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Sizwe

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South Africa

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Termination letter drafted by a specialized lawyer
Sender
How to Cancel Sizwe Medical Aid | Postclic
Sizwe
Sizwe Hosmed Medical Scheme, Treur Close (Old Pragma Building), Bekker Road, Waterfall Office Park
Midrand South Africa
info@sizwe-hosmed.co.za
Cancellation of Sizwe contract
Dear Sir or Madam,

I hereby notify you of my decision to terminate the contract relating to the Sizwe service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.

Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.

This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.

In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.

I retain a complete copy of this notification as well as proof of sending.

to keep966649193710
Recipient
Sizwe
Sizwe Hosmed Medical Scheme, Treur Close (Old Pragma Building), Bekker Road, Waterfall Office Park
Midrand , South Africa
info@sizwe-hosmed.co.za
REF/2025GRHS4

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Cancellation Sizwe: Easy Method

What is Sizwe

Overview

Sizwe (Sizwe Hosmed Medical Scheme) is a South African medical scheme offering a range of plans that cover hospitalisation, consultations and other healthcare costs for members and dependants.

The Scheme operates on a subscription basis with monthly contributions, medical-savings components on some options, and regulated benefits under the Medical Schemes Act.

Who it serves

Sizwe serves individual and employer groups with multiple plan tiers, from entry-level hospital cover to higher benefit options for broader cover.

Membership terms, refunds and dispute procedures are governed by the Scheme rules and South African medical-scheme law.

How to cancel Sizwe

Standard cancellation steps

  • Give one calendar month’s written notice to terminate your membership; this is a Scheme requirement.
  • Continue to pay contributions during the full notice period; benefits remain until the effective date of termination.
  • Submit your written notice to the Scheme’s membership or head-office address (see Address section below).

Special-case and timing details

  • Follow-up in writing if you send notice by email or post; keep proof of delivery or sent email confirmations.
  • Special exemption: IMATU‑represented municipal workers were allowed to terminate membership effective 1 December 2025 if one month’s written notice was given by 31 October 2025 due to the Scheme’s loss of accreditation and curatorship. IMATU notice

What happens when you cancel

Access to benefits

You retain Scheme benefits until the end of the paid notice period; cover does not end the moment you submit a termination letter.

Contributions must be paid up to the effective termination date to keep benefits active through that date.

Records and data

The Scheme will update membership records and prepare any required final statements, including Medical Savings Account (MSA) balances if applicable.

Keep copies of your termination notice and any correspondence for future proof or disputes.

Will I get a refund?

General policy

Sizwe does not refund contributions or provide no‑claim bonuses or rebates; this aligns with section 56 of the Medical Schemes Act, 1998.

Contributions remain payable until the effective date of termination; there is no refund for paid contributions outside specific MSA rules.

MSA (Medical Savings Account) exceptions

  • MSA balances are refundable if your membership is terminated and is not transferred to another MSA‑enabled option.
  • Refunds of MSA funds are processed within five (5) months of termination and are subject to applicable taxation rules. See the Scheme benefit guide for detail. Benefit guide

Sizwe plans and pricing

Overview of starting contributions

The table below lists the starting monthly contribution for the principal (main) member on each named plan as published by Sizwe.

Use plan names and starting prices as a guide; your actual contribution may differ by age, dependants and employer subsidy.

Plan Price Period (期間) Features
Essential Copper R3,625 Monthly Starting price for principal member (hospital plan)
Access Core R3,161 Monthly Starting price for principal member
Access Saver R3,911 Monthly Starting price for principal member
Gold Ascend R4,468 Monthly Starting price for principal member
Gold Ascend EDO R4,249 Monthly Starting price for principal member
Value Platinum R6,696 Monthly Starting price for principal member
Value Platinum Core R6,363 Monthly Starting price for principal member
Titanium Executive R11,737 Monthly Starting price for principal member

Your consumer rights in South Africa

Statutory protections

Your rights as a medical‑scheme member are governed by the Medical Schemes Act and Scheme rules.

Members cannot receive no‑claim bonuses or rebates; only MSA savings are refundable when applicable.

Dispute and escalation routes

  • You may lodge complaints with the Scheme and escalate to the Scheme’s Disputes Committee if unresolved.
  • If still dissatisfied, you can appeal to the Council for Medical Schemes (CMS) under South African law.
  • MSA refunds must be processed within five months of termination, subject to tax rules. Benefit guide

Customer experiences

Positive feedback

Members have praised staff professionalism and helpful service, naming specific individuals and teams for efficient claims handling and empathic support.

Sizwe’s customer reviews include thanks for prompt reimbursements and effective resolution of complex issues. Customer reviews

Negative feedback

Some members reported delays in refunding claims, such as psychologist consultations that required escalation to customer service.

Municipal workers experienced disruptions when claims were not honoured and cash payments were required, linked to the Scheme’s financial distress and curatorship. News report

Documentation checklist

Essential documents to prepare

  • Written termination letter with your full name, membership number, effective termination date, and signature.
  • Proof of delivery (registered post receipt) or email confirmation if sent electronically.
  • Any outstanding payment receipts for contributions paid to date.

Documents for refunds and transfers

  • Bank details for MSA refund (if applicable) and identification documents for verification.
  • Documentation of any claims in process that you want finalised before termination.

Common mistakes

Missing or unclear notice

Sending a verbal or incomplete notice is a frequent issue. Always provide a clear written notice that states the termination date and includes your signature.

Retain proof of sending to avoid disputes about whether notice was given.

Assuming contributions will be refunded

Members commonly expect a refund of contributions if they made no claims. Under the Scheme rules and the Medical Schemes Act, contributions are not refundable.

Only MSA balances (where applicable) are refundable on termination and subject to processing time and tax. See the Scheme FAQ for confirmation. Scheme FAQ

Comparative recap

Quick policy comparison

Item Sizwe position Notes
Notice period One calendar month written notice required Contributions payable during notice; benefits remain until effective date
Refund of contributions No refunds or no‑claim rebates Aligned with Medical Schemes Act; see Scheme FAQ
MSA refund Refundable if not transferred Processed within five months, subject to tax
Special exemption IMATU municipal workers: termination effective 1 Dec 2025 if notice given by 31 Oct 2025 Result of loss of accreditation and curatorship; see IMATU notice

After cancelling

Next administrative steps

Check final statements and ensure any MSA refund instructions are submitted promptly.

Confirm with the Scheme that membership has been closed and request written confirmation of the termination date.

Helpful links and further reading

Address

Head office (for written notices)

Sizwe Hosmed Medical Scheme, Treur Close (Old Pragma Building), Bekker Road, Waterfall Office Park, Midrand, Gauteng, South Africa.

Send your one calendar month’s written termination notice to the head office address above and keep proof of delivery for your records.

Contact reminders

If in doubt, contact the Scheme via the official channels listed in the FAQ before sending notice, and keep copies of all correspondence for dispute purposes. Scheme FAQ

FAQ

You must provide one calendar month’s written notice to terminate your membership. Ensure you continue to pay contributions during this notice period.

Sizwe does not refund contributions or provide no-claim bonuses. However, if you have a Medical Savings Account (MSA) and your membership is terminated without transfer, you may receive a refund of your MSA balance.

You will retain your benefits until the end of the paid notice period. Make sure to pay your contributions up to the effective termination date to keep your benefits active.

Yes, you can submit your cancellation notice in writing via email or registered postal mail. Be sure to keep proof of delivery for your records.

Yes, IMATU-represented municipal workers can terminate their membership effective December 1, 2025, if they provide notice by October 31, 2025, due to the Scheme's loss of accreditation.