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I hereby notify you of my decision to terminate the contract relating to the Creditexpert service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Creditexpert: Easy Method
What is Credit Experts
Overview
Credit Experts (creditexperts.in) is an online India-based service that provides credit score checks and monitoring, plus credit-repair assistance and dispute support.
The service advertises a money-back guarantee if promised improvements are not achieved within the agreed period.
How the service is offered
Services are presented on the website and appear to be delivered online from Bangalore, India.
No public mobile app presence or platform-specific subscription pages were found for an app named "Creditexpert" in Indian app stores.
How to cancel Credit Experts
Check where you subscribed
- Confirm whether you subscribed on the Credit Experts website or through a platform (App Store / Google Play).
- If you do not recall, review your bank/card/UPI statements for the merchant name or recurring charge.
Step-by-step cancellation actions
- If you subscribed via the website: log into your account on creditexperts.in and look for subscription or account settings to cancel.
- If you subscribed via an app platform: cancel the subscription in your Apple ID or Google Play subscriptions (use the platform’s subscription management tools).
- If you cannot cancel online: contact Credit Experts through the contact options on their site and request cancellation in writing, keeping a timestamped copy for your records.
- Stop future payments by removing saved cards or by asking your bank to block the merchant or stop the mandate, if necessary.
What happens when you cancel
Access after cancellation
Access after cancellation generally depends on the billing term paid: access may continue until the paid period ends.
Because Credit Experts does not publish explicit cancellation rules, confirm exact access terms with them when cancelling.
Renewals and data
Recurring payments should stop after cancellation if processed correctly; verify with your bank or platform.
Your account data and credit history records may be retained; request data deletion or retention details from Credit Experts directly.
Will I get a refund?
Money-back guarantee
Credit Experts states a money-back guarantee if your credit score does not improve or disputes are not resolved with visible report changes within the committed period.
Exact steps and timeframes to claim the refund are not published on the website; you must contact the company to initiate a claim.
Exceptions and practical points
- No publicly stated statutory 7- or 14-day cooling-off period appears on the site.
- Refunds appear conditional on the company’s performance guarantee rather than a general unconditional refund policy.
- Retain all receipts, screenshots and correspondence to support any refund request.
Credit Experts plans and pricing
Plans overview
The website lists multiple credit score check and monitoring plans with INR pricing for weekly, monthly, annual and lifetime options.
Below are the prices published on the official site.
| Plan | Price (INR) | Period | Features |
|---|---|---|---|
| Credit Score Check - Weekly | ₹499 | Weekly | Credit score tracking |
| Credit Score Check - Monthly | ₹1,299 | Monthly | Credit score tracking |
| Credit Score Check - Yearly | ₹3,999 | Annual | Credit score tracking |
| Credit Score Check - Lifetime | ₹5,900 | Lifetime | Credit score tracking |
| Credit Score Monitoring - Weekly | ₹499 | Weekly | Credit score tracking |
| Credit Score Monitoring - Monthly | ₹1,299 | Monthly | Credit score tracking |
| Credit Score Monitoring - Yearly | ₹3,999 | Annual | Credit score tracking |
| Credit Score Monitoring - Lifetime | ₹5,900 | Lifetime | Credit score tracking |
Your consumer rights in India
What the website discloses
The Credit Experts site does not explicitly mention statutory consumer cooling-off periods or cancellation rights under Indian laws.
The primary consumer protection visible on the site is their money-back guarantee, which is conditional on results.
Practical rights and steps
- If you paid by card, you can request your bank for a stop payment or chargeback if services were not delivered as promised.
- If you cannot resolve directly, you may raise a complaint with local consumer protection forums or the appropriate regulator for dispute redressal.
- Keep written records of requests, timelines and responses to support any complaint or claim.
Customer experiences
Positive outcomes reported by the company
Credit Experts’ website features several success stories where customers report significant score increases and resolved disputes.
Examples include improvements to scores above 750 after corrections and dispute resolutions described in case studies.
Independent reviews and gaps
There are no Trustpilot or ProductReview India listings for Credit Experts India found publicly, limiting third-party verification of recurring customer experiences.
Absence of external reviews means rely on documented receipts and correspondence when evaluating outcomes.
Documentation checklist
Before contacting support
- Payment receipts, order confirmations and subscription screenshots.
- Copy of your credit report(s) showing disputed or unchanged items.
- Account email address, registered mobile number and user ID (if any).
When filing cancellation or refund requests
- Written request for cancellation and refund with dates and reasons.
- All response emails or chat transcripts from Credit Experts.
- Bank or card statements showing subscription charges and dates.
Common mistakes
Assuming auto-refund or automatic cancellation
Many users assume cancellation automatically entitles them to a refund; Credit Experts’ public policy shows refunds are conditional and not automatic.
Always request the refund in writing and retain proof of the request.
Missing platform-specific cancellation steps
If you subscribed via Apple or Google, cancelling only with the merchant may not stop platform renewals.
Check and cancel subscriptions in your Apple ID or Google Play account if applicable, and verify the charge stops.
Comparative recap
Quick feature comparison
| Feature | Credit Experts (India) |
|---|---|
| Cancellation method published | Not publicly detailed on the website |
| Refund policy | Money-back guarantee conditional on results |
| Pricing visibility | Prices listed on official site (weekly, monthly, annual, lifetime) |
| App-store subscription instructions | No platform-specific instructions published; no app clearly found |
After cancelling
Immediate actions
- Confirm cancellation in writing and save the confirmation message or screenshot.
- Check your bank/card or platform account to ensure recurring charges have stopped.
Monitor and follow up
Continue to monitor your credit report to confirm no further negative entries and that disputes (if any) have been updated.
For follow-up or to request refunds and clarifications, contact Credit Experts through the official website: creditexperts.in.
Address
Official address listed
#90/13, 1st Block, Rajajinagar, Bangalore 560010, India
This is the postal address shown on the Credit Experts website for official correspondence.
Contact tips
- When sending cancellation or refund requests by post, use registered/signed delivery and keep a copy of the letter and receipt.
- Include account details, payment evidence and a clear refund/cancellation request in any correspondence.