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Acima

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India

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Termination letter drafted by a specialized lawyer
Sender
How to Cancel Acima Credit | Postclic
Acima
13907 Minuteman Dr 5th Floor, Draper
UT United States
merchants@acima.com
Cancellation of Acima contract
Dear Sir or Madam,

I hereby notify you of my decision to terminate the contract relating to the Acima service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.

Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.

This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.

In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.

I retain a complete copy of this notification as well as proof of sending.

to keep966649193710
Recipient
Acima
13907 Minuteman Dr 5th Floor, Draper
UT , United States
merchants@acima.com
REF/2025GRHS4

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Please note, Postclic cannot:

  • guarantee that the recipient receives, opens or becomes aware of your e-mail.
  • guarantee that the recipient processes, accepts or executes your request.
  • guarantee the accuracy or completeness of content written by the user.
  • guarantee the validity of an incorrect or outdated address.
  • prevent the recipient from contesting the legal scope of the mail.

Cancellation Acima: Step-by-Step Guide

What is Acima

Basic description

Acima is a U.S.-based rent-to-own/lease-to-own service that lets customers acquire retail goods through a subscription-style lease rather than a traditional loan.

How it is typically used

Customers who may have limited or imperfect credit can obtain approval to take home merchandise and make scheduled payments over time under a lease agreement.


How to cancel Acima

Overview of cancellation options

There is no India-specific cancellation process documented. Official Acima support indicates cancellations are handled through their U.S. customer channels.

Step-by-step cancellation (follow these steps)

  • Review your lease agreement to find any early-termination, early-purchase, or return terms before contacting Acima.
  • Use Acima’s customer portal or support line: see Acima’s support page for account access and guidance. Acima Support
  • Call the U.S. customer phone number listed by Acima to request cancellation or to ask about options: 801-297-1980 (this is a U.S. number).
  • When you contact Acima, have your account/lease number, purchase receipt, and identification ready to verify the account.
  • Ask for written confirmation of the cancellation request, payoff amount (if any), and any return or collection instructions.

What happens when you cancel

Access and account status

Canceling a lease may stop future scheduled payments but does not necessarily remove past obligations or shorten required payoff procedures.

Renewal, returns and data handling

Lease agreements can include early-purchase or return options; cancellation may trigger return of goods or a payoff balance. Ask Acima for details and written confirmation.


Will I get a refund?

General policy summary

No India-specific refund policy for Acima was located. Acima’s public support materials discuss lease and early-purchase options but do not present a clear India refund policy.

Possible exceptions and practical steps

  • If you paid for a product and then cancel within terms allowed by the lease, ask Acima for a written statement of any refund, credit, or payoff adjustment.
  • Document all payments and communications; request timestamps and reference numbers for any refund or credit promises.
  • If you cannot reach a satisfactory outcome, preserve evidence and escalate via written complaints and, if applicable, bank/card dispute channels.

Acima plans and pricing

Availability of pricing information

No verified pricing for India was found. Public information indicates Acima operates with U.S.-based lease terms.

Contact for accurate pricing

If you need plan or pricing details, contact Acima directly using official support channels. Acima Support

Plan 期間 Price
Acima (availability in India) Contact for pricing Contact for pricing

Your consumer rights in India

Scope and applicability

If you are physically in India and used a U.S. service from abroad, Indian consumer law may not directly apply to a U.S.-incorporated provider.

Practical rights and actions

  • Keep all contract documents and proof of payments for any dispute or chargeback.
  • Contact your bank or card issuer to ask about dispute or chargeback rights if payments were made from an Indian bank/card.
  • For local legal remedies, consult a consumer-rights advisor or lawyer in India to understand jurisdictional options.

Customer experiences

Positive feedback

Some customers praise Acima for easy approval despite imperfect credit and for enabling needed purchases with flexible payment schedules.

Examples of positive reviews are available on public review pages. Trustpilot (sample)

Common complaints

  • Reports of high total cost if not paid off within early-purchase periods and complaints about fees and interest-like costs.
  • Complaints about confusing payoff terms, missed reminders, difficulty cancelling, and problems obtaining refunds after cancellation.
  • Public reviews documenting negative experiences can be found on review platforms. Trustpilot (sample)

Documentation checklist

Before you call

  • Lease or contract number and copy of the signed agreement.
  • Proof of identity used for the account (ID, email).
  • Receipts and proof of all payments made to date.

When you contact support

  • Notes of date/time of calls, names of representatives, and any confirmation numbers.
  • Copies/screenshots of portal messages, emails, and any written refund or payoff statements.

Common mistakes

Relying on verbal confirmations

Example: a customer accepts a verbal payoff figure over the phone but later disputes the final balance; without written confirmation, resolution is harder.

Missing contract fine print

Example: not reading early-purchase deadlines or return conditions can lead to higher total costs if payments continue past promotional windows.


Comparative recap

Purpose of comparison

This table summarizes key distinctions between Acima (U.S. rent-to-own) and general consumer expectations in India.

How to use it

Use the table to set expectations before attempting to use or cancel Acima from India.

Feature Acima (U.S.) Availability / Notes for India
Service type Lease-to-own / rent-to-own Service appears to operate in the U.S.; no verified India offering
Cancellation method Customer portal or U.S. support phone May require international call or online access from India; no India-specific channel
Refund clarity Terms vary; not clearly documented for India Expect to request written confirmation and preserve records

After cancelling

Immediate next steps

  • Request written confirmation of cancellation and any final payoff or return instructions from Acima.
  • Keep a copy of the confirmation and continue to monitor bank/card statements for unexpected charges.

Where to get help

Use Acima’s official support page for account actions and official contact details. Acima Support


Address

Corporate contact address

Acima corporate address (U.S.): 13907 Minuteman Dr 5th Floor, Draper, UT 84020, United States.

Support link

For account-specific actions, see Acima’s official support portal: https://www.acima.com/en/support

FAQ

To cancel your Acima lease, review your lease agreement for early-termination terms, then access Acima’s customer portal or call their U.S. support line at 801-297-1980. Ensure you have your account number and identification ready, and request written confirmation of your cancellation.

Refund policies for Acima are not clearly defined for India. If you cancel within the terms of your lease, ask Acima for a written statement regarding any potential refund or credit, and keep records of all communications.

Canceling your Acima lease may stop future payments, but it does not eliminate past obligations. You may still need to fulfill any remaining payoff procedures as outlined in your lease agreement.

If you cannot find specific cancellation options for your Acima lease in India, refer to your lease agreement for guidance and contact Acima's U.S. support through their website for assistance.

While Acima's cancellation policy may vary, it's crucial to check your lease agreement for any exceptions regarding early-purchase or return options. Document all communications and request written confirmation of any agreements.