Servizio di disdetta N°1 in Italy
Gentile Signora, Egregio Signore,
Con la presente Le notifico la mia decisione di porre fine al contratto relativo al servizio Europ Assistance.
Questa notifica costituisce una volontà ferma, chiara e non equivoca di disdire il contratto, con effetto alla prima scadenza possibile o conformemente al termine contrattuale applicabile.
La prego di prendere ogni misura utile per:
– cessare ogni fatturazione a partire dalla data effettiva di disdetta;
– confermarmi per iscritto la corretta presa in carico della presente richiesta;
– e, se del caso, trasmettermi il saldo finale o la conferma di saldo.
La presente disdetta Le è indirizzata tramite posta elettronica certificata. L'invio, la marcatura temporale e l'integrità del contenuto sono stabiliti, il che ne fa uno scritto probante conforme ai requisiti della prova elettronica. Dispone quindi di tutti gli elementi necessari per procedere al trattamento regolare di questa disdetta, conformemente ai principi applicabili in materia di notifica scritta e di libertà contrattuale.
Conformemente alle regole relative alla protezione dei dati personali, Le chiedo inoltre:
– di eliminare l'insieme dei miei dati non necessari ai Suoi obblighi legali o contabili;
– di chiudere ogni spazio personale associato;
– e di confermarmi l'effettiva cancellazione dei dati secondo i diritti applicabili in materia di protezione della vita privata.
Conservo una copia integrale di questa notifica così come la prova di invio.
Cancellation Europ Assistance: Easy Method
What is Europ Assistance
Europ Assistance is an international assistance and travel insurance provider that offers services such as travel medical assistance, trip interruption support and related insurance products. In Canada, Europ Assistance operates assistance and insurance services for travellers and policyholders, though some product details and customer-facing procedures (including cancellation steps for digital channels) are not fully documented on the Canadian website.
How to cancel Europ Assistance
- Locate your policy number and purchase confirmation (email or certificate) and review any policy documents you received for cancellation terms or renewal windows.
- Try the insurer’s published customer channels first: contact Europ Assistance Canada’s customer service by phone or email (details on the insurer’s site) and request a written cancellation confirmation. Keep notes of date/time and the name of the representative.
- If you bought through an app store, cancel the subscription through your Apple ID (App Store) or Google Play subscriptions page and review the store’s refund rules; the insurer’s Canadian site does not publish specific instructions for App Store/Google Play cancellations.
- If online self‑service (Customer Area) is available in your account, use it to cancel during any renewal window; in some jurisdictions renewal windows open about 45 days before expiry (this is published for other Europ Assistance country sites and may not exactly match Canada).
- If you prefer written proof, send a written cancellation request referencing policy number and desired termination date; consider using registered mail or an email with delivery/read receipt and keep copies for your records.
What happens when you cancel
When your cancellation is processed your policy will be terminated according to the insurer’s terms and the effective end date stated in the confirmation. Coverage normally ends on the termination date, and you should receive written confirmation of the cancellation and the effective date; however, Europ Assistance Canada’s site does not publish a detailed cancellation confirmation procedure. If you cancel close to renewal, automatic renewal may be prevented if cancellation is accepted before the renewal date. Also expect the insurer to retain certain policy and claim records for a period required by law or company policy.
Will I get a refund?
Europ Assistance Canada’s public pages do not publish a clear national policy on cooling‑off periods or refunds for all products. Refund entitlement often depends on the product type, purchase channel and the timing of cancellation. For example, some Europ Assistance country sites (Belgium) state that the unused portion of an annual travel insurance premium is refunded when an annual contract is cancelled; this practice may apply in similar circumstances but is not explicitly stated on the Canadian site. If you purchased via an app store, refunds may be subject to the store’s refund policy rather than the insurer’s direct refund rules. Refunds may be withheld where claims have already been paid against the policy or where specific non‑refundable fees apply; always confirm the refund calculation in writing before relying on it.
Europ Assistance plans and pricing
| Plan | Price (CAD) |
|---|---|
| Single‑trip travel insurance | Varies |
| Annual / multi‑trip travel insurance | Varies |
| Assistance‑only services (medical, roadside, travel help) | Varies |
Your consumer rights in Canada
If you cannot resolve a complaint with Europ Assistance Canada you may escalate to external dispute‑resolution bodies depending on your province: the OmbudService for Life & Health Insurance (OLHI) or the General Insurance OmbudService (GIO) for general insurance disputes, the Autorité des marchés financiers (AMF) for Quebec residents, or Saskatchewan’s Superintendent of Insurance where applicable. Europ Assistance Canada’s complaints page indicates the company aims to acknowledge complaints within three business days and issue a final written answer within 30 days; retain all correspondence and timestamps if you intend to escalate.
Customer experiences
Customer reviews vary by country. In some markets (for example, Trustpilot reviews for Europ Assistance Italy) users report positive experiences with fast and professional assistance. Conversely, Trustpilot feedback for Europ Assistance Canada and other country sites often records significant negative experiences: slow or unresponsive claims handling, rejected claims, repeated document requests and difficulty contacting support. Reviews from multiple countries also mention concerns about automatic renewals and unclear cancellation processes.
Documentation checklist
- Policy number and purchaser name
- Proof of purchase (email, receipt, bank statement)
- Travel dates and booking confirmation (if travel insurance)
- Reason for cancellation and any supporting documents
- Correspondence history with customer service (emails, chat logs, notes of calls)
- Bank details for refund and identification (ID copy) if required
Common mistakes
Consumers commonly wait until the last minute and miss a renewal or cancellation window, or attempt to cancel through the wrong channel (for example contacting the insurer while the subscription is managed by an app store). Other frequent errors are failing to get written confirmation of cancellation, not recording the policy number, and assuming a refund will be automatic - refunds often require a formal request and may be calculated for the unused portion only. Also, buyers sometimes overlook store‑level subscription rules when the product was purchased via App Store or Google Play.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Customer area / online account | Varies - possible refund of unused premium | Low to Medium |
| Email or phone to Europ Assistance Canada | Varies - depends on policy terms and timing | Medium |
| App Store or Google Play subscription cancellation | Depends on store refund policies | Medium (store procedures) |
| Registered letter / written notice | Varies - provides documentary proof; refund depends on terms | Medium to High (more effort but clear record) |
After cancelling
After you cancel, secure written confirmation of the effective cancellation date and any refund amount or calculation. Keep all supporting documents in case you need to follow up on a refund or escalate a dispute. If you have an outstanding claim or expect to make one, confirm whether the claim will still be processed and how cancellation affects claim entitlement. For further information and to start cancellation or complaints procedures, consult Europ Assistance Canada’s website and the official complaint escalation pages linked below.
Useful links: Europ Assistance Canada, Complaints resolution process (Europ Assistance Canada), How to cancel an annual travel insurance contract (Europ Assistance Belgium), Trustpilot - Europ Assistance Canada reviews, Apple: cancel subscriptions, Google Play: cancel subscriptions.
Address
Eurafin c/o Europ Assistance Italia S.p.A., Via Mulino 4, Palazzo U15, 20057 Assago (MI), Italia