Cancellation service #1 in Canada
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Chubb service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Cancellation Chubb: Easy Method
What is Chubb
Chubb is a global insurance company that provides property, casualty, accident and health, and specialty coverages through brokers and direct channels; in Canada it underwrites a range of group and specialty products and operates a formal complaint-resolution framework. Policies, pricing and servicing are typically handled through brokers, Chubb’s customer-care teams or dedicated MyAccount portals rather than a standardized app-store cancellation workflow.
How to cancel Chubb
- Contact your broker or Chubb Customer Care first to confirm the required cancellation method and any effective-date implications; request the required written confirmation format (email, online form or mailed letter).
- If required by your contract, submit written notice of cancellation - email or a signed letter - and keep proof of delivery; if you prefer formal postal proof, send registered mail to Chubb Insurance Company of Canada, Attn: Cancellations or Complaints Officer at the address below.
- If you have access to MyAccount, check whether an online cancellation or policy-change option exists and follow the steps shown there; confirm receipt of the cancellation in writing from Chubb.
- Document any conversation where an agent or broker promises a refund and ask for written confirmation of that promise.
- Note: no explicit App Store / Google Play cancellation process was found in Chubb Canada public help or terms; cancelling an app-subscription through Apple/Google does not guarantee cancellation of the underlying Chubb policy - always confirm with Chubb or your broker.
What happens when you cancel
When a cancellation takes effect you will lose the insurance coverage from the effective cancellation date; any claims arising after that date will normally not be accepted. Renewal schedules stop for that policy when cancelled, and automatic payments should cease after the insurer processes the cancellation, though timing can vary. Chubb will retain policy records and personal data as required by law and company policy; you can request confirmation of their data-retention or deletion practices through their customer-care channels.
Will I get a refund?
Refunds depend on the specific policy wording, whether a “free look” or cooling-off period applies, whether a claim has been made, and any broker or payment-channel terms. Some Chubb products or regions offer a short free-look period (an example from another region cited a 15‑day free-look on certain Personal Accident & Health plans), but Canadian sources do not show a single standardized refund rule for all products. In practice refunds may be full (within a free-look), prorated for unused coverage, or withheld if a claim has been made or the policy terms disallow refund. Customers have reported both straightforward refunds and difficulties obtaining refunds, so retain written confirmation and proof of payment when you request one.
Chubb plans and pricing
| Plan | Price (CAD) | Period | Features |
|---|---|---|---|
| Group Term Life - Non‑Smoker, 30 years old, $150,000 coverage | C$12.00/month | Monthly | Employer‑sponsored group term life insurance; non‑smoker rate |
| Group Term Life - Smoker, 30 years old, $150,000 coverage | C$20.00/month | Monthly | Employer‑sponsored group term life insurance; smoker rate |
| Group Term Life - Professional, 30 years old, $150,000 coverage | C$10.00/month | Monthly | Employer‑sponsored group term life insurance; professional rate discount |
Your consumer rights in Canada
Chubb maintains internal complaint-resolution procedures and escalation paths across Canada; in Quebec it operates a formal process allowing escalation from front‑line staff to management and, if unresolved, referral to the Autorité des marchés financiers (AMF). Nationally, Chubb’s procedures include escalation to a Chief Complaints Officer and the option for external review if internal resolution is unsuccessful. Consumer protections, statutory cooling-off periods and regulator options vary by province - consult Chubb’s complaint pages and your provincial regulator for precise rights. For Chubb-specific guidance see Chubb’s complaint-resolution information and the broker-facing complaint process.
Customer experiences
User reports are mixed: some customers praise Chubb for straightforward claims service and responsive support, while others report difficulties obtaining refunds, slow or non‑responsive claims handling, and unclear communication about cancellation terms. Independent review sites include both positive remarks about support during claims and negative complaints about refunds or continued billing after cancellation; this variability underscores the importance of obtaining written confirmations and monitoring payment activity after you cancel.
Documentation checklist
- Policy number and policy documentation (declaration page)
- Your full name and contact information as shown on the policy
- Broker details (if purchased through a broker) or MyAccount username
- Signed written cancellation request or email sent to Customer Care
- Proof of payment (bank/credit statements) and any claim reference numbers
- Copies of any agent/broker communications promising refunds (emails or written notes)
Common mistakes
Common errors include relying on verbal promises from an agent without getting written confirmation, assuming cancelling an app-subscription (Apple/Google) cancels the Chubb policy, not sending written notice when the contract requires it, and failing to keep proof of delivery or acknowledgement. Another common problem is not confirming the effective cancellation date - that can affect whether you receive a prorated refund or remain liable for premiums until a given date.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Web / App Store / Google Play | Depends on policy wording; no standardized App Store/Google Play cancellation process found for Chubb Canada - refunds not guaranteed via app stores | High - unclear path and may not stop insurer billing without direct contact to Chubb or broker |
| Web (MyAccount) / Customer Care / Broker | Possible prorated refund or full refund within a free‑look period; subject to policy terms and claims history | Moderate - requires written notice, confirmation and follow‑up with broker or Customer Care |
After cancelling
After you cancel, keep copies of the cancellation confirmation, monitor your bank or card for refund transactions, and follow up with Chubb or your broker if a refund or cessation of billing does not occur within a reasonable time. If you cannot resolve the issue internally, escalate using Chubb’s complaint process (escalate to the Chief Complaints Officer) and, if you are in Quebec and remain unsatisfied, you may refer the matter to the Autorité des marchés financiers (AMF). Helpful links: Chubb complaint-resolution information (Quebec process), broker complaint guidance (broker process), and public review platforms where others report experiences (Trustpilot, WalletHub). Keep records of all steps so you can present a clear timeline if escalation becomes necessary.
Address
Use registered mail (raccomandata A/R) if you want postal proof. Address correspondence to:
Chubb Insurance Company of Canada, Attn: Cancellations or Complaints Officer
199 Bay Street, Suite 2500, P.O. Box 139, Commerce Court Postal Station, Toronto, ON M5L 1E2, Canada