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Jeg varsler deg herved om min beslutning om å avslutte kontrakten relatert til tjenesten Icici Direct.
Denne varslingen utgjør en fast, klar og utvetydig vilje til å si opp kontrakten, med virkning ved første mulige forfallsdato eller i samsvar med gjeldende kontraktsfrist.
Vennligst ta alle nødvendige tiltak for å:
– stoppe all fakturering fra den faktiske oppsigelsesdatoen;
– bekrefte skriftlig korrekt mottak av denne forespørselen;
– og, om nødvendig, sende meg den endelige oppgjørelsen eller bekreftelsen på saldo.
Denne oppsigelsen sendes til deg via sertifisert e-post. Sending, tidsstempling og innholdets integritet er etablert, noe som gjør det til et bevisende dokument som oppfyller kravene til elektronisk bevis. Du har derfor alle nødvendige elementer for å behandle denne oppsigelsen regelmessig, i samsvar med gjeldende prinsipper for skriftlig varsling og kontraktsfrihet.
I samsvar med reglene om beskyttelse av personopplysninger ber jeg deg også om:
– å slette alle mine data som ikke er nødvendige for dine juridiske eller regnskapsmessige forpliktelser;
– å lukke alle tilknyttede personlige områder;
– og å bekrefte den faktiske slettingen av data i henhold til gjeldende rettigheter om beskyttelse av privatlivet.
Jeg beholder en fullstendig kopi av denne varslingen samt bevis for sending.
Viktig advarsel om tjenestens begrensninger
I åpenhetens og forebyggingens interesse er det viktig å minne om begrensningene som er iboende i enhver dematerialisert sendetjeneste, selv når den er tidsstemplet, sporet og sertifisert. Garantiene gjelder sending og teknisk bevis, men aldri mottakerens oppførsel, aktsomhet eller beslutninger.
Obs, Postclic kan ikke:
- garantere at mottakeren mottar, åpner eller tar kjennskap til din e-post.
- garantere at mottakeren behandler, aksepterer eller utfører din forespørsel.
- garantere nøyaktigheten eller fullstendigheten av innholdet skrevet av brukeren.
- garantere gyldigheten av en feil eller ikke oppdatert adresse.
- forhindre en bestridigelse fra mottakeren om postens juridiske rekkevidde.
Cancellation Icici Direct: Easy Method
What is Icici Direct
Service overview
Icici Direct is an online investment and trading platform offered by ICICI Securities that lets users trade equities, mutual funds, derivatives and other products. The platform includes a web portal and mobile apps with order books, SIP management and demat account services.
Who uses it
Retail investors in India use Icici Direct for execution, portfolio tracking and SIPs across asset classes. Institutional or high-frequency traders may use alternate terminals, while long-term investors commonly use the platform for SIPs and demat services.
How to cancel Icici Direct
Cancelling Stock SIPs (app)
- Open the ICICI Direct mobile app.
- Navigate: Tools → Stock SIP → SIP Book → Active tab.
- Select the SIP you wish to cancel and choose "Cancel SIP", then confirm by tapping OK.
Other cancellations (orders, deactivation, app subscription)
- Order cancellation: Open Order Book on web or app, select the unexecuted order and choose Cancel. Only unexecuted or unfilled portions are cancellable.
- Buyback/IPO applications: If status shows "ordered", go to IPO module → IPO Order Book, select the order and click Cancel. Executed/settled orders cannot be cancelled.
- Deactivation requests (global investment accounts): Go to Account Settings → Deactivation Request → View Existing Request → Delete to cancel before processing.
- iOS app subscription: On your iPhone/iPad go to Settings → Apple ID → Subscriptions → select ICICI Direct subscription → tap Cancel. See an example guide: iOS subscription cancellation.
What happens when you cancel
Access and account status
Cancellation of a SIP or an order will stop future instructions but does not automatically close your demat or trading account. Account-level deactivation may require additional steps and processing time.
Pending orders, holdings and execution
Only unexecuted portions of orders can be cancelled; executed trades or settled allocations (e.g., IPO allotments) remain in your account. Holdings and historical transaction data are usually retained per regulatory record-keeping rules.
Will I get a refund?
General refund policy
ICICI Direct’s publicly available materials do not state a 14‑day cooling‑off or blanket refund right. In practice, brokerage, AMC and executed trade charges are generally non‑refundable once processed.
Exceptions and practical notes
- Subscription refunds (app store purchases) are subject to Apple/Google refund policies; contact the store for those requests.
- If a charge was erroneous, escalate to customer support or branch and keep transaction records for dispute resolution.
Icici Direct plans and pricing
Overview
No authoritative pricing schedule was available in the verified sources used for this guide.
Contact for exact fees
For current brokerage, demat AMC or subscription fees contact Icici Direct support or your branch. The table below provides contact prompts rather than fixed prices.
| Plan | 期間 | Price |
|---|---|---|
| Brokerage plan (equities) | Contact for pricing | Contact for pricing |
| Demat account AMC | Contact for pricing | Contact for pricing |
| Mobile app / premium features | Contact for pricing | Contact for pricing |
Your consumer rights in India
Statutory protections
Indian consumer and securities laws provide rights against unfair trade practices and unauthorized debits, and regulators like SEBI oversee market intermediaries. However, no statutory 14‑day cancellation right is cited in Icici Direct’s public help materials.
Complaint channels and remedies
- Escalate first via Icici Direct customer support and branch network if a charge or cancellation fails.
- If unresolved, file complaints with SEBI or the stock exchange grievance mechanisms and keep documentation of all communications.
Customer experiences
Positive feedback
Some users appreciate integrated branch support and long‑term trust in the brand for trading and investment needs. Independent reviews note strengths in product range and in‑person assistance.
See a representative review summary: positive review summary.
Negative feedback
Several public reviews and forum posts cite issues such as poor customer service, confusing UI, unexpected charges and delays when trying to close or deactivate accounts.
Public discussion and reviews: Trustpilot, Reddit thread.
Documentation checklist
Before cancelling online
- Login credentials (Customer ID, password or SSO access).
- Transaction/order IDs and SIP details you want to cancel.
- Bank mandate or UPI authorisation details if relevant.
If visiting a branch or filing complaints
- Photocopy of PAN, Aadhaar and proof of identity/address as per KYC.
- Printed transaction history, screenshots of the app/web order, complaint reference numbers and any emails.
Common mistakes
Cancelling the wrong instruction
Users sometimes cancel the wrong SIP or order because several similarly named instructions exist. Always verify the instrument name, folio/order ID and start date before confirming cancellation.
Assuming automatic refunds or account closure
Many expect immediate refunds or automatic account closures after a cancellation. In reality, executed charges are not reversed automatically and account deactivation can require manual follow‑up.
Comparative recap
At-a-glance comparison
The table below compares common attributes versus a typical competitor. This is a general guide and not a definitive market survey.
| Feature | Icici Direct | Typical competitor |
|---|---|---|
| Self‑service cancellations | App & web order book, SIP book, deactivation flows | Varies; many offer online cancellation but UX differs |
| Refund clarity | No explicit refund/cooling‑off policy publicly stated | Varies; some platforms provide clearer trial/refund terms |
| Customer support | Mixed reviews; branches available for escalation | Mixed; some competitors emphasize faster online support |
After cancelling
Follow-up actions
- Save confirmation screenshots and note any reference numbers for the cancellation.
- Monitor bank statements, demat ledger and order book for final status and any unexpected debits.
- If a cancellation does not process, escalate to your branch and file a written complaint.
Useful links and resources
For guidance on iOS subscription cancellation: iOS subscription cancellation.
For independent user reviews and experiences: review summary, user reviews, community discussion.
Address
Official correspondence
ICICI Centre, H.T. Parekh Marg, Churchgate, Mumbai - 400020, India.
Visiting a branch
If you need in‑person escalation for cancellations or unresolved charges, visit your nearest ICICI Securities / ICICI Direct branch with the documentation listed above.