How to Cancel YourScoreAndMore: Easy Method

What is YourScoreAndMore

YourScoreAndMoreis a U.S.-focused credit score and monitoring service that markets a low-cost trial to get customers access to a credit score, credit report, and ongoing credit monitoring with identity protection features. First, the company’s public pricing indicates a $1 enrollment offer followed by a recurring monthly charge for continued monitoring; the official site describes the trial activation and the recurring billing cadence and gives contact and refund instructions on a dedicated page.

What the service offers

Next, the service presents features commonly tied to credit-monitoring subscriptions: periodic score refreshes, alerts about changes to credit files, identity-protection monitoring, and personalized product matches. Most importantly, customers encounter an initial low-cost entry point designed to convert to a monthly membership unless the trial is cancelled. The company operates from an address in Thousand Oaks, California.

Subscription plans at a glance

, available public information highlights a trial price point and a standard monthly rate for ongoing monitoring; below is a concise plan table the company’s public pages.

Alternative services comparison

Keep in mind, there are multiple companies that offer free or low-cost credit scores and monitoring; the competing market includes free-score providers and established identity protection firms. Use this comparison to check fit before enrolling.

Customer experiences with cancellation

First, when you research real user feedback you find consistent themes: customers frequently report unexpected charges after the trial, difficulty stopping recurring billing, and frustration around getting effective resolution. Reviews on public platforms show a preponderance of complaints about billing and trouble with refunds or stopping charges. Many reviewers characterize their experience as confusing or time consuming and warn others to watch the trial-to-paid conversion closely.

Next, specific patterns emerge from user reports: reports of recurring charges that customers did not expect, requests for refunds being denied or delayed, and consumer reports filed to independent trackers that describe billing disputes. These patterns are consistent across multiple review sites and a BBB listing where some consumers have reported alleged improper charges or difficulty obtaining refunds.

, customers often share practical tips in their reviews: monitor your card statements closely during and after any trial period; take screenshots of enrollment confirmation and billing notices; keep copies of any correspondence or receipts; and, when charges appear unexpectedly, act quickly with your bank or card issuer to dispute unauthorized charges. Many reviewers say their best chance at restitution was through their card issuer rather than waiting for the service to resolve the issue.

What customers say about the cancellation process

Most importantly, synthesis of several independent reviews indicates frustration more than satisfaction: reviewers note that cancelling required persistence, that refunds were not always straightforward, and that some customers reported continued charges after attempting to stop the service. These reports are not unique to one site; they appear on multiple consumer platforms. That pattern is a red flag worth noting before enrollment.

Why choose registered postal mail for cancellation

First, registered postal mail provides the most robust paper trail available through the U.S. postal system. Registered mail creates a chain-of-custody record and a dated delivery or attempted-delivery record that is traditionally accepted as legal proof of sending and delivery attempts. That documentation is critical if you later need to show when you requested termination or to contest ongoing charges.

Next, from a consumer protection standpoint, proof that a cancellation request was sent and received makes disputes with banks, card companies, and regulatory bodies simpler to handle. If a company continues charging you after you provided proof of a timely cancellation request, you can present that evidence when filing a dispute or when reporting the issue to authorities.

, using registered mail minimizes ambiguity. It avoids the risk that a company claims not to have received your request. Most courts, banks, and consumer protection agencies accept postal evidence when it is properly documented, dated, and retained. Keep in mind, this is especially important in negative-option programs where trial periods convert to recurring billing automatically.

Legal background and consumer protections

First, federal consumer guidance on negative-option subscriptions emphasizes that sellers must provide clear cancellation information and that consumers should be able to stop recurring charges. The Federal Trade Commission advises consumers to keep records and, if charges persist, to dispute charges with the card issuer and report problems to consumer authorities. These federal resources support using documented methods to cancel and to preserve proof.

Next, regulatory activity around simplifying cancellation has been active in recent years, including high-profile rulemaking efforts intended to make cancellation as easy as signup. That said, enforcement and rule outcomes change over time, so having strong evidence of your cancellation request gives you practical leverage regardless of shifting rules.

How to prepare before sending a registered cancellation request

First, compile your account details, transaction evidence, and any enrollment confirmations. Most importantly, keep copies of enrollment confirmations and the statement showing the initial charge. Next, gather identity verification details that the company requests for billing and refunds, such as the name that appears on your account and the last four digits of the payment method. Keep these items together and in a secure place so you can reference them if needed.

, write a concise statement of the action you are requesting: identify the account to be stopped, refer to the charge you wish to end, and include the date you want the cancellation to be effective. Keep the language factual and contract-focused. Keep in mind you should sign and date your communication so it is clearly tied to you as the account holder.

Most importantly, retain copies of everything you send and any resulting postal receipts. The postal proof of delivery and the return-receipt evidence are the core items you will rely on later if the service disputes your cancellation or claims it arrived after a billing cycle. Use the company’s officially listed mailing address for legal and refund correspondence. The company’s published mailing address for legal and accounting matters is: 310 North Westlake Blvd., 200, Thousand Oaks CA 91362.

What to include (general principles only)

First, include enough identifying information so the company can match your request to an account without ambiguity: the full name on the account, billing name if different, the transaction date(s) you are disputing, and a clear request to terminate future recurring charges. Next, sign and date the communication. Keep the tone factual: avoid demands or accusatory language; state the action requested and the effective date for termination.

, attach copies (not originals) of enrollment receipts or billing statements that support your request. Keep in mind you do not need to include unnecessary personal data; provide just enough to identify the account and the disputed charges. Most importantly, do not rely on an oral promise; the postal record is what you will use if a dispute escalates.

Timing and notice considerations

First, verify the free trial duration and calendar timing so you postmark your cancellation prior to the trial-to-paid conversion date. Next, allow postal transit time in your planning; the date the company receives your registered mail can be critical if it falls before or after a billing cycle. , if you are disputing a charge that already occurred, act promptly — many banks have specific windows to dispute a charge.

Most importantly, after you send registered mail, continue to monitor your billing statements for at least one billing cycle to confirm that charges have ceased. If the company continues to charge after you have clear postal evidence of timely cancellation, you will need to use that evidence when contacting your bank for a charge dispute or when filing a complaint with consumer protection agencies.

Practical solutions to simplify the registered mail approach

First, many consumers find sending registered mail intimidating because of concerns about printing, addressing, and post office visits. Next, there are practical options to simplify the process while preserving the legal strength of registered delivery. Most importantly, look for services that handle production and registered sending on your behalf if you prefer not to manage the physical aspects yourself.

To make the process easier: Postclic is a 100% online service to send registered or simple letters, without a printer. You don't need to move: Postclic prints, stamps and sends your letter. Dozens of ready-to-use templates for cancellations: telecommunications, insurance, energy, various subscriptions… Secure sending with return receipt and legal value equivalent to physical sending.

, using a service like this can save time and ensure the postal documentation is processed correctly. Keep in mind you still retain copies of what was sent and the postal tracking evidence; that is the crucial legal material to keep. When deciding whether to use such a service, confirm the service offers registered-level delivery and return-receipt documentation to match the legal strength you need.

Handling follow-up and escalation

First, after your registered mail has been delivered, allow a short window for the company to process cancellations. Next, if charges continue, use your postal receipts and delivery evidence when contacting your card issuer to dispute charges. , keep a running timeline of events: enrollment date, trial conversion date, date you mailed the cancellation, and any subsequent charges posted. Most importantly, present this timeline when asked by your card issuer or a consumer protection agency; it simplifies the decision-making process for a refund or a reversal of charges.

, if you do not receive a refund and the card dispute fails, consider filing a complaint with the Federal Trade Commission or your state attorney general’s consumer protection division. The FTC and state offices accept complaints about unauthorized or deceptive billing practices; your registered-mail record will be a central piece of evidence.

Common mistakes and how to avoid them

First, common errors include failing to retain copies of the mailed communication, mis-addressing the correspondence, or missing the critical trial expiration date. Next, another frequent mistake is assuming an oral assurance is sufficient — documented postal evidence is far stronger. , consumers sometimes discard postal receipts or neglect to record tracking numbers; keep all items until the dispute is fully resolved.

Most importantly, do not delay. Acting quickly and documenting everything is the best protection. Keep detailed notes of any follow-up interactions you initiate after sending the registered mail and ensure your timeline matches the postal record to avoid confusion later.

Insider tips from cancellation specialists

First, if you anticipate a dispute, preserve your billing statement that shows the initial charge and the trial-to-paid conversion amount. Next, if you use a third-party sending service, confirm their delivery proof meets the legal standard you need for disputes and refunds. , photograph or scan every page of the documents you send and keep the digital copies in a secure folder.

Most importantly, be precise in the identification information you provide so the company cannot cite ambiguity as a reason to delay processing. Keep communications factual and dated. These small adjustments improve your chances of a quick and clean resolution.

Sample timeline for a dispute (what to expect)

First, after sending registered mail you should receive a postal proof of delivery or a delivery attempt record. Next, allow the company a short processing window to stop billing and apply any refund if appropriate. , if charges continue, promptly initiate a card dispute and provide the postal delivery evidence. Most importantly, maintain your timeline and evidence while the bank or consumer agency reviews your claim; this materially improves the outcome odds.

Where to send postal cancellation requests

First, use the company’s official legal and accounting address for mailed refund or cancellation correspondence. The company lists the following address for such matters:310 North Westlake Blvd., 200, Thousand Oaks CA 91362. Next, cross-check that the address is current before sending, and retain a copy of any postal receipts and delivery evidence.

What to do if charges continue after registered cancellation

First, contact your card issuer to open a charge dispute and supply the postal delivery evidence as supporting documentation. Next, file complaints with federal and state consumer protection resources if the company fails to stop charges or refund improper amounts. , present a clear timeline and copies of your postal receipts when filing complaints — the registered-mail evidence is often decisive. Keep in mind regulatory guidance encourages consumers to preserve written proof and to use dispute channels promptly.

What to do after cancelling YourScoreAndMore

First, confirm cancellation by watching your bank and card statements for one or two billing cycles. Next, if you see any continuing charges, act quickly: use the documented postal evidence to dispute charges with your card issuer. , keep all records for at least one year in case you need them for a consumer complaint or legal process. Most importantly, consider monitoring your credit reports independently after cancellation to verify there are no related anomalies.

Keep in mind: preparing and preserving clear evidence is your strongest protection. Use registered postal mail as the documented method for cancellation, and consider services that can handle registered letter production and sending if you prefer not to manage the physical steps yourself. This approach reduces ambiguity, supports disputes efficiently, and helps you avoid prolonged billing hassles.