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Cancellation service #1 in India
Cheq is a mobile-first financial app that helps users manage bills, track spending and earn CheQ Chips rewards. The core app appears free to use for basic banking‑style functions.
Features commonly associated with Cheq include bill payments, rewards and optional insurance add‑ons. One paid add‑on called CheQ Assure is documented as a low‑cost subscription.
After cancelling CheQ Assure, the add‑on benefits typically stop at the end of the paid period. The core Cheq app functions for bill payments and rewards usually remain available if the account is active.
Canceling a paid subscription does not automatically delete your Cheq account or stored data. Account data may remain unless you request account deletion through the app or support channels.
There is no public, detailed refund policy provided here for CheQ Assure. Refund entitlement often depends on the time of cancellation, the billing platform, and the provider’s policy.
The available verified pricing shows a single paid add‑on named CheQ Assure at a low monthly rate. The core app appears free for standard bill and rewards use.
No evidence was found of other paid plans for India during 2024/2025. Be cautious of accidental opt‑ins to optional add‑ons.
| Plan | Price | Period | Features |
|---|---|---|---|
| Cheq (core) | ₹0.00 | - | Bill payments, CheQ Chips rewards (core app features) |
| CheQ Assure | ₹50.00 | Monthly | Cyber cover, medical cover, stability shield (insurance add‑on) |
Consumers generally have rights to clear pricing, cancellation mechanisms and redress for unfair practices under Indian consumer protection laws.
Some users report smooth basic app use for bill payments and value the reward mechanics. Low‑cost add‑ons like CheQ Assure are seen as affordable protection by some customers.
Common concerns include accidental opt‑in to optional subscriptions and occasional difficulty locating cancellation options. Keeping records of confirmations helps resolve disputes.
Users sometimes activate optional add‑ons during onboarding or when accepting prompts. Review subscription prompts carefully before confirming payments.
Not all subscriptions are managed in the app; some are billed through app stores. If you cancel only in‑app but were billed by a store, charges may continue until the store subscription is cancelled.
The table below contrasts the free core Cheq features with the paid CheQ Assure add‑on to help you decide what to keep or cancel.
Use the Period column to identify billing cadence and check features to confirm which benefits you will lose after cancellation.
| Feature | Cheq (core) | CheQ Assure | Period |
|---|---|---|---|
| Cost | Free | ₹50.00 | Monthly |
| Bill payments & tracking | Included | Not applicable | - |
| Rewards (CheQ Chips) | Included | Not applicable | - |
| Insurance/covers | Not included | Cyber, medical, stability shield | Monthly |
Monitor statements for at least one billing cycle. If you see unexpected charges, contact Cheq support and the billing platform (if applicable).
Visit the official site for help: Cheq official site.
D-254, Regal Garden, Sector-90, Gurgaon, Haryana 122001, India (registered office as per company details).
Cheq also lists a corporate presence in Bangalore; consult the official site for the latest corporate contact details and any office‑specific instructions.
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Written by Reyansh Kapoor
Former postal advisor · 4 years experience
Former postal-services advisor and e-signature specialist, I have been writing for Postclic for 4 years to demystify legally binding mail for everyday users.