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Google Pay

Cancel GOOGLE PAY

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Termination letter drafted by a specialized lawyer
Sender
Google Pay
5th Floor, DLF Centre, Block 124, Narindra Place
110001 Sansad Marg India
support-in@google.com
Cancellation of Google Pay contract
Dear Sir or Madam,

I hereby notify you of my decision to terminate the contract relating to the Google Pay service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.

Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.

This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.

In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.

I retain a complete copy of this notification as well as proof of sending.

to keep966649193710
Recipient
Google Pay
5th Floor, DLF Centre, Block 124, Narindra Place
110001 Sansad Marg , India
support-in@google.com
REF/2025GRHS4

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Cancellation Google Pay: Easy Method

What is Google Pay

Overview

Google Pay is a mobile payments platform that lets users send money, pay bills, and make purchases on Android and iOS devices in India.

It supports one-time payments, UPI-based recurring Autopay for bills, and integrations with merchant and business accounts.

Where it applies

Google Pay is used for UPI transfers, utility and bill payments, mobile recharges, and other digital transactions tied to bank accounts or cards.

Some services (for example app subscriptions) are managed through Google Play rather than the Google Pay app.

How to cancel Google Pay

Cancel Play Store subscriptions (apps/services purchased via Google Play)

  • Open the Google Play Store app or visit play.google.com on the web.
  • Go to Account > Subscriptions and locate the subscription you want to stop.
  • Tap Cancel subscription and follow the on-screen prompts; uninstalling the app does not cancel the subscription.
  • See guidance on cancelling payments: How to cancel payments.

Cancel UPI Autopay or recurring bill payments in Google Pay app

  • Open the Google Pay app and go to Settings or the specific biller/merchant profile.
  • Find Autopay, Recurring payments, or Linked payments and select the active mandate.
  • Choose Pause or Cancel to stop future automatic debits; cancellation is effective immediately for future payments.
  • Refer to Google Pay terms for Autopay details: Google Pay terms (India).

Cancel merchant or Google Pay for Business programs

  • Sign in to your Google Pay for Business account and open Settings or Program enrolment sections.
  • Locate the specific program or enrolment and follow the provided cancel or opt-out steps.
  • Note that Google reserves the right to suspend or cancel enrolment as per business terms: Business terms.

What happens when you cancel

Access and renewals

Cancellation stops future automatic charges; you will not be billed again after cancellation takes effect.

For subscriptions, access may continue until the current paid period ends depending on the product and Play Store rules.

Data and account effects

Cancelling a payment mandate does not delete your Google or Google Pay account or your transaction history.

You may need to revoke linked permissions or delete saved payment methods separately if desired.

Will I get a refund?

General refund policy

Google typically does not issue refunds for transactions; refunds depend on the merchant, biller, or your payment instrument issuer.

Most refunds must be handled through the merchant or by filing a dispute with your bank/card issuer as applicable.

Timing and failed transaction reversals

  • Failed or deducted UPI transactions often auto-reverse in 3 - 5 working days, and sometimes within minutes.
  • RBI turnaround times apply; reversals for failed UPI transactions can take up to 10 days or more depending on banking operations.
  • If a refund does not appear, raise a complaint with Google Pay support or with your bank; see complaints handling: Complaints handling (India).

Google Pay plans and pricing

Overview of fees

Google Pay app itself is free to download and use for UPI transactions.

Certain transactions may carry convenience or processing fees, especially for card payments or specific recharges.

Pricing table

Plan Price Period Features
Google Pay app ₹0.00 One-time / N/A Free to download and use; no subscription or recurring cost
Mobile Recharge Convenience Fee ₹1 - ₹3 Per transaction ₹1 for ₹101 - ₹200; ₹2 for ₹201 - ₹300; ₹3 for ₹301 and above
Utility Bill Processing Fee (card payments) 0.5% - 1% + GST Per transaction Applies for payments made by credit/debit card; UPI payments are free

Your consumer rights in India

Escalation and grievance process

If Level‑1 support (in‑app chat or call) does not resolve your issue, you can escalate the grievance to the next level via the provider's process.

Google Pay India provides formal complaint handling timelines and escalation procedures; see complaints handling: Complaints handling (India).

Chargebacks, dispute rights and timelines

  • You retain rights to seek refunds or chargebacks through your bank or card issuer where applicable.
  • Google Pay must respond to complaints within timelines specified by applicable laws - initial responses and final TATs align with regulated requirements.
  • Keep transaction evidence and complaint references to support a chargeback or regulator escalation if needed.

Customer experiences

Negative feedback commonly reported

Public reviews show frequent complaints about customer support quality, delayed refunds, and stuck or duplicated transactions.

Users also report instances where funds remained unavailable for extended periods despite promises of reversal.

Positive or neutral notes

Many users complete routine UPI and bill payments without issues and appreciate the free UPI transactions and convenience for everyday payments.

However, public review aggregates show a dominance of complaints for unresolved support matters.

Documentation checklist

Essential items to collect

  • Transaction ID (UPI reference or order number) and transaction date/time
  • Screenshots of transaction receipts, bank statements showing debit, and any in‑app confirmation
  • Names of merchant or biller, UPI ID, and payment method used (bank/card)
  • Complaint reference numbers and any support chat transcripts or call reference IDs

Optional supporting documents

  • Merchant invoice or refund acknowledgement (if provided)
  • Correspondence with merchant or bank

Common mistakes

Assuming uninstall cancels subscriptions

Uninstalling an app does not cancel Play Store subscriptions; you must cancel via Google Play to stop recurring charges.

Not saving transaction details and not escalating timely

Failing to record transaction IDs, dates, and screenshots makes disputes harder to resolve with banks or Google Pay support.

Delaying escalation or relying only on in‑app chat without following up with formal complaints can prolong resolution.

Comparative recap

Quick comparison

Item Primary cancellation method Ease of cancellation Typical refund likelihood
Play Store subscriptions Cancel via Google Play Store > Account > Subscriptions Medium (manual steps required) Refunds depend on app/merchant; Google Play policies apply
UPI Autopay / Recurring bills Cancel/ Pause mandate in Google Pay app settings or biller profile High (in‑app control) Future payments stop immediately; past deductions refunded per merchant/bank rules
Merchant / Business programs Cancel via Google Pay for Business account settings Variable (account access needed) Subject to business terms and merchant refund policies

After cancelling

Monitor and follow up

Check your bank account and UPI app for reversals and confirm that future payments do not occur after cancellation.

Keep all evidence and check for any pending or scheduled debits for the next cycle.

Where to get help and escalate

Address

Registered office

5th Floor, DLF Centre, Block 124, Narindra Place, Sansad Marg, New Delhi - 110001, India.

Notes

This address corresponds to the registered office for Google India Digital Services Private Limited which operates Google Pay in India.

For official policies and complaint processes, use the links provided in the "After cancelling" section above.

FAQ

To cancel your UPI Autopay, open the Google Pay app, go to Settings or the specific biller profile, find Autopay, and select the active mandate to pause or cancel. You can also send a written request via registered mail to ensure cancellation.

If you cancel a subscription via Google Play, you may continue to have access until the current billing period ends. For written confirmation, consider sending a registered mail to the service provider.

Refunds depend on the merchant or biller, as Google generally does not issue refunds for transactions. If you need to pursue a refund, you may need to contact the merchant directly or send a written inquiry via registered mail.

To cancel a Google Pay for Business program, sign in to your account, navigate to Settings, and follow the cancellation steps for the specific program. For formal confirmation, you can also send a registered mail to Google.

Google Pay is free to use for UPI transactions, but certain fees apply, such as a Mobile Recharge Convenience Fee ranging from ₹1 to ₹3 per transaction. For clarity on fees, check your billing statement or contact support via registered mail.