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Cancellation service #1 in India
Dayinsure is a pay-as-you-go motor insurance service that sells short-term cover by the day, aimed at occasional drivers and short trips. Policies can be arranged quickly online or via the app for brief periods of cover.
Covers are short-term and flexible, with the ability to extend policies in short increments (extensions available up to specified limits). Dayinsure is primarily a UK-based service operating under UK regulation.
When you cancel, the live policy is ended and your online policy record will update to show cancellation. You should keep copies of policy documents and any cancellation confirmation for your records.
Cancelling stops cover for future days; it does not automatically create a new policy. Dayinsure retains policy records in line with their data-handling rules (access your account to view documents or contact support for records).
Official Indian pricing is not published on Dayinsure’s official pages in INR. The following figures are user-reported from community sources and should be treated as indicative only.
Always check the live quote in the app or web checkout for the accurate price you will pay before confirming a policy.
| Plan | Price (INR) | Period | Notes |
|---|---|---|---|
| Monthly Subscription (user report) | ₹99 | Monthly | User-reported app subscription price |
| Annual Subscription (user report - reported glitch) | ₹6,800 | Annual | Reported as incorrect in one thread |
| Annual Subscription (corrected, user report) | ₹390 (once) | Annual | Reported corrected price after user contact |
Under IRDAI rules (as of June 12, 2024), retail motor policyholders in India may cancel a policy during its term and are entitled to a refund of the unexpired premium, subject to statutory conditions and provided no claims have been made.
Dayinsure operates under UK regulation (FCA-regulated) for its UK products. IRDAI mandates apply only to products regulated in India.
If Dayinsure offers policies specifically under Indian regulation, IRDAI protections would apply - otherwise Indian consumers should check the product’s regulatory status before relying on IRDAI rules.
Many users praise Dayinsure for speed, simplicity and flexibility for very short-term cover. Reviewers note fast online setup and quick email delivery of policy documents.
Some customers report pricing that can feel high or variable between quotes. A smaller sample of complaints highlights unclear eligibility, occasional customer-support difficulty for complex cases, and questions about some cover details.
Many customers expect a full refund after cancelling even when cover has already started. Remember: days or parts of days that have commenced are not refundable.
Assuming Indian regulatory protections apply to a UK-regulated product is a common error. Always confirm the product’s regulatory jurisdiction before assuming IRDAI protections.
| Feature | Dayinsure (short-term) | Typical India-regulated product |
|---|---|---|
| Cancellation ease | Online cancel via app/web; quick for live policies | Varies by insurer; often requires web or customer-service contact |
| Refund policy | Full refund if cancelled before cover starts; proportional refund for unused full days after commencement | IRDAI-mandated proportional refunds for unexpired premium (subject to conditions) |
| Regulation | Primarily UK-regulated (FCA) for Dayinsure’s core products | Regulated by IRDAI when sold as India products |
| Suitable for | Occasional drivers needing short-term, day-by-day cover | Regular motor insurance needs and long-term cover |
Compare the regulatory status, refund rules and exact cover details before buying - short-term convenience should be balanced against price and regulatory protections.
Keep a copy of the cancellation confirmation and check your bank or card statement for the refund. Refunds will go to the same payment account used to buy the policy.
If a refund does not arrive within a reasonable period, contact Dayinsure support from your account or check your confirmation email for next steps. Keep transaction IDs and screenshots to speed up resolution.
Mara House, Tarporley Business Centre, Nantwich Road, Tarporley, Cheshire CW6 9UY, United Kingdom.
Dayinsure does not list a dedicated Indian office for cancellations or complaints. Use your account and policy communications to initiate cancellation; for regulatory issues verify whether the policy you bought is covered under Indian law.
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Written by Aditya Mehta
Postclic editor · 8 years experience
Editor at Postclic for 8 years, I turn complex registered electronic mail procedures into clear, actionable English.