Postclic

Deciding to cancel a banking product or card service can feel oddly emotional and bureaucratic at the same time. Whether it’s a paid account upgrade you no longer use, a subscription tacked onto your current account, or a payment service that’s not working for you, it’s perfectly normal to want a clean break. Postclic helps people across the UK make that break simple and stress-free, with clear cancellation letters and tracked delivery so you have proof.

Common reasons for cancellation

Costs and value

Many customers cancel because the fees outweigh the benefits. Things like Monzo Plus or Monzo Extra and Revolut Premium can feel worthwhile at first, but if you’re not using the extra features the monthly or annual fee soon becomes hard to justify.

Service changes or dissatisfaction

Sometimes the bank changes terms, adds unwanted features, or a payment processor like Worldpay no longer suits your business. You might move to a different account, or an app-based alternative such as Loqbox may no longer meet your needs. These are practical reasons to cancel and tidy up your finances.

Security or redundancy

If a card product is compromised, replaced or simply duplicates another service (for example, overlapping benefits with M&S Club Rewards and another retail scheme), cancelling the redundant account reduces risk and confusion.

Your UK consumer rights

As a UK consumer you aren’t without protection. The Consumer Rights Act 2015 covers fairness of terms and the fitness of services; if a paid banking add-on or payment service is misrepresented you can expect remedies. Financial services are also regulated by the Financial Conduct Authority (FCA), and persistent issues can be escalated to the Financial Ombudsman Service if the bank or provider won’t resolve your complaint. For payment services, the Payment Services Regulations provide specific protections around unauthorised transactions and refunds. Keep copies of communications - they matter.

How Postclic helps

Postclic offers 43 banking-specific cancellation letters tailored to the UK market, including templates for Monzo Plus, Monzo Extra, Revolut Premium, Loqbox, Worldpay and M&S Club Rewards. Each letter is written in plain English and designed to state your intention clearly and legally. We send your letter by tracked delivery so you get proof of posting and proof of receipt - crucial if a dispute ever arises.

Fast: pick a template, personalise and send within minutes.
Reliable: tracked delivery and written proof for your records.
Trusted: 4.6/5 rating from customers who value the ease and clarity.