How to Cancel rev points: Simple Process

What is rev points

Rev pointsis a loyalty and rewards programme operated by Revolut that lets account holders earn points on eligible card spending and certain in‑app purchases, then redeem those points for rewards such as airline miles, stays, gift cards and partner offers. the feature is integrated into Revolut’s account tiers, earn rates and redemption options vary by plan and by country of account registration. ,rev pointsfunction as non‑monetary rewards: they are not cash, they are non‑refundable and they are governed by a specific set of terms and conditions that affect expiry, transferability and conversion. The official help and legal pages describe the structure, earning mechanics, and point validity.

How rev points fit into Revolut plans

,rev pointsare tied to Revolut account plans: the higher the paid plan, the better the earn rate on card spending and certain products (Pockets, Shops, Stays). Considering typical Irish pricing, paid tiers include Plus, Premium, Metal and Ultra with ascending monthly fees and increasing RevPoints earn rates. The programme also offers paid and recurring options for purchasing points inside the service. These mechanics change over time; consult the service’s legal pages for the most current rates.

Table data reflect published plan tiers and the corresponding RevPoints earning bands commonly shown on the pricing and help pages. Use these figures to model marginal benefit: , from a cost‑benefit perspective, compare the annual subscription cost against expected extra points earned from typical monthly spending to determine if the plan upgrade is financially justified.

Common use cases and redemption routes

, customers typically userev pointsto convert to airline miles (a 1:1 conversion with certain airline partners in supported markets), redeem for gift cards where available, or apply to travel‑related purchases marketed through the platform. Some partnerships expand over time; recent partnership announcements include additional airline conversion partners in multiple markets. The programme also allows one‑off purchases of points and recurring buys which creates a recurring expense category that can be optimized or cancelled.

Quick reference: key facts

• rev pointsare loyalty points not cash and are generally non‑refundable.
• Points typically expire after a fixed period from issuance (check T&Cs for exact duration).
• Earn rates vary by plan tier; upgrading increases earn rate but creates a subscription cost.
• Points can be purchased as one‑off or recurring purchases, creating an optional monthly cost.

Why people cancel rev points

, the primary motives for opting out or cancelling participation inrev pointsfall into a few data‑driven categories: direct cost, perceived poor value, unwanted recurring charges, and unclear mechanics that reduce expected returns. Considering average consumer behaviour, if the marginal cost of upgrading a plan or buying recurring points exceeds the tangible benefit (converted voucher value, miles redemption value), cancellation is the rational choice. Common financial reasons include: ongoing small recurring purchases that aggregate into meaningful spend, low redemption value versus implied cost, and the opportunity cost of locking money into a non‑cash reward. Real‑world customer feedback confirms these drivers.

Customer feedback synthesis: what users report

Search of English‑language forums and feedback platforms focused on Ireland shows recurring themes. Users report unexpected small amounts being moved into points (spare‑change style mechanics), confusion about eligibility for earning points on certain transactions, and frustration about value on redemption options. Some customers describe difficulty when they attempted to stop recurring purchases or to remove the feature, while others report successful redemptions to airline miles or gift cards when they planned redemptions carefully. In aggregate, feedback indicates mixed satisfaction: value can be good for heavy spenders on premium plans, and poor for light spenders or people who do not frequently redeem.

Paraphrased user tips from Irish forums: keep track of small "spare change" conversions because they add up; verify which merchants qualify for points; redeem before closing any linked account if you wish to avoid forfeiting points; and compare the real monetary value you obtain from redemptions to the subscription cost. These community insights are practical when assessing whether to maintain the feature or to move to cancellation.

What works and what doesn’t when users try to stop rev points

Considering public threads: what users say works is careful review of any recurring purchases set inside the reward area and pre‑emptive redemption of accumulated points before taking any action that may forfeit them. What doesn’t work well, per users, is relying on passive expectation that the feature will stop automatically or that points resulting from promotional mechanics will be reversed without active follow‑up. Several posts describe delays or confusion in the service response and differences between countries in available redemption options which complicate expectations.

How to cancel rev points — primary recommendation

From a financial and legal perspective, the recommended and sole cancellation route covered here is to submit a formal cancellation request by registered postal mail to the provider’s registered address. In terms of evidence and risk control, registered postal mail gives a dated delivery record and legal proof of notification, which matters when ongoing billing, recurring purchases or points forfeiture are at stake. digital communication traces can be disputed and automated systems may have delays, registered mail creates a stronger audit trail for future disputes over charges or point balances.

Why registered postal mail is the best option

, choose registered postal mail because it establishes a verifiable chain of custody: the sender, recipient, date and delivery status are recorded and can be referenced in complaints, chargeback claims, or consumer protection enquiries. Considering counterparty behaviour in complaints threads, documented proof reduces the likelihood that a cancellation is ignored or that a billing cycle continues without a defensible record. For higher‑value disputes (subscription fee differences or recurring purchases), registered mail often carries the same legal evidentiary weight as other formal notices in consumer protection processes.

What to include in a postal cancellation communication (principles only)

, a cancellation communication sent by registered mail should be concise and focused on the contractual facts that matter for a financial audit. Include clear account identifiers (account holder name as registered, last four digits of the primary card on file, date of birth if relevant to identification), a clear statement of the action requested (disable RevPoints participation and cancel any recurring RevPoints purchases), the effective date you wish the cancellation to take effect, and an explicit instruction that newly acquired points after that date should not be counted and any future recurring charges must stop. Sign and date the letter to create a personal declaration. Do not include sensitive authentication data such as full card numbers or PINs in the letter. Keep a copy of everything you send. These are principles for content rather than a template.

Timing and notice considerations

, consider account billing cycles and the timing of recurring purchases. If a recurring buy is scheduled monthly, sending the registered postal notice early in the billing cycle is prudent to avoid the next automated purchase. Considering the programme rules, purchased points are typically non‑refundable, so ask for any outstanding points to be redeemed before the effective cancellation date to preserve value where possible. Also consider point expiry rules and transfer windows if you plan to convert points into airline miles or partner rewards before cancelling.

Address to use in Ireland

Send registered postal mail to the official address below. Including a local address reduces routing time and supports local consumer protections.Address: 2 Dublin Landings, North Dock, Dublin 1, Ireland

Legal advantages of registered postal cancellation

From a legal viewpoint, registered postal cancellation helps in three ways: it establishes a timestamped, signed declaration of intent; it provides documentary evidence accepted by consumer protection bodies; and it can be included as supporting evidence in chargeback disputes or regulatory complaints. loyalty programmes and subscription features often interact with account billing, having formal proof is strategically important when reconciling financial transactions after the cancellation date.

Practical financial analysis before cancelling rev points

, run a brief cost‑benefit calculation: annual cost of your current plan versus estimated monetary value of points earned and redeemed annually. Estimate the effective monetary value of redemptions (for airline miles, use the conservative market valuation for miles; for gift cards, use face value minus opportunity costs). If the subscription or recurring purchase expense exceeds redemption value by a meaningful margin, cancellation via registered mail is justified. Consider expected near‑term redemptions you can complete before the cancellation effective date to avoid forfeiting points that have redemption value.

Sample analysis framework (no personal data)

• Average monthly spend on Revolut card × earn rate = expected monthly points.
• Expected points redeemed per year × average redemption value per point = annual benefit.
• Annual plan cost + recurring point purchases = annual cost.
• Net benefit = annual benefit − annual cost. If negative, cancellation is likely beneficial.

Use conservative assumptions; small increases in redemption value can change the sign of the net benefit for heavy spenders on premium plans. This analytical approach helps you justify cancellation requests if disputed.

Common pitfalls to avoid

Considering community reports, avoid these mistakes: do not assume points will be refunded or automatically disabled without formal notice; do not close related accounts before redeeming points you intend to keep; document your cancellation attempt and its delivery; and be aware that purchased points are normally non‑refundable. These are financial exposure controls that reduce the chance of unintended loss.

How users report the provider responds

Public feedback shows mixed experiences: some users report quick acknowledgment and refund of unwanted spare‑change conversions, while other threads describe delays, unclear opt‑out semantics for recurring purchases, and the need for repeated follow‑up to ensure the feature is disabled. Considering such variability, the registered postal approach reduces reliance on less durable evidence and helps create a defensible position in the event of continued charges.

Simplifying the process

To make the process easier, consider a postal‑assisted solution that handles printing, stamping and sending registered letters on your behalf, particularly if you cannot access printing facilities or prefer not to visit a post office. Postclic is a service that can help here: it is a 100% online service to send registered or simple letters, without a printer. You don't need to move: Postclic prints, stamps and sends your letter. Dozens of ready-to-use templates for cancellations: telecommunications, insurance, energy, various subscriptions. Secure sending with return receipt and legal value equivalent to physical sending. Use such a service when you need the legal advantages of registered postal mail but want to reduce administrative friction.

Why a postal service partner can be cost‑effective

, outsourcing the logistics to a postal‑assistance provider can save time and reduce indirect costs (time spent traveling, printing, and waiting). Considering the evidentiary benefit, these services provide the registered post trail you need without the overhead. For consumers with multiple cancellations to manage, batching letters through a postal service partner can be more efficient and easier to reconcile for accounting records.

Security and privacy considerations with postal services

When using a third‑party postal service, verify their data handling practices and ensure they do not require extraneous authentication details beyond what is necessary to identify the account holder. Maintain a local copy of the content you sent and the service’s proof of posting. These controls limit exposure of sensitive financial identifiers while preserving legal proof.

Customer scenarios and recommended actions

Scenario 1: You are on a paid plan and rarely redeem points

, calculate the expected extra points over 12 months and convert to realistic reward value. If the subscription cost exceeds the expected benefit, send a registered postal cancellation to stop any recurring buys for RevPoints and consider downgrading plan membership where appropriate. Remember to redeem any transferable points (e.g., airline miles) before the effective cancellation date to avoid forfeiture.

Scenario 2: You are a light card user but see spare‑change conversions

Considering user reports, small automatic spare‑change conversions can aggregate into meaningful sums. If these conversions are undesirable, send a registered postal cancellation that explicitly requests the feature be disabled and any future conversions be blocked. Keep your postal receipt and track subsequent account statements to confirm no further conversions occur. If you need to preserve a small balance of points, redeem them before cancellation.

Scenario 3: You purchased points on a recurring plan and want them stopped

, recurring purchases create a predictable monthly expense. To stop future charges with legal proof, submit a registered postal cancellation that references the recurring purchase and requests its deactivation from the provider’s systems effective on a specified date. Ask for confirmation in writing and keep the postal proof in case you need to escalate the matter. Purchased points are usually non‑refundable, so plan redemptions accordingly.

What to expect after sending registered postal cancellation

, expect an administrative processing period. The provider should acknowledge receipt and record an internal effective date; if they do not, your registered postal receipt still provides legal proof of your intent and timing. Monitor your account for: continuation of recurring charges, changes in points balance, and any automated redemption or forfeiture policies triggered by cancellation. Keep all documentation and, where available, register the postal reference number with your records to support any escalation to consumer protection authorities or financial dispute processes.

If the provider continues charges

From a procedural and financial perspective, first compile the evidence: the registered postal receipt, copies of the sent content, and relevant account statements showing continued charges. Use the postal proof and transaction records when seeking remediation through your bank’s dispute channels or the Irish consumer protection authorities. Registered postal proof is often treated favorably in these processes because it shows your demonstrable intent and date.

What to do after cancelling rev points

Actionable next steps: keep the postal proof in a secure folder; reconcile any charges that occurred within the disputed window; redeem transferable value that remains in your account where possible; update your household budget to reflect the net savings from cancellation; and consider whether a different rewards strategy (external loyalty cards, targeted cashback cards, or low‑fee bank accounts) provides superior financial returns for your spending profile. Review your plan annually to ensure that your chosen products continue to deliver positive net value.