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Microsoft Copilot is an AI-powered assistant that helps generate content, automate tasks, and improve productivity inside apps such as Word, Excel, PowerPoint, Outlook and Teams.
It is offered as consumer and commercial subscriptions and also embedded into Microsoft 365 plans as add-ons or bundled offers.
Copilot is available directly through Microsoft (web/Microsoft account) and via third-party stores such as the Apple App Store and Google Play Store.
Pricing and entitlement can differ by channel; always check which account or store handled your purchase.
When you cancel a Copilot subscription bought directly from Microsoft, access typically continues until the end of the current billing period.
No further renewal charges will occur after cancellation takes effect.
Content you created while subscribed usually remains associated with your account subject to Microsoft’s data policies and your Microsoft 365 settings.
If you move to a different plan or lose Copilot access, some features (e.g., Copilot chat in apps) will no longer be available.
Below are the published Copilot add-on and bundle prices for commercial plans (GST extra where applicable).
Promotional pricing and qualification requirements may apply; a qualifying Microsoft 365 subscription is required for Copilot add-ons.
| Plan | Price | Period | Features |
|---|---|---|---|
| Microsoft 365 Copilot (Enterprise/Business add-on) | ₹ 2,495.00 | per user/month (paid yearly) | AI-powered chat grounded in work & web data; Copilot in Microsoft 365 apps; agents; analytics |
| Microsoft 365 Copilot (Enterprise/Business add-on) | ₹ 2,619.75 | per user/month (paid monthly, with annual commitment) | Same as above, monthly billing option |
| Microsoft 365 Copilot Business (add-on) | ₹ 1,495.73 | per user/month (paid yearly, promotional) | Copilot Chat powered by Work IQ; embedded in Word, Excel, PowerPoint, Outlook, Teams |
| Microsoft 365 Business Basic + Copilot Business (bundle) | ₹ 2,245.00 | per user/month (paid yearly) | Basic web/mobile apps + Copilot Business |
| Microsoft 365 Business Standard + Copilot Business (bundle) | ₹ 1,828.97 | per user/month (paid yearly, promotional) | Standard apps across devices + Copilot Business |
| Microsoft 365 Business Premium + Copilot Business (bundle) | ₹ 2,660.48 | per user/month (paid yearly, promotional) | Premium apps + Copilot Business |
Indian consumer protection law (for example, the Consumer Protection Act, 2019) prohibits unfair or misleading contract terms and requires transparency in e-commerce transactions.
Disclaimers that deny refunds or obscure important subscription terms may be open to challenge under Indian law.
Some users find Copilot encouraging, friendly, and helpful with creative tasks such as novel research and with learning to use Windows features.
Users with limited technical familiarity have reported Copilot can be a useful assistant for difficult workflows.
Many users report hallucinations, incorrect answers, inconsistent behavior, and failures on basic tasks, causing frustration with reliability.
Other complaints include confusion over subscription tiers (especially via Google Play), inconsistent features across platforms, and perceived decline in quality.
A common error is trying to cancel a store purchase from the Microsoft Subscriptions page when the purchase was made via Apple or Google.
Confirm which account/store processed the payment before attempting cancellation.
Users sometimes misread messaging about embedded versus Pro/paid tiers, leading to confusion about what features are included after cancellation.
Also, expecting an immediate refund outside the documented refund window is a frequent source of frustration.
The table below summarises cancellation and refund differences by purchase channel to help you act correctly.
| Purchase channel | How to cancel | Period | Key note |
|---|---|---|---|
| Web / Microsoft Account (direct) | Cancel via Microsoft account Subscriptions page. | 14 days (prorated refund if within initial 14 days for most countries, incl. India) | Cancellation takes effect at end of billing period; initial refund window available. |
| Apple App Store | Cancel via Apple subscriptions or contact Apple Support. | Subject to Apple policy | Refunds and cancellations governed solely by Apple. |
| Google Play Store | Cancel via Google Play subscriptions or contact Google Support. | Subject to Google policy | Refunds and cancellations governed solely by Google. |
Microsoft India (R&D) Pvt. Ltd.
807, New Delhi House, Barakhamba Road, New Delhi - 110001, India
For account-specific or billing issues, use the support or account pages associated with the store where you purchased Copilot.
Keep documentation ready when contacting support or consumer forums to speed resolution.
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Written by Myra Choudhary
Digital-law graduate · 4 years experience
Graduate in digital law and passionate about secure written communication, I have been writing guides on certified mail and electronic registered delivery for 4 years.