Opsigelses tjeneste Nr. 1 i Canada
Kære hr./fru,
Jeg meddeler hermed min beslutning om at opsige kontrakten vedrørende Travelers Insurance tjenesten.
Denne meddelelse udgør en fast, klar og utvetydig vilje til at opsige kontrakten med virkning på den først mulige forfaldsdato eller i overensstemmelse med den gældende kontraktlige frist.
Jeg beder dig om at træffe alle nødvendige foranstaltninger for at:
– stoppe al fakturering fra den faktiske opsigelsesdato;
– bekræfte skriftligt den korrekte modtagelse af denne anmodning;
– og, hvis relevant, sende mig det endelige regnskab eller bekræftelsen af saldo.
Denne opsigelse sendes til dig via certificeret e-post. Afsendelsen, tidsstemplingen og integriteten af indholdet er fastslået, hvilket gør det til et bevisbart dokument, der opfylder kravene til elektronisk bevis. Du har derfor alle de nødvendige elementer til at udføre den regelmæssige behandling af denne opsigelse i overensstemmelse med de gældende principper for skriftlig notifikation og kontraktfrihed.
I overensstemmelse med reglerne vedrørende beskyttelse af personoplysninger anmoder jeg også om:
– at slette alle mine data, der ikke er nødvendige for dine juridiske eller regnskabsmæssige forpligtelser;
– at lukke enhver tilknyttet personlig adgang;
– og at bekræfte den faktiske sletning af data i henhold til de gældende rettigheder vedrørende beskyttelse af privatlivets fred.
Jeg opbevarer en fuldstændig kopi af denne meddelelse samt beviset for afsendelse.
Cancellation Travelers Insurance: Easy Method
What is Travelers Insurance
Travelers Insurance (Travelers Canada) is an insurance provider offering personal and commercial insurance products in Canada, including auto, home, and travel-related coverages. Policies are typically issued through brokers or directly by the insurer and are governed by provincial and federal insurance regulations as well as the insurer's consumer code and policy terms.
How to cancel Travelers Insurance
- Contact your broker first; if you do not have a broker or need direct assistance, call Travelers Customer Service at 1-800-268-4543.
- Prepare a signed written cancellation notice showing your policy number, full name, effective cancellation date and reason; the insurer requires a signed request rather than an in-app cancellation.
- Send the signed written notice by registered mail (raccomandata A/R) to the head office at 165 University Avenue, Toronto, Ontario, M5H 3B9 - this provides delivery confirmation and is recommended where confirmation of receipt is needed.
- Your broker or Travelers will confirm any required notice period, effective date, and any documentation needed (for example, proof of sale, transfer, or new policy).
- Note that cancellations cannot be completed through the App Store or Google Play; app-related inquiries should be directed to Travelers as per their Terms of Service (travelerscanada.ca).
What happens when you cancel
When your cancellation is processed, your coverages end on the cancellation effective date and you should receive written confirmation from your broker or Travelers. Cancellation may affect renewals and any scheduled automatic payments; if you have a direct billing or instalment plan those payments should be stopped once the insurer confirms cancellation.
Travelers and your broker will retain policy records for the period required by law; you should keep copies of your cancellation request and the insurer’s confirmation for your records and any future reference or disputes.
Will I get a refund?
Refund eligibility and amounts are determined by policy terms, the timing of cancellation, and whether any claim has been reported or paid. Travelers Canada does not publish a universal “14-day right to cancel” for all policies; refunds must be requested through your broker or Travelers Customer Service. Where refunds are approved they are typically issued to the original payment method and may take about 10 - 14 business days to appear, though processing times can vary.
Refunds are generally not available if a claim has been paid, incurred, or reported under the policy. Any prorated return premium can also be affected by minimum premiums, administrative fees, or short-rate penalties stated in your policy.
Travelers Insurance plans and pricing
| Plan | Price | Period | Features |
|---|---|---|---|
| Essential™ (young driver, 18 - 24, compact car) | C$145.00 | Monthly | Basic auto insurance for young driver profile |
| Standard Plan (young driver, 18 - 24, compact car) | C$160.00 | Monthly | Mid-tier auto insurance for young driver |
| Comprehensive Plan (young driver, 18 - 24, compact car) | C$185.00 | Monthly | Full auto coverage for young driver |
| Essential™ (standard driver, 35 - 45, intermediate car) | C$85.00 | Monthly | Basic auto insurance for standard driver |
| Standard Plan (standard driver, 35 - 45, intermediate car) | C$92.00 | Monthly | Mid-tier auto insurance for standard driver |
| Comprehensive Plan (standard driver, 35 - 45, intermediate car) | C$108.00 | Monthly | Full auto coverage for standard driver |
| Essential™ (senior driver, 60 - 70, city car) | C$65.00 | Monthly | Basic auto insurance for senior driver |
| Standard Plan (senior driver, 60 - 70, city car) | C$72.00 | Monthly | Mid-tier auto insurance for senior driver |
| Comprehensive Plan (senior driver, 60 - 70, city car) | C$84.00 | Monthly | Full auto coverage for senior driver |
Your consumer rights in Canada
As a Canadian insurance consumer you have the right to cancel your policy at any time and to be informed about the specifics of your coverage, pricing, and claims process. Travelers’ consumer commitments and provincial insurance laws require transparent information, privacy protection, and fair complaint-handling procedures.
You are also entitled to timely resolution of complaints under the insurer’s protocol and to receive confirmation of cancellation in writing. If you believe your legal rights under provincial insurance statutes or the insurer’s consumer code have been breached, you may escalate complaints to your provincial insurance regulator.
Customer experiences
Customer reviews show a mix of positive and negative experiences. Some policyholders report satisfactory service and clear claims handling, while others describe difficulty obtaining cancellations, delayed refunds, or dissatisfaction with claim outcomes and adjuster handling. Complaints commonly focus on billing after cancellation and slow or contested claim settlements.
These experiences can vary by broker, region, and the specifics of the claim or policy; dealing directly with your broker for support often leads to faster resolution than contacting the insurer without broker involvement.
Documentation checklist
- Signed written cancellation notice including policy number and requested effective date.
- Proof of identity (copy of driver’s licence or government ID) and proof of address if requested.
- Any supporting documents (sale of vehicle, loan payoff, transfer, new insurer confirmation) and receipt/proof of registered mail (raccomandata A/R) showing delivery to head office.
- Broker contact details and any prior correspondence with Travelers (emails, reference or claim numbers).
Common mistakes
Common mistakes include assuming the app store or online subscription controls policy cancellation - Travelers requires a signed written notice via your broker or direct to the insurer. Another frequent error is failing to send cancellation by registered mail or not keeping proof of delivery; without proof you may face disputes about when the insurer received your request.
Some customers omit required supporting documents (for example, proof of sale or new policy details), which can delay processing. Finally, not confirming whether a claim has been reported or paid before cancelling can result in unexpected denial of refunds.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Through your broker | Possible if eligible; prorated refunds typically issued to original payment method (processing times vary) | Low - Medium (broker handles submission and follow-up) |
| Contact Travelers Customer Service + signed written notice | Possible if eligible; refunds usually processed to original payment method (approx. 10 - 14 business days when approved) | Medium (requires registered mail and follow-up) |
| App Store / Google Play | Not handled via app store - cancellation and refunds must be arranged with Travelers; app stores are not responsible per Travelers' Terms of Service | High / Confusing (app platforms cannot complete insurer-level cancellations) |
After cancelling
After cancellation, obtain written confirmation from your broker or Travelers and retain the registered-mail receipt and any insurer correspondence. Check that automatic payments have stopped and confirm whether any refund will be issued and the expected timing.
If you have questions about rights, refunds, or complaints, see Travelers’ consumer information and terms: Travelers Canada - Consumer Code, policy terms and conditions (Terms & Conditions), and third-party summaries such as HelloSafe or travel insurance FAQs at Travel Guard Canada FAQs.
Address
Travelers Canada
165 University Avenue
Toronto, Ontario, M5H 3B9
Canada