance Stage 1 Infant Formula 800 g AED 92 One-time purchase Infant formula for 0+ months, includes essential vitamins & minerals
Humana Probalance Stage 3 Baby Milk Formula 400 g AED 37.50 One-time purchase Growing-up formula for 1 - 3 years
Humana Probalance Follow-On Formula Stage 2 800 g AED 131.45 One-time purchase Formula for 6 - 12 months

Your consumer rights in United Arab Emirates

Core legal protections

Under UAE Federal Law No.15 of 2020 (and amendments) consumers are entitled to compensation or refunds for faulty products or unsatisfactory services.

Signage stating “no refunds” does not automatically override statutory rights; merchants must comply with consumer protection rules.

How this applies to Humana services

Digital subscriptions and insurance are governed by contract terms and platform rules (Apple/Google), but UAE law allows consumers to file complaints if services are misleading or defective.

For unresolved disputes you can contact the UAE Ministry of Economy’s consumer protection services to request investigation or mediation.

Customer experiences

Common negative feedback

  • Reports of long hold times and unsatisfactory customer-service interactions in some reviews.
  • Complaints about billing confusion, surprise charges, and difficulty updating profiles or addresses.

Positive and neutral notes

Some users report successful plan changes and standard customer service outcomes when clear documentation and persistence are used.

Digital experiences vary by platform; app performance and refund outcomes often reflect the App Store/Google Play processes rather than Humana directly.

Documentation checklist

Before you call or submit a request

  • Policy or subscription number and account username or email.
  • Proof of purchase or billing receipt (credit card/transaction reference).
  • Valid photo ID (passport or Emirates ID) for identity verification.

If filing a complaint or refund request

  • Copies of correspondence with Humana or app-platform support.
  • Dates of service start, screenshots of subscription status, and cancellation confirmations.
  • Any denial letters or explanations from Humana, Apple or Google.

Common mistakes

Assuming immediate refund on cancel

Many users expect immediate refunds after cancelling; platform rules usually allow access until period end and refunds are handled by Apple/Google or per Human site policy.

Always check the refund channel (Apple, Google, or vendor) before cancelling if a refund is your goal.

Missing cancellation windows or confirmation

Not cancelling at least 24 hours before renewal can lead to unwanted renewals; for Google Play, refund requests are easier within 48 hours of purchase.

Failing to obtain written confirmation of cancellation is common; always request and keep confirmation emails or screenshots.

Comparative recap

Quick platform comparison

Platform / Method How to cancel Refund possibility Timing / Notes
App Store (iOS) Cancel via iOS Settings → Subscriptions or App Store account subscriptions. Refunds via Apple at reportaproblem.apple.com; Apple decides. Cancel ≥24 hours before period end to avoid renewal.
Google Play (Android) Cancel via Play Store → Payments & subscriptions → Subscriptions. Refunds possible if requested within 48 hours via Google Play; older purchases evaluated case-by-case. Cancel ≥24 hours before renewal; request refund within 48 hours for best chance.
Web (Human Health site) Cancel in account settings on the Human Health website. Generally no refunds or prorated credits once billed; check the site policy. Access remains until end of billing cycle after cancellation.

After cancelling

What to monitor

Watch your bank or card statements for any unexpected charges after cancellation. Keep cancellation confirmations and transaction IDs.

If charges continue, contact Humana support and your card issuer to dispute unauthorized billing.

Helpful links and next steps

Address

Mailing address for disenrollment

Humana Inc. Attention: Disenrollment P.O. Box 14168 Lexington, KY 40512-4168.

Include policy number and contact details when sending a postal cancellation request.

Phone and contact

For fastest responses, call the customer number shown on your policy documents or visit Humana for local contact options and support.

FAQ

To cancel your Humana insurance policy, you can call Humana Customer Care, send a signed disenrollment letter to the address on your policy, or log in to your Humana member account to follow the cancellation process. Make sure to keep proof of your cancellation request.

The termination date for your Humana insurance coverage will depend on your policy terms. Humana will confirm the effective date of cancellation and any outstanding premium obligations, so check your policy for specific details.

Refund eligibility after canceling Humana insurance varies by the platform used for payment. Generally, refunds are not provided after billing for web subscriptions, while app subscriptions may allow refunds if requested within specific timeframes. Always verify your contract for details.

When you cancel your Humana subscription, you typically retain access until the end of the current billing cycle. Ensure you check your account settings for confirmation of cancellation and access details.

To request a written confirmation of your cancellation, you can send your cancellation request via registered postal mail or email to Humana. Always keep a copy of your correspondence and any transaction IDs for your records.