Postclic premium unlimited: promotional offer at R 18,05 for 48h, then R 982,94 per month without commitment
Cancellation service #1 in South Africa
Cancellation Opensky: Easy Method
What is Opensky
Service overview
Opensky is a secured credit card product designed to help consumers build or rebuild their credit using a cash deposit as collateral.
The card operates as a traditional revolving credit facility secured by your deposit and reports payment activity to credit bureaus.
Who uses it
It is commonly used by people with limited or damaged credit histories who need a simple way to establish positive payment records.
Opensky is offered as an alternative to unsecured credit for those requiring a secured line of credit.
How to cancel Opensky
Cancel via Web or Account Settings
- Log in to your Opensky account on the website or app.
- Navigate to account settings or subscription section and choose cancel.
- Cancellation typically takes effect at the end of the current billing cycle.
Cancel via Google Play (app subscription)
- Open the Google Play Store app on your Android device.
- Tap your profile → Payments & subscriptions → Subscriptions.
- Select OpenSky and choose Cancel.
Cancel by mail or phone
- You can send written cancellation to Opensky correspondence address; include full name, account number, and request to close the account.
- Phone cancellation may be available; confirm the number on your account statements or service materials (example number often cited: 1-800-859-6412).
What happens when you cancel
Access and account status
After cancellation is requested, your card may remain active until the end of the current billing cycle unless the issuer closes the account immediately.
Outstanding balances and transactions must still be paid according to your terms after cancellation.
Automatic renewal and data
Subscriptions generally stop renewing after cancellation, but stored account data and payment history may be retained according to Opensky policies.
Request account closure and data deletion explicitly if you want data removed; retain confirmation of cancellation for your records.
Will I get a refund?
Refund policy summary
Opensky’s stated policy is that there are no refunds for the unused portion of a subscription after cancellation.
This means cancelling does not usually trigger a pro‑rata refund for remaining billing period time.
Security deposit and exceptions
Security deposit refunds on account closure are subject to processing times; reported ranges are up to 4 - 8 weeks.
If you believe a refund or deposit return is overdue, gather documentation and contact customer service or use dispute channels.
Opensky plans and pricing
Pricing availability
Public pricing details for Opensky products were not available from verified sources for South Africa at the time of this guide.
Contact Opensky customer support or your account representative for exact fees and deposit minimums.
How to obtain pricing
Ask for a full pricing schedule, including application fees, monthly fees, interest rates, and deposit requirements before cancelling or closing the account.
Keep written confirmation of any quoted fees for comparison and dispute resolution.
| Plan | 期間 | Price |
|---|---|---|
| Standard secured card | Contact for pricing | Contact for pricing |
Your consumer rights in South Africa
General rights to consider
South African consumers are protected by laws such as the Consumer Protection Act; these laws can affect unfair contract terms and misrepresentations.
Specific refund or cooling-off entitlements depend on the transaction type and how the product was sold (online, in-person, direct marketing).
No specific Opensky cooling-off found
Verified sources show no explicit 14‑day right-of-cancellation or refund policy listed for Opensky subscriptions.
If you believe your rights under South African law apply, contact your local consumer protection authority or a legal adviser for confirmation.
Customer experiences
Positive feedback
Many reviewers report the application process is straightforward, with no credit check required and helpful customer service in some cases.
Users appreciate the transparency and the card’s effectiveness for building credit when payments are made on time.
Negative feedback
Complaints include delays or problems receiving security deposit refunds and difficulty with customer service responsiveness.
Other reported issues include challenges cancelling accounts or cards, and occasional unexpected credit score changes despite on‑time payments.
For community feedback see customer review pages such as Trustpilot.
Documentation checklist
What to gather before cancelling
- Account number and card details (last 4 digits).
- Personal identification used on the account (name, ID or passport number).
- Proof of deposit payment (receipt or bank statement).
- Any written terms, fee schedules, or support correspondence.
What to keep after cancellation
- Written cancellation confirmation or reference number.
- Proof of returned deposit or correspondence about expected timelines.
- Records of phone calls (date, time, agent name) and emails.
Common mistakes
Assuming immediate refund
Many customers expect an immediate refund of their security deposit; processing can take weeks, commonly reported as 4 - 8 weeks.
Not planning for this delay can cause frustration; request a timeline and follow up in writing.
Missing documentation and confirmations
Failing to get written cancellation confirmation is a common error that complicates disputes later.
Always request and store proof of cancellation, account closure, and deposit refund commitments.
Comparative recap
Quick feature comparison
This table summarizes key aspects of Opensky versus a generic secured credit card option for quick reference.
Use it to check differences in deposit handling, refunds, and customer experience.
| Feature | 期間 | Opensky | Generic secured card |
|---|---|---|---|
| Deposit refund timing | Contact for pricing | Reported 4 - 8 weeks processing | Varies by issuer; check terms |
| Refund for unused subscription | Contact for pricing | No refunds for unused portion | Depends on provider policy |
After cancelling
Follow-up actions
Keep your cancellation confirmation and monitor your bank or card statements for any final charges or refunds.
Check your credit report to ensure the account status and payment history are reported correctly.
Where to get help and further reading
If you need additional guidance about cancelling or disputes, review community experiences and cancellation guides such as:
Address
Mailing address for written cancellation
Opensky Card Services
P.O. Box 9224, Old Bethpage, NY 11804-9224
Phone and contact notes
Phone cancellation numbers are often provided on account statements; an example number cited is 1-800-859-6412 - verify the correct number on your paperwork before calling.
Always send written confirmation of any phone request and keep records of all communications.
Similar cancellation services
Verify a sent letter
Already sent a letter? Enter its tracking number to see its proof of dispatch and certified timestamp.
Written by Nomvula Coetzee
Regulatory watch · 8 years experience
Legal analyst tracking eIDAS, GDPR and electronic delivery regulations for 8 years to make sure every Postclic template is compliant and admissible in court.