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Monzo Perks

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Cancel Monzo Perks | Postclic
Monzo Perks
5 Appold Street
EC2A 2AG London United Kingdom
Cancelación del contrato Monzo Perks
Señora, Señor,

Le notifico mediante la presente mi decisión de poner fin al contrato relativo al servicio Monzo Perks.
Esta notificación constituye una voluntad firme, clara e inequívoca de cancelar el contrato, con efecto en la primera fecha posible o de conformidad con el plazo contractual aplicable.

Le ruego tome todas las medidas útiles para :
– cesar toda facturación a partir de la fecha efectiva de cancelación;
– confirmarme por escrito la buena toma en cuenta de la presente solicitud;
– y, en su caso, transmitirme el recuento final o la confirmación de saldo.

La presente cancelación le es dirigida por e-correo certificado. El envío, el sellado de tiempo y la integridad del contenido están establecidos, lo que lo convierte en un escrito probatorio que responde a las exigencias de la prueba electrónica. Por lo tanto, dispone de todos los elementos necesarios para proceder al tratamiento regular de esta cancelación, de conformidad con los principios aplicables en materia de notificación escrita y libertad contractual.

De conformidad con las reglas relativas a la protección de datos personales, le solicito también:
– suprimir el conjunto de mis datos no necesarios para sus obligaciones legales o contables ;
– cerrar todo espacio personal asociado;
– y confirmarme el borrado efectivo de los datos según los derechos aplicables en materia de protección de la vida privada.

Conservo una copia íntegra de esta notificación así como la prueba de envío.

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Destinatario
Monzo Perks
5 Appold Street
EC2A 2AG London , United Kingdom
REF/2025GRHS4

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Ending your Monzo Perks membership made easy

What is Monzo Perks?

Monzo Perks is a subscription benefit programme offered by Monzo Bank, one of the UK's leading digital-only banks. First, let me explain what makes this different from standard banking services. Whilst your regular Monzo current account remains free, Perks is an optional add-on that gives you access to exclusive discounts and cashback deals with various partner brands.

The programme works by connecting your Monzo account to participating retailers and service providers. When you spend with these partners using your Monzo card, you automatically receive cashback or discounts. Think of it as a loyalty scheme specifically designed for Monzo customers who want to maximise their everyday spending.

Currently, Monzo Perks partners include well-known brands across different categories. You'll find offers from food delivery services like Deliveroo and Just Eat, entertainment platforms such as Audible and Disney+, travel companies including Booking.com, and lifestyle brands like Gousto and HelloFresh. The selection changes periodically as Monzo negotiates new partnerships and phases out others.

Most importantly, Perks is available to customers with Premium or paid Monzo accounts. It's not a standalone subscription you purchase separately—rather, it's bundled into higher-tier account packages. This bundling approach is precisely why many people find themselves wanting to cancel: they signed up for Premium features but don't actually use the Perks component enough to justify the cost.

How Monzo Perks differs from standard accounts

Your basic Monzo account gives you core banking features at no cost. You get a current account, debit card, instant spending notifications, budgeting tools, and fee-free spending in the UK. Perks sits on top of this foundation as part of premium account tiers.

The key distinction is that Perks requires an active paid account subscription. If you downgrade to a free Monzo account, you automatically lose access to Perks benefits. Additionally, the cashback and discounts only apply when you're actively subscribed—there's no retrospective benefit if you cancel and rejoin later.

Keep in mind that Monzo regularly updates which partners are included in Perks. What attracted you initially might not be available six months later. This fluidity is another common reason customers decide the subscription no longer offers value for money.

Plans, features and pricing

Understanding exactly what you're paying for is crucial before cancelling. Monzo Perks isn't sold as a standalone product, so let me break down how it fits into Monzo's account structure.

Account tiers and Perks access

Account TypeMonthly CostPerks IncludedKey Features
Standard£0NoBasic banking, budgeting tools
Premium£15YesPerks, travel insurance, phone insurance, advanced budgeting
Metal£15YesAll Premium features plus metal card, commission-free spending abroad

The pricing structure means you're not just paying for Perks alone. When you subscribe to Premium or Metal, you're getting a bundle of features. This is important because you can't simply cancel Perks whilst keeping other Premium features—it's all or nothing.

What Perks actually offers

At the time of writing, Monzo Perks provides cashback percentages ranging from 2% to 15% depending on the partner. Some offers are time-limited promotions, whilst others are ongoing partnerships. You'll typically see categories including:

  • Food delivery and meal kits (commonly 5-10% cashback)
  • Streaming services and entertainment (usually 3-6 months free trials or discounted subscriptions)
  • Travel and accommodation (typically 3-8% cashback)
  • Shopping and lifestyle brands (varying percentages)
  • Fitness and wellness services (often trial periods or percentage discounts)

Additionally, Monzo sometimes offers \

FAQ

Monzo Perks offers a variety of discounts and cashback deals from well-known partner brands across multiple categories. You can find offers from food delivery services like Deliveroo and Just Eat, entertainment platforms such as Audible and Disney+, travel companies like Booking.com, and lifestyle brands including Gousto and HelloFresh. The selection of partners and offers changes periodically, so it's worth checking your Monzo app regularly to see the latest deals available.

Monzo Perks is included as part of the subscription for customers with Premium or paid Monzo accounts. While your basic Monzo current account is free, the Perks feature is an optional add-on that comes with the higher-tier account packages. Therefore, you won't pay separately for Monzo Perks; instead, it is bundled into your overall account subscription fee.

To cancel your Monzo Perks subscription, you must send a cancellation request via postal mail. Ensure that you use registered mail for tracking purposes and include your account details and a clear statement indicating your desire to cancel the Perks feature. This is the only method accepted for cancellation.

Monzo Perks enhances your banking experience by providing exclusive discounts and cashback opportunities that are not available with a standard, free Monzo account. While the basic account offers essential banking features like instant spending notifications and budgeting tools, Monzo Perks allows you to maximize your everyday spending by saving money on purchases from various partner brands, making it a valuable addition for those who frequently shop with these retailers.

No, Monzo Perks is only available to customers with Premium or paid Monzo accounts. If you choose to downgrade to a free Monzo account, you will lose access to the Perks feature and its associated discounts and cashback offers. It's important to consider your usage of Perks before making any changes to your account type.