Cancellation service #1 in Canada
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the London Life service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Cancellation London Life: Easy Method
What is London Life
London Life is a Canadian insurance brand now operating under Canada Life. It provides life insurance and group benefits products and associated online services for policyholders, employers and plan members. Account access, policy management and some digital services are handled through Canada Life systems and customer-service channels.
How to cancel London Life
- Identify which product or access you want to cancel (individual policy, My Account web access, group site access, or an app-store subscription) and have your policy or plan number ready.
- For My Account (web access): provide at least thirty (30) days' prior written notice to Canada Life. Mail or submit a written request through the official Canada Life contact channel and keep proof of delivery.
- For group site access: give notice in writing or electronically at least ten (10) days prior, or call the Canada Life Group CollabCentre Helpline to request cancellation for your group account.
- If your subscription was purchased through the App Store or Google Play, cancel directly through the store (for example: iPhone Settings → Subscriptions, or Google Play → Subscriptions). Uninstalling the app does not cancel the subscription.
- When sending written notice by post, address it to the head office (see Address section) and consider using registered mail for proof of delivery. Record dates, names of representatives spoken with, and confirmation numbers.
What happens when you cancel
Cancelling web access or group access will typically remove your ability to log in and manage policies online; it does not automatically cancel the underlying insurance coverage unless you explicitly request policy termination. Renewal processes and billing will depend on the product: some policies continue until formally terminated and others may stop at the end of the paid term. Canada Life retains personal and policy data as required by law and internal retention policies; you can request information about how your data will be handled after cancellation through their privacy contact channels.
Will I get a refund?
Refund entitlement depends on how the product was purchased and the specific policy terms. Subscriptions bought through the App Store or Google Play require you to request refunds from the respective store; cancelling stops future billing but does not automatically create a refund for charges already processed. For insurance policies, there is no general, documented 14‑day automatic 'cooling‑off' refund right specified in the sources; some policies may include time‑limited reinstatement or refund provisions - contact a Client Service Representative (for example 1‑877‑566‑5433) to learn the exact options for your contract.
London Life plans and pricing
| Plan | Price | Period | Features |
|---|---|---|---|
| Whole Life Insurance (Payable to age 65, $200K coverage) | C$141/month | Monthly | Whole life insurance policy with cash value build-up, payable to age 65 |
Your consumer rights in Canada
You have formal rights around complaint handling: Canada Life generally acknowledges complaints in writing within 10 days and aims to provide a full response within 60 days, with a possible 30‑day extension. If you remain dissatisfied after using the company’s complaint process you may escalate to the OmbudService for Life and Health Insurance (OLHI). Under Canadian privacy laws you also have rights to access, correct, delete or transfer your personal information, to change consent preferences, and to inquire about automated decision‑making; Canada Life must respond within the statutory timeframes. If a policy lapses or is cancelled there may be a time‑limited right to reinstate - contact Client Services to confirm any reinstatement or refund possibilities for your specific policy.
Customer experiences
Customer feedback is mixed. Some reviews praise clear, professional service, efficient onboarding and prompt handling of administrative tasks such as change of banking details and withdrawal forms. Other reports describe persistent technical problems with web and app portals, difficulties logging in after system changes, submission errors when uploading documents and unstable portals. There are also complaints about customer-service responsiveness, payment delays, claim denials or lost records; a small number of reviewers report long hold times and dropped calls. These experiences suggest you should document communications closely and verify confirmations when you cancel or change service.
Documentation checklist
- Policy or plan number and full policyholder name
- Government photo ID (for identity verification)
- Written cancellation letter or email with date, signature and clear instruction (retain a copy)
- Proof of delivery (registered mail receipt or confirmation email/case number)
- Receipts or transaction records (for subscriptions purchased via App Store/Google Play)
- Banking details if you expect a refund and a signed instruction for where to send it
Common mistakes
Customers commonly omit the policy or plan number, which slows processing; they also fail to allow the required notice period (30 days for My Account web access, 10 days for group site access) and expect immediate effect. Uninstalling an app is often mistaken for cancelling an in‑app subscription - this does not stop billing. Not keeping written records or proof of delivery leaves you unable to demonstrate when you requested cancellation. Expecting an automatic refund without checking the purchase channel or policy terms is another frequent error.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| My Account (web access) | Refunds not specified; contact Client Services to confirm (no automatic refund documented) | Moderate - requires at least 30 days' written notice and proof |
| Group site access | Refunds depend on group arrangement and billing cycle; check with your plan administrator | Low to Moderate - can give 10 days' written/electronic notice or call the Group CollabCentre |
| App Store / Google Play subscriptions | Refunds handled by the store; cancelling stops future billing but does not guarantee refund | Low - cancel through the store’s subscription settings, but store policies vary |
After cancelling
After you cancel, retain copies of all correspondence and confirmation numbers. If you need help or you do not receive confirmation within the expected timeframes, contact Canada Life Client Services at 1‑877‑566‑5433. If a complaint is not resolved to your satisfaction follow the company complaint process and, if necessary, escalate to the OmbudService for Life and Health Insurance (OLHI). For privacy or data‑access questions contact Canada Life’s privacy office and keep records of any requests and responses.
Helpful links: Canada Life main site: https://www.canadalife.com. OLHI (escalation for unresolved complaints): https://www.olhi.ca. General Canada Life contact page: https://www.canadalife.com/contact-us.html.
Address
Head office mailing address: 255 Dufferin Ave, London, ON N6A 4K1, Canada. It is advisable to send written cancellations by registered mail (proof of delivery required) and to retain your tracking or receipt ("raccomandata A/R") for your records.