What is Vero
Overview
Vero is an insurance provider operating in New Zealand that offers personal and commercial insurance products and related services.
The company provides policies through online channels and local offices, and it is a member of the Insurance Council of New Zealand.
Operations in New Zealand
Vero NZ handles policy management, claims and customer support for New Zealand customers from local teams and digital platforms.
They publish complaint and refunds guidance on their New Zealand website and offer escalation routes via industry ombudsman services.
How to cancel Vero
Cancel an account via the app (recommended)
- Open the VERO mobile app and ensure it is the latest version.
- Go to Feed → menu (☰) → Settings → Account Settings.
- Enable the delete option and tap "Delete Account". Deletion occurs promptly; full data removal may take up to two weeks.
- See the official instructions: Vero account deletion (Zendesk).
Other cancellation methods
- Contact Vero customer support by phone or email to request policy cancellation or account queries.
- Send written cancellation or correspondence to the postal address: Private Bag 92120, Auckland 1142.
- Keep copies of all communications and request written confirmation of cancellation and any outstanding refund details.
What happens when you cancel
Access and visibility
When you delete your Vero account via the app it is removed promptly from other users' visibility.
The public presence of the account ends quickly, so other users will no longer see your profile or content.
Data retention and finalisation
Vero states that full data deletion may take up to two weeks after you request deletion.
Policy records, claims history or statutory retention obligations may affect how some records are retained for regulatory reasons.
Will I get a refund?
Refund policy
Vero states that refunds are issued if Vero determines you are due one; refunds are discretionary based on their assessment.
If a refund is approved, Vero will contact you by email, letter or phone with instructions and will not ask for passwords or PINs.
Process and timing
- Approved refunds are processed to your nominated bank account within 7 - 10 business days.
- There is no explicit, automatic statutory 14‑day cooling-off refund stated in the published policy; refunds are not guaranteed unless Vero determines they are due.
- If you are unsure, keep proof of payment and policy documents and ask Vero to confirm any refund decision in writing.
Vero plans and pricing
Available plans
Plan | Price | Period
Founding Member | Free (NZ$0.00) | Lifetime
Notes on pricing
As of current App Store listing in New Zealand, Vero is free to join as a Founding Member for life.
No paid subscription pricing is provided on the public app listing at this time.
Your consumer rights in New Zealand
Escalation options
If you are unhappy with Vero's internal handling of a complaint (claims, refunds or cancellations), you may escalate to the Insurance & Financial Services Ombudsman (IFSO).
If Vero issues a letter of deadlock you generally have three months to bring the complaint to IFSO for independent review.
Codes and memberships
- Vero is a member of the Insurance Council of New Zealand and adheres to the Fair Insurance Code.
- Use these memberships and codes as reference points when making formal complaints or seeking dispute resolution.
- Vero complaints information: Vero complaints (NZ).
Customer experiences
Common complaints from customers
Many reviewers report poor customer service, inconsistent claim handling and long delays when dealing with claims and roadside assistance.
Recurring themes include claim denials, decisions reversed after confirmation and frustration with support response times.
What customers commonly expect
- Clear, consistent communications about claim scope (for example, differences between glass roof and windscreen coverage).
- Timely and transparent handling of roadside assistance and towing costs.
- Independent review options if internal escalation is unsatisfactory; see user feedback on review sites such as Trustpilot: Trustpilot NZ (Vero).
Documentation checklist
Required documents
- Your policy number and full name as shown on the policy.
- Photo ID (passport or driver licence) and proof of address if requested.
- Bank account details for refund (account name, number) when a refund is approved.
Helpful extras
- Copies/screenshots of relevant app screens, emails and confirmation messages.
- Claim reference numbers, dates, times and names of any support staff you communicated with.
- Receipts for expenses you may have paid and wish to claim back (for example towing invoices).
Common mistakes
Before you cancel
Do not delete or close your account before securing written confirmation of policy cancellation and any refund entitlement.
Many users lose leverage when they do not keep copies of policy documents, receipts or communications showing payments and claims history.
When contacting support
Avoid relying solely on verbal promises; always ask for written confirmation (email or letter) of any agreement, cancellation or refund decision.
Failing to update the app to the latest version before attempting in-app deletion can cause delays or confusion with process steps.
Comparative recap
At a glance
Topic | Vero (NZ) | Typical competitor
Price (app listing) | Founding Member free (lifetime) | Varies; many charge premiums
Account deletion | In-app deletion; full removal may take up to two weeks | Varies; some require email or phone requests
Refunds | Discretionary; Vero issues refunds if they determine one is due (7 - 10 business days) | Competitors may offer clearer cooling-off rights or automatic refunds
Customer reviews | Many negative reviews on Trustpilot noting service issues | Varies widely; some have higher satisfaction scores
When to consider alternatives
If you require guaranteed cooling-off refunds or consistently high-rated claims service, compare policy terms and independent reviews before switching.
Check claim handling standards, customer service SLAs and ombudsman outcomes when assessing alternative insurers.
After cancelling
Confirmations and follow-up
- Keep any written cancellation confirmation and note the date of deletion or policy end.
- If a refund is due, expect contact from Vero and processing to your nominated bank account within 7 - 10 business days once approved.
- Do not provide passwords or PINs to anyone claiming to process refunds on Vero's behalf; Vero will not ask for these.
Appeals and next steps
- If you disagree with Vero's decision, request an internal review in writing and retain copies of all correspondence.
- If unresolved, you can escalate to the Insurance & Financial Services Ombudsman (IFSO). Use the Vero complaints page for initial steps: Vero complaints (NZ).
- Read independent reviews to help decide if you should move to another insurer: Trustpilot NZ (Vero).
Address
Mailing address
Vero Insurance, Private Bag 92120, Auckland 1142, New Zealand.
Use this address for written correspondence, complaints and cancellations if you prefer postal communication.
Office location
The Vero Centre is an alternative physical address for in-person visits or couriered documents; check Vero's website for visiting hours and directions.
Always include your policy number and contact details when sending documents to ensure they are matched to your account.