Cancellation service N°1 in United States
Contract number:
To the attention of:
Cancellation Department – Lumosity
140 New Montgomery Street, Floor 19
94105 San Francisco
Subject: Contract Cancellation – Certified Email Notification
Dear Sir or Madam,
I hereby notify you of my decision to terminate contract number relating to the Lumosity service. This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual notice period.
I kindly request that you take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper receipt of this request;
– and, where applicable, send me the final statement or balance confirmation.
This cancellation is sent to you by certified email. The sending, timestamping and integrity of the content are established, making it equivalent proof meeting the requirements of electronic evidence. You therefore have all the necessary elements to process this cancellation properly, in accordance with the applicable principles regarding written notification and contractual freedom.
In accordance with the Consumer Rights Act 2015 and data protection regulations, I also request that you:
– delete all my personal data not necessary for your legal or accounting obligations;
– close any associated personal account;
– and confirm to me the effective deletion of data in accordance with applicable rights regarding privacy protection.
I retain a complete copy of this notification as well as proof of sending.
Yours sincerely,
14/01/2026
How to Cancel Lumosity: Easy Method
What is Lumosity
Lumosity is a digital brain-training service that offers game-based exercises aimed at cognitive skills such as memory, attention and problem solving. It operates a freemium model: a basic account provides limited access to exercises, while paid membership unlocks the full suite of training content across devices. Lumosity markets recurring-term subscriptions (monthly, yearly, multi-year and lifetime options) and may also offer family or promotional plans. In accordance with the provider’s published payment policy, plan structure and refund entitlements differ depending on the type of plan and the channel used to purchase the subscription.
Subscription plans and pricing for Lumosity
The provider’s legal material confirms multiple plan types and that prices can vary by promotion, device and purchase channel. Lumosity charges for the full term at the time of purchase for yearly, two‑year and lifetime plans; monthly plans are charged per month. Applicable taxes may be added. The company treats some purchases made through third‑party stores as final-sale transactions with different refund handling.
| Plan type | Term | Billing model | Refund policy | Pricing (A$) |
|---|---|---|---|---|
| Monthly | Recurring each month | Billed each month for full month | No refund for unused portion; generally non‑refundable | Varies |
| Yearly / two‑year | Billed for full term up front | One payment for the selected term; auto‑renewal applies | 30‑day money back guarantee for certain online purchases; no pro‑rata refunds | Varies |
| Lifetime | One‑time purchase | One payment for lifetime access | No pro‑rata refunds; subject to service availability | Varies |
Because the public site displays localized pricing only at point of sale, current A$ amounts vary by promotion and device at the time of purchase. Consequentially, this guide uses plan characteristics rather than fixed price points.
| Purchase channel | Who bills | Refund approach |
|---|---|---|
| Direct purchase from provider | Lumosity (or processor) | 30‑day refund window for many non‑monthly online purchases; monthly plans generally non‑refundable. |
| Third‑party app store purchase | App store operator | Sale often final and refund rules governed by the store; different recourse path and limited provider refunds. |
The provider’s payment policy explicitly distinguishes direct purchases from those made through third‑party stores. This distinction has immediate legal and practical consequences for refund eligibility.
Customer experiences with cancellations for Lumosity
What users report
Public review platforms show a mix of positive and negative feedback concerning billing and cancellation. Positive comments typically praise the interface and training value for specific users. Critical feedback often concerns automatic renewals, unexpected charges, difficulty obtaining a refund and delays in response from support. Several reviewers state difficulties stopping recurring charges and report multi‑year billing issues.
Representative paraphrase from reviewers: some users say they were charged after they believed their access had ended; others describe slow resolution of refund requests. One short customer quote that appears in reviews reads: "There is no way to cancel your subscription." Use of that quote below 25 words is to illustrate the type of complaint recorded on consumer platforms.
Recurring issues and practical takeaways
Patterns in the reports indicate three fault lines: (1) auto‑renewal messaging versus consumer expectation; (2) difference in refund outcomes for purchases made via third parties; and (3) delays in communications when payment disputes are raised. Consumers commonly note renewed charges at rates higher than introductory offers and difficulty obtaining refunds for renewals.
Practical takeaway: retain purchase receipts, track the renewal date, and compare the purchase channel’s refund rules before disputing charges. This reduces proof gaps when raising a dispute or negotiating a remedy.
How cancellations typically work for Lumosity subscriptions
Framework: Lumosity treats subscriptions as auto‑renewing agreements that continue until a consumer elects to stop renewal before the renewal date. Renewal dates and the next payment amount are indicated in the account confirmation and the purchase documentation. For yearly and multi‑year plans, the full term is charged up front; automatic renewal creates a fresh charge at each renewal.
Notice periods and proration: The provider’s policy states that refunds are not prorated and that, except for certain eligible online purchases within a 30‑day window, the company will not provide partial refunds for unused time. Monthly subscriptions are treated differently and ordinarily are not eligible for refund of the unused portion.
App store purchases: Transactions processed by third‑party app stores may be final and fall under the store operator’s refund rules rather than the provider’s standard online refund policy. Consequently, the consumer’s remedy for a disputed charge may need to proceed through the store operator.
Relevant consumer law considerations for Lumosity
In accordance with the Australian Consumer Law, digital services must be supplied with due care and be fit for purpose. Where a digital subscription fails to deliver core features as described, a consumer may be entitled to a remedy that can include a refund or a replacement of service depending on whether the failure is a major or minor problem. Consumer law interacts with the provider’s contractual terms; it cannot be displaced by a unilateral no‑refund clause when ACL rights apply.
Nevertheless, statutory rights and contractual promises operate alongside the practical effect of the purchase channel. Where Lumosity’s terms allocate refund rights for direct purchases but purchases were made through a third party, the consumer should identify the applicable legal actor for dispute resolution.
Disputes, chargebacks and refunds - legal perspective
From a contract law viewpoint, the key legal triggers for a successful dispute are: misrepresentation about the subscription duration or renewal; failure to deliver paid features; or billing errors. These trigger rights under fairness doctrines and consumer protection law.
Consequently, preserve documentary evidence showing the date and amount of each charge, promotional terms at time of purchase and the service features promised. Evidence supports a claim under consumer guarantees or a payment dispute through the issuing financial institution if the charge is unauthorised or erroneous.
Documentation checklist
- Purchase receipt: copy of the confirmation showing plan, term and amount.
- Proof of payment: bank or card statement entries with dates and amounts.
- Terms snapshot: copy or screenshot of the provider's payment or refund policy at time of purchase.
- Training access proof: records showing extent of use (dates and game history) if disputing a failure of service.
- Renewal notice: any notice or account confirmation indicating upcoming renewal or changed price.
Address
- Address: 140 New Montgomery Street, Floor 19, San Francisco, CA 94105, USA
What to expect after a cancellation action
Expectations depend on the plan and how it was purchased. If a cancellation stops future renewals for a paid term, access typically continues until the paid term expires. Refunds, if available, are governed by the provider policy and the purchase channel’s rules. For eligible non‑monthly direct purchases, a 30‑day money back window is described in the provider’s policy; monthly plans are generally not refundable.
When a dispute is raised, response times vary. If a remedy is not provided by the provider, escalation options include lodging a payment dispute with the card issuer or seeking assistance from the relevant consumer protection agency. Keep records of any correspondence and decision timelines.
Practical next steps and remedies to pursue
1. Verify purchase documentation and renewal dates. 2. Check the provider’s payment policy and the store operator’s refund rules that applied at purchase. 3. If the charge appears erroneous or unauthorised, consider raising a payment dispute with your card issuer while preserving documentary evidence. 4. If the issue raises consumer guarantee questions (for example, core features not delivered), consider lodging a formal complaint with the relevant consumer protection regulator. These steps align with legal options available to subscribers.
Furthermore, when contesting renewals or seeking refunds, articulate the legal basis for the claim: misrepresentation, failure of service, or billing error. Consequential remedies may include a refund, credit or other consumer redress if the case fits statutory thresholds.