Cancellation service #1 in United States
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Biberk service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Cancellation Biberk: Easy Method
What is Biberk
biBERK is a U.S.-based commercial insurance brand that offers small-business and specialty lines (workers’ compensation, general liability, professional liability, etc.) through an online quoting and purchase platform. It operates under U.S. insurance rules and primarily markets and issues policies denominated in U.S. dollars for U.S. risks.
The following guide explains how to cancel a biBERK policy from a Canadian consumer’s perspective, what to expect, and where to get help.
How to cancel Biberk
- Call biBERK customer service at 1-844-472-1967 - cancellation must be initiated by phone; it cannot be completed via the App Store, Google Play, or a mobile app. biBERK FAQ: How do I cancel my policy?
- During the call you will initiate cancellation and biBERK will email you a cancellation form. Complete and return that form - the returned form constitutes your written notice. Policy Cancellation Agreement
- Allow up to 72 business hours for processing after biBERK receives your completed cancellation form; keep records of the call, the emailed form, and your return confirmation.
- If requested by biBERK or required by law, be prepared to provide proof of replacement coverage (for example, for workers’ compensation) before cancellation is accepted.
What happens when you cancel
When you cancel, your coverage ends according to the effective cancellation date recorded by biBERK. You will lose policy access and any policy-specific services (certificates of insurance, policy endorsements, claims handling tied to that policy) from that date forward. Your policy will not automatically renew once cancelled; if renewal was pending, it will be stopped. biBERK will retain records as required by law and their internal retention policy, and you should keep copies of your cancellation confirmation and any emailed correspondence for your files.
Will I get a refund?
biBERK’s publicly stated terms indicate that part of a down payment may be non‑refundable if the policy was in effect for one day or more, and a cancellation fee may apply. The cancellation fee can be calculated as up to 10% of unpaid premium. There is no mention in biBERK materials of a universal 14‑day “cooling‑off” or full‑refund period for Canadian customers; refunds (if any) are determined under the policy terms and applicable U.S. state insurance rules. Keep in mind that processing and any refund calculation may take time, and you should request an itemized explanation of any refund or fee when you cancel.
Biberk plans and pricing
| Plan / Item | Price (CAD) |
|---|---|
| Availability in Canada | Varies |
Your consumer rights in Canada
biBERK operates from the United States and follows U.S. state insurance laws for policy and cancellation rules. There is no indication that Canadian provincial 14‑day “cooling‑off” rights or equivalent provincial consumer protections are automatically provided by biBERK. Canadian residents may still have recourse under provincial consumer protection or insurance complaint processes for unfair business practices, misrepresentation, unauthorized billing, or other issues. If you encounter problems, consider contacting your provincial consumer protection agency or the provincial insurance ombudsman for guidance on next steps.
Customer experiences
Customer feedback is mixed. Many reviewers praise fast, knowledgeable, and friendly customer service representatives, straightforward quoting and purchase experiences, and competitive pricing. biBERK’s site also features positive testimonials about ease of use and value.
However, some reviewers report difficulties: clarity of policy terms, billing and audit disputes, delayed or withheld refunds, problems getting certificates of insurance, and frustration with cancellations or changes not being processed promptly. These negative experiences appear in a minority of reviews but are recurring themes to be aware of.
Documentation checklist
- Policy number and policyholder name
- Effective date of the policy and date you request cancellation
- Proof of payment (down payment or other receipts)
- Proof of replacement coverage, if required (COI or policy declaration page)
- A copy of the emailed cancellation form and a copy of the returned form (keep delivery/read receipts if sent electronically)
- Notes or recording details from the cancellation call (time, agent name)
- All correspondence from biBERK about refunds, fees, or confirmation of cancellation
Common mistakes
Common mistakes include assuming you can cancel through the mobile app or app store (you cannot), failing to complete and return the emailed cancellation form (the returned form is required as written notice), and not requesting a written, itemized explanation of any refund or cancellation fee. Other mistakes are not providing required proof of replacement coverage when requested, or not following up to obtain written confirmation that the cancellation has been processed - these can lead to continued billing, audits, or gaps in coverage.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Phone initiation + emailed form | Possible partial refund; down payment may be non‑refundable; cancellation fee up to 10% of unpaid premium | Moderate - must call, complete/return form, wait up to 72 business hours for processing |
| App Store / Google Play / Mobile app | Not applicable - cancellation via app stores/apps is not supported | Not available |
After cancelling
After you cancel, confirm in writing that biBERK has processed the cancellation and request an itemized statement showing refunded amounts, non‑refundable portions, and any cancellation fees. Monitor bank and card statements for continuing charges. If you have disputes (billing, audit after cancellation, missing refund), escalate to biBERK customer service, request supervisory review, and if unresolved, consider filing a complaint with the relevant U.S. state insurance regulator or, in Canada, consult your provincial consumer protection agency or insurance ombudsman. Useful links: biBERK FAQ: How do I cancel my policy?, Policy Cancellation Agreement, and Early termination & cancellation fees FAQ.
Address
biBERK - 1314 Douglas St STE 1400, Omaha, NE 68102-1944, USA