Postclic unlimited subscription: promo at 1,47 CAD for 48h with a mandatory first month at 79,87 CAD, then 79,87 CAD per month without commitment
Cancel TD MELOCHE MONNEX
in 30 seconds only!
Cancellation service #1 in Canada
4.9Calculated on 5.6K reviews
I hereby notify you of my decision to terminate the contract relating to the Td Meloche Monnex service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Td Meloche Monnex: Easy Method
What is Td Meloche Monnex
TD Meloche Monnex (often branded as TD Insurance Meloche Monnex) is a Canadian insurance provider offering personal lines such as auto, home, travel and specialty coverages. It underwrites policies, services claims and manages customer accounts through its MyInsurance portal, telephone support and corporate offices.
How to cancel Td Meloche Monnex
Follow these options in order of speed and proof. Note that app-store subscriptions (Apple App Store, Google Play) cannot be reliably cancelled through the stores - TD requires direct contact. For many customers the fastest routes are phone or the MyInsurance secure messaging. If you want proof of delivery for a written cancellation, use registered mail.
- Call the TD Insurance customer helpline at 1‑877‑585‑9427 and tell the agent you wish to cancel. Ask for a confirmation number and the agent’s name. For App Store / Google Play related services, cancellation is done via direct contact with TD - not the app stores (TD legal).
- Log into MyInsurance, use the "Contact us" or "Send a secure message" feature and select "Cancellation" as the topic; include policy number, effective cancellation date and reason.
- Send a written cancellation by registered mail to TD Insurance (Corporate Secretariat) to create a dated proof of delivery. Keep copies of the letter, tracking and delivery receipt.
What happens when you cancel
When a policy is cancelled, coverage stops on the effective cancellation date you specify (or the insurer’s calculated date if they process a different date). You will lose access to benefits and online policy services for that policy after cancellation. Auto-renewal will be stopped for that policy; other active TD policies remain unaffected unless you cancel them separately. TD will retain records in accordance with legal and regulatory requirements and its privacy policy.
Will I get a refund?
Refunds depend on the policy type and timing. For multi-trip travel insurance (Wide Horizons), premiums are non-refundable once coverage begins, but TD/Meloche Monnex typically allows a full refund if you cancel within about 10 days of receiving the contract and no claim has been made (travelinsurancereview.ca). For home and auto, refunds are commonly pro‑rata or short‑rate and may be reduced by cancellation fees or short‑rate penalties - cancelling closer to renewal often increases the portion retained by the insurer. If you dispute a refund decision, keep documentation and consider escalating to a regulator if unresolved.
Td Meloche Monnex plans and pricing
| Plan | Price | Period | Main features |
|---|---|---|---|
| Wide Horizons Solution - multi‑trip travel insurance (family of four, example) | C$947.80 (total) | 6 months (example; equivalent approx. C$181 per year for 60‑day multi‑trip) | Emergency medical up to $5M; trip cancellation up to $2,500/person (max $5,000/family); trip interruption up to $5,000/person; example price reflects family discount for existing Meloche Monnex customers. |
Your consumer rights in Canada
Canadian consumers generally have a brief rescission period for certain insurance products (commonly around 10 days) permitting cancellation for a full refund if no claim has been made - this is typical for travel products and is offered on TD's multi‑trip travel coverage. For other lines (home, auto) insurers must follow provincial rules on refunds; refunds are typically pro‑rata or short‑rate and cancellation fees can apply. If you believe your rights under federal or provincial consumer protection or insurance law have been breached, you may contact the Financial Consumer Agency of Canada (FCAC) or your provincial regulator. In Quebec, you can contact the Office de la protection du consommateur for assistance.
Customer experiences
Customer reports are mixed. Some users describe fast, friendly service (for example, prompt issuance of documents or straightforward minor claims). Other customers report issues such as long hold times, system or billing glitches, unexpected premium increases and cancellation fees. Online review platforms show both positive claim service anecdotes and negative complaints about communications, premium changes and administrative problems. Use documented cancellation channels and retain confirmations to reduce dispute risk.
Documentation checklist
- Policy number(s) and insured name
- Desired cancellation date and reason
- Proof of payment and recent billing statements
- Confirmation number or message from phone/portal and agent name
- If sending by mail: a copy of your cancellation letter, registered mail tracking number and delivery receipt
Common mistakes
Common errors include assuming app-store cancellation is sufficient (TD requires direct cancellation via phone or portal), not requesting or saving a confirmation number, cancelling too close to renewal without checking short‑rate penalties, and failing to send written confirmation when a paper record is needed - this can complicate refund or dispute resolution. For example, customers who relied on app‑store unsubscribes later discovered their policy remained active and was charged; others who did not obtain a written proof of cancellation had difficulty disputing a post‑cancellation billing.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Phone (1‑877‑585‑9427) | Refunds processed per policy rules (travel: 10‑day full refund possible; home/auto: pro‑rata/short‑rate possible) | Moderate to high - reported long hold times; get confirmation number |
| MyInsurance portal / secure message | Same refund rules apply; provides written record within account | Moderate - convenient and leaves a timestamped message trail |
| Registered mail to Corporate Secretariat | Same refund rules apply; strongest proof of delivery for disputes | Low difficulty to submit but slower processing; best for documentation |
| Apple App Store / Google Play | Not supported for TD cancellations - refunds not guaranteed; TD requires direct contact | High / Not applicable - app stores are not a reliable cancellation path for TD |
After cancelling
After cancellation, confirm you have a written confirmation (email, secure message, or registered‑mail receipt) that states the effective cancellation date and any refund details. Monitor your bank or credit card for the refund and any unexpected charges. If you disagree with the refund calculation or encounter unresolved service issues, escalate to TD customer relations and retain all correspondence. If unresolved, consider filing a complaint with the Financial Consumer Agency of Canada (FCAC) or your provincial consumer protection agency; in Quebec contact the Office de la protection du consommateur.
Address
Send written cancellations or correspondence (registered mail recommended) to:
TD Insurance (Corporate Secretariat), 50, Place Crémazie, 12th Floor, Montréal (Québec) H2P 1B6, Canada
For legal information and terms see TD’s legal page: tdinsurance.com/legal.