Cancellation service #1 in Pakistan
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Nab service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
How to Cancel Nab: Simple Process
What is Nab
Nabrefers here to the company operating under the Nab/Nab Solutions name that has been linked in public reports to subscription services such as weekly membership programs, credit-repair style offerings and recurring billing solutions. It appears to act as a billing/subscription operator for a number of consumer-facing services and, in some markets, has been reported as billing weekly subscription fees and requiring written notice periods before a subscription stops. The company’s public footprint can be fragmented, and consumers often encounter charges described as coming from a Nab-related merchant on bank statements. This guide focuses on how a customer in Ireland should approach cancelling a Nab subscription or related recurring service, with particular attention to solid, legally useful evidence and postal cancellation as the recommended route for finalising disputes.
What I checked first
First I reviewed readily-available public sources and service information to confirm plans, billing rhythms and common consumer experiences. Trusted third-party guides and consumer reports indicate a weekly billing pattern and a requirement for a written notice period before cancellation takes effect. Those same sources also record repeated consumer reports of difficulty stopping charges and slow or ineffective responses from the company. These findings inform the practical advice below.
Official address
The address to use when referring to the company in correspondence is:Shahrah-e-Jamhuriat, G-5/1, Islamabad, Pakistan. Keep this address handy for registered-post correspondence and for any formal notices you intend to send that need an identifiable recipient location.
Subscription plans and pricing (what public sources show)
Public consumer-facing summaries and third-party guides commonly mention weekly subscription billing with an amount in the region of CAD 20+/week. The vendor ecosystem around Nab typically documents a mandatory written-notice period (commonly 30 days) before a subscription is permitted to end. Use the table below as a concise reflection of published consumer-facing information rather than a definitive company price-sheet.
| Plan / descriptor | Typical billing | Notice required (reported) |
|---|---|---|
| Weekly subscription | Approximately CAD 20.45 per week (reported) | 30 days written notice (reported). |
| Role | Subscription billing / credit repair / lending referral services | Access continues through notice period. |
Customer experiences: what users in English-language sources report
Next I synthesised customer feedback from public review platforms, consumer-protection write-ups and discussion forums. The pattern is consistent: many consumers report unexpected recurring charges; several note that stopping the service did not immediately halt billing; and a significant number describe difficulty getting an effective response. Examples of recurring themes are summarized below.
What works
Most customers who resolved their situation report that keeping a clear, dated record of every contact and showing proof of formal written notice (sent by a method that creates proof of receipt) made a difference. When consumers could show formal notice and a billing timeline, banks were more willing to support chargebacks or block further payments. That emphasises the value of written, provable evidence.
What doesn't work
Common complaints include: recurring billing continuing despite customers stating they wanted to stop; long delays before any acknowledgement; and poor visibility over what exactly was purchased, especially when people believed they were applying for a single product ( a loan) and later saw a recurring subscription on statements instead. Many reviewers publicly described frustration at being charged multiple times before a cancellation took effect.
Real user tips (paraphrased)
Real users have passed on practical advice that echoes the legal and procedural lessons below: keep precise copies of statements showing charges, keep dated evidence of any contact attempts, and prepare to escalate with your bank if billing continues after you have a provable written notice. Several users explicitly reported that being able to show a registered-post proof of delivery helped their disputes when banks required documentary evidence.
| Reported issue | Typical user-reaction / tip |
|---|---|
| Unexpected recurring charges | Check recent statements, gather chronology, prepare formal notice with strong proof of sending. |
| Cancellation acknowledged but charges continue | Retain proof of the notice and escalate via your bank if charges persist. |
Why postal registered mail is the recommended cancellation method
First, postal registered mail creates legally useful evidence: a dated proof of posting and, where available, proof of delivery or signed return receipt. That documentary trail is essential when a company disputes timing or receipt of a cancellation notice.Next, a registered-post record is an independent third-party timestamp that consumer-protection authorities and banks recognise., in cross-border situations ( when the company’s operational address is outside Ireland) a registered-post trail reduces ambiguity about when and whether the company ever actually received notice.
Most importantly, registered mail shifts the discussion from “they said they didn’t get it” to “here is verifiable proof we sent it on X date and it arrived or was accepted on Y date.” That is the single most useful piece of evidence in stubborn billing disputes.
Legal and practical weight in Ireland
Keep in mind that Irish consumer practice values demonstrable evidence of a cancellation attempt. Under the Consumer Rights Act and related guidance for services, consumers have cooling-off and notice entitlements that vary by contract type; many Irish service terms also use a 30-day written-notice convention for subscription cancellations. When a dispute reaches a bank or a consumer protection body, the presence of a formal, dated postal notice strengthens the consumer’s position considerably. The national consumer authority recommends keeping proof of your cancellation attempt and your billing evidence when you approach your bank or a dispute-resolution body.
What to include in your registered-post cancellation notice (principles only)
Keep the content concise and focused on the facts. The company and any adjudicator will be looking for clarity, identity and timing. At minimum, a strong cancellation notice follows these general principles: identify yourself clearly, reference the billing or membership identifier you see on statements (if any), state an unequivocal intent to terminate the subscription or service, include the date you expect the notice to take effect the service terms ( if a 30-day written notice is required, identify the date you consider the notice period to start), and sign the notice. Do not create ambiguity; ambiguous language invites delay. This is guidance about the composition of the notice in principle rather than a template or fill-in sample.
Keep supporting documentation
, collate supporting evidence that shows the charge pattern, such as relevant bank statement lines and any promotional material or confirmation emails you received at signup (store these separately). The registered-post notice is the formal asset; the other documents provide the chronology that makes the notice effective in a dispute.
Timing: notice periods and billing cycles
First, check the billing rhythm on your statement to identify when the next charge is due.Next, compare that rhythm to any reported notice requirement (many consumer reports around Nab-related services reference a 30-day written notice).Keep in mindthat many subscription agreements allow access and billing to continue through the notice period; a postal notice proves when the clock started. Sending registered-post early enough in relation to the next billing date reduces the risk of an extra cycle being taken while the notice is processed.
Common mistakes to avoid
Most disputes that linger are caused by a few repeatable mistakes. Anticipate them and avoid them.
- Vague wording— an unclear statement of intent creates grounds for the company to argue it was not a cancellation.
- No proof of posting— unsecured methods without a return receipt will make disputes harder to resolve.
- Missing account identifiers— failing to include the membership or billing reference visible on your statement creates delays while the company tries to match records.
- Assuming immediate stop— many agreements mandate a notice period; expecting an immediate halt will create surprise charges.
How banks and dispute resolution bodies typically handle continued billing
If billing continues after a provable registered-post notice, banks often require demonstrable evidence you used a recognised method to notify the merchant. A dated registered-post receipt plus your bank statements forms the typical evidence pack banks request. Consumer-protection bodies in Ireland also place weight on formal written notices, and CCPC guidance emphasises keeping proof when seeking remedies or asking a bank to consider chargebacks. Use the registered-post record as the core of any escalation file.
Simplifying the process
To make the process easier, consider services that can handle the physical posting for you when you either cannot easily access a printer or prefer someone else to prepare and send the registered notice on your behalf. One practical option is Postclic: a 100% online service to send registered or simple letters, without a printer. You don't need to move: Postclic prints, stamps and sends your letter. Dozens of ready-to-use templates for cancellations: telecommunications, insurance, energy, various subscriptions… Secure sending with return receipt and legal value equivalent to physical sending.
Practical tips from a cancellation specialist
First, make a timeline immediately: list when you first saw the charge, every date you attempted to resolve it informally, and the dates of any formal notices you plan to send.Next, prepare the registered-post notice using the principles above and ensure your supporting documents are assembled in chronological order., when you post the notice keep the proof of posting and, if you receive a return receipt or delivery confirmation, keep that with the rest of the file.Most importantly, if charges continue after the notice period, escalate the file in writing to your bank with clear copies of the registered-post evidence and the bank statement lines that show the continued charges.
Insider tip: make your file bank-ready
Bank investigators and dispute teams prefer neatly packaged files. Create a single PDF or printed pack that contains: a cover page with a simple timeline, copies of the statement lines showing the charges, the registered-post proof and any other promotional or account confirmation materials. This saves time and improves the odds of an efficient review. Keep a duplicate digital copy in a secure place.
Customer feedback synthesis and real examples
Readers frequently ask what real customers say works . Across review platforms and dispute guides, several repeating patterns come up. Consumers who were able to stop further billing tended to have: a provable written cancellation, a detailed timeline, and persistence with their bank. Conversely, people who relied on less-provable methods often faced repeated debits and longer resolution times. The weight of publicly posted complaints about continued charges after cancellation attempts supports prioritising registered-post evidence and a methodical escalation to your bank if charges continue.
| Reported consumer outcome | Common factor leading to success |
|---|---|
| Charges stopped and refunds issued | Clear registered-post notice plus bank escalation with proof. |
| Ongoing charges despite requests to stop | Absence of provable evidence or delayed notice in relation to billing cycle. |
Legal aspects specific to Ireland you should know
Keep in mind the statutory framework: Irish consumer law and guidance emphasise the consumer’s right to clear pre-contractual information, cooling-off periods for certain distance contracts (commonly 14 days in many contexts) and the sensible expectation that cancellation procedures should be accessible and demonstrable. While specific contractual notice periods remain valid where reasonably set out in terms and conditions, a registered-post record helps you demonstrate compliance with those contractual terms and with applicable consumer-rights expectations. The national consumer authority and advisory bodies recommend gathering proof if you want to pursue a chargeback or formal complaint.
What to do if you are billed after a registered-post notice
If the company continues to bill after the notice period has elapsed and you hold proof of a properly made registered-post notice, present that evidence to your bank and request a review of the post-notice charges. Keep the chronology tight and avoid emotional language in written communications with financial institutions; emphasise dates, amounts and the registered-post evidence. If the bank requires further evidence, provide copies of the registered-post receipt and the statement lines showing the continued billing.
What to avoid when preparing your case
Avoid relying on informal or unverifiable notes. Avoid ambiguous phrasing that could be interpreted as a request for information rather than a clear termination instruction. Do not assume automatic reversals: many subscription terms allow the company to collect for the notice period. That is why timing and proof of receipt are central to a favourable outcome.
What to do after cancelling Nab
Next steps should be concrete and action-focused. Preserve the registered-post proof and assemble a short factual timeline for your own records; check your next two bank statements carefully for any continuing charges; and be prepared to present the registered-post evidence to your bank immediately if additional debits appear. If a refund is required, present the documentation in a concise, evidence-led format to your bank or any relevant dispute authority. Keep copies of everything: the registered-post receipt, the proof of delivery (if any), the bank statement lines and the consumer timeline. Finally, consider signing up for a notification or alert on your bank account so you see any unexpected charges at the earliest possible moment.