Cancellation service #1 in United Arab Emirates
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Oscar Health service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Cancellation Oscar Health: Easy Method
What is Oscar Health
Overview
Oscar Health is a technology-driven health insurance provider based in the United States that offers individual and family plans focused on digital tools and member support.
Plans are sold under US insurance rules and typically use phone and online account support for administration, enrollment and cancellation.
Scope
Oscar Health primarily operates in the US market; its plan terms and regulatory framework are governed by US law and the insurer's contract terms.
If you are in the United Arab Emirates and hold or are considering an Oscar Health (US) plan, note that service and dispute processes remain subject to the insurer's US-based procedures.
How to cancel Oscar Health
By phone (recommended)
- Call Oscar Health customer service at 1-855-672-2755 or 1-855-672-2788 (US numbers).
- Tell the agent you want to cancel your Individual or Family plan and provide your policy number and identity verification details.
- Cancellation calls typically take around 15 minutes to complete.
Other important notes
- Cancellations cannot be completed via the iOS App Store or Google Play - they must be processed directly with Oscar customer service.
- Expect the cancellation to take effect immediately or within 24 hours of confirmation by Oscar.
What happens when you cancel
Coverage timing
After cancellation is processed, access to benefits generally continues until the end of your current billing cycle.
There are no early termination fees for Individual or Family plans according to available policy notes.
Renewal, re-enrolment and data
If you later want to re-enrol outside an Open Enrollment period, you will usually need a qualifying life event to do so.
Oscar maintains records under its privacy and retention policies; contact customer service or consult official terms for details on data handling.
Will I get a refund?
Refund policy
Oscar Health does not issue automatic refunds. Refunds must be requested and approved by customer service on a case-by-case basis.
There is no automatic 14‑day cooling‑off right for Oscar Health plans purchased via the US marketplace; these are treated as scheduled services under the insurer's terms.
How to request a refund
- Call Oscar customer service and explain the reason for the refund request.
- You may be asked to provide proof of new coverage, documentary evidence, or other supporting information.
- Refunds, if approved, will follow Oscar’s internal procedures and timing; confirm expected timeline with the agent.
Oscar Health plans and pricing
Plan types
Oscar Health offers Individual and Family plans in its US product portfolio; benefits and network details vary by plan and geography.
Specific plan prices depend on location, chosen coverage tier and subsidies where applicable.
Pricing notes
Accurate plan pricing for Oscar Health (US) depends on the enrollee’s US residence and is not published here for the UAE market.
If you need a quote, contact Oscar directly or view official plan pages for US zip-code-based pricing.
| Plan type | Pricing |
|---|---|
| Individual plans | Contact for pricing |
| Family plans | Contact for pricing |
Your consumer rights in United Arab Emirates
General rights under UAE law
UAE consumer protection laws provide rights such as clear contract information, fair terms and access to complaint channels for consumers in the UAE.
Insurance purchased from a US insurer may still be subject to the insurer’s contractual terms and the jurisdiction specified in your policy.
How to complain locally
If you are in the UAE and believe your consumer rights have been breached, you can contact the UAE Ministry of Economy's consumer protection services for guidance and to file complaints.
For general information, see the UAE Ministry of Economy website: https://www.economy.gov.ae.
Customer experiences
Positive feedback
Some members report strong support for complex medication approvals and routines, particularly for rare or high-cost treatments.
Other users have found Oscar affordable and useful for bridging coverage gaps when switching insurers.
Common complaints
Many complaints concern inaccurate in‑network provider lists, causing difficulty locating participating doctors in practice.
There are frequent reports of long hold times, dropped calls, claim denials and unclear explanations about appeals and coverage decisions.
Documentation checklist
Essential documents
- Policy or member number
- Proof of identity (passport or government ID)
- Preferred cancellation effective date
- Payment method details for any refund processing
Optional documents
- Proof of alternative/new coverage (if requesting a refund or overlap adjustment)
- Copies of recent correspondence or claims related to the cancellation reason
Common mistakes
Missing information
Failing to have your policy number or ID ready can lengthen the call and delay cancellation processing.
Also, not specifying an exact cancellation date can create confusion about the final billing period.
Assuming automatic refunds
Do not assume a refund will be automatic - Oscar requires a customer request and supporting information for refunds.
Similarly, purchases made through app stores cannot be cancelled through those stores for Oscar plans; they must be cancelled with Oscar directly.
Comparative recap
Quick comparison
This table compares key practical points between Oscar Health (US Individual/Family plans) and a typical UAE insurer.
Use it to decide which processes are most relevant to your circumstances.
| Feature | Oscar Health (US Individual/Family) | Typical UAE insurer |
|---|---|---|
| Cancellation method | Phone and online account only (phone preferred) | Phone, email, agent or local branch (varies by insurer) |
| Refund policy | No automatic refunds; request via service and may need proof | Varies; some policies include cooling-off periods or prorated refunds |
| Coverage after cancellation | Access generally continues until end of current billing cycle | Often prorated or as per policy terms; check insurer rules |
| Pricing transparency | Price varies by US location; quotes provided per zip code | Pricing usually provided per emirate and plan; local agents can quote |
| Regulatory jurisdiction | Governed by US insurance and contract law | Governed by UAE regulators and local law |
After cancelling
Next steps
Confirm cancellation in writing or via a confirmation number obtained during your call, and keep records of the agent’s name and timestamp.
If you requested a refund, follow up with any documentation the agent requested and note the expected processing timeline.
Useful links
Oscar Health terms and policy information: https://www.oscar-app.com/en/terms-and-conditions
Oscar corporate site: https://www.oscarhealth.biz/
Address
Head office
Oscar Health
75 Varick Street, New York, New York 10013, United States
Contact numbers
Customer service (US): 1-855-672-2755
Alternate support (US): 1-855-672-2788
Similar cancellation services
FAQ
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.