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Cancel CREDITPERFECT
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I hereby notify you of my decision to terminate the contract relating to the CreditPerfect service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Stopping CreditPerfect: What you need to know
About CreditPerfect and its service offering
CreditPerfect is a UK-based credit repair and improvement service that assists consumers in managing and enhancing their credit profiles. Operating from Manchester, the company positions itself as a professional intermediary between consumers and credit reference agencies, offering to challenge inaccurate information, negotiate with creditors, and provide ongoing credit monitoring. From a financial perspective, understanding what you're paying for is essential before committing to any subscription-based service, particularly one that involves your financial reputation.
The credit repair industry in the UK operates within a specific regulatory framework, and services like CreditPerfect charge monthly fees for work that consumers can technically undertake themselves. Considering that credit reference agencies are legally obligated to investigate disputes free of charge under the Data Protection Act 2018 and UK GDPR, many consumers question whether the convenience of outsourcing this work justifies the ongoing expense. This is precisely why financial advisors recommend regularly reviewing such subscriptions to ensure they continue to deliver measurable value relative to their cost.
CreditPerfect typically attracts customers who feel overwhelmed by the credit dispute process or lack the time to manage correspondence with multiple creditors and agencies. However, once consumers gain confidence in handling these matters independently, or after achieving their credit improvement goals, the monthly subscription can become an unnecessary drain on household budgets. In terms of value proposition, the service makes most sense during active dispute periods rather than as a permanent fixture in your financial commitments.
Many subscribers initially sign up during periods of financial stress or when applying for mortgages, loans, or other credit products. Once the immediate need passes, the subscription often continues unnoticed, representing what financial planners call \