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Figo

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専門弁護士によって作成された解約通知
差出人
Cancel Figo Pet Insurance | Postclic
Figo
540 N Dearborn Street
60610 Chicago United States
support@figopetinsurance.com
Figo 契約の解約
拝啓

私は、Figo サービスに関する契約を終了する決定を通知します。
この通知は、契約を確定的、明確かつ明白に解約する意図を構成し、可能な限り早い 日付または適用される契約期間に従って発効します。

以下のために必要なすべての措置を講じてください:
– 解約発効日からのすべての請求の停止;
– この要求の適切な処理の書面による確認;
– および、該当する場合、最終明細書または残高確認書の送付。

この解約は、認証済み電子メールで送信されます。送信、タイムスタンプ、および内容の完全性は確立されており、電子的証明要件を満たす証拠書類となります。したがって、書面による通知および契約の自由に関する適用原則に従って、この解約の通常処理を進めるために必要なすべての要素を持っています。

個人データ保護規則に従い、以下も要求します:
– 法的または会計上の義務に必要のない私のすべてのデータの削除;
– 関連する個人アカウントの閉鎖;
– および適用されるプライバシー権に従った実際のデータ削除の確認。

私はこの通知の完全なコピーと送信の証明を保持します。

保管用966649193710
受取人
Figo
540 N Dearborn Street
60610 Chicago , United States
support@figopetinsurance.com
REF/2025GRHS4

サービスの制限に関する重要な警告

透明性と予防の観点から、タイムスタンプ、追跡、認証が行われていても、電子化された送信サービスには固有の制限があることを想起することが不可欠です。保証は送信と技術的証明に関連しており、受取人の行動、勤勉さ、または決定には決して関連しません。

注意、Postclicは以下を行うことはできません:

  • 受取人がメールを受信、開封、または認識することを保証する。
  • 受取人が要求を処理、承諾、または実行することを保証する。
  • ユーザーが作成した内容の正確性または完全性を保証する。
  • 不正確または古い住所の有効性を保証する。
  • 受取人が郵便の法的範囲に異議を唱えることを防ぐ。

Cancellation Figo: Step-by-Step Guide

What is Figo

Service overview

Figo is a pet insurance provider offering customizable plans to help cover veterinary expenses for dogs and cats. It is subscription-based and includes options such as accident & illness coverage and optional wellness add-ons.

How Figo works

Policyholders choose a level of coverage and deductible, pay recurring premiums, and submit claims for eligible veterinary expenses. Reimbursement is made according to the chosen plan and policy terms.

How to cancel Figo

Required cancellation method

  • Cancellation must be requested in writing by email to support@figopetinsurance.com.
  • Phone calls or cancellation through online chat/portal are not accepted unless the insurer confirms an email request.

Step-by-step cancellation process

  • Compose an email from the account holder's email address stating your intent to cancel.
  • Include your full name, policy number, pet name(s), and the date you want the policy to end.
  • Request confirmation of the cancellation and any refund calculation if applicable.
  • Keep the sent email and any reply as proof of cancellation.

What happens when you cancel

Policy access and coverage end

Coverage ends on the cancellation effective date specified or on the date stated by the insurer in their confirmation. After the effective date, new claims are generally not eligible for reimbursement.

Renewal and future billing

Cancelling stops further premium billing once the insurer processes the request. If you have an upcoming automatic renewal, confirm by email that renewal has been cancelled.

Data and records

The insurer will retain policy and claims information according to their data retention policy and applicable law. Request a copy of your records if you need them for future reference.

Will I get a refund?

Standard refund policy

Figo typically offers a full refund if you cancel within a 30-day period and no claims have been made during that period.

Pro‑rata refunds and exceptions

  • After the initial 30 days, refunds are normally calculated on a pro‑rata basis for unused coverage, minus any applicable fees.
  • If any claims were paid during the policy period, refunds may be reduced or denied according to policy terms.
  • Non-refundable administrative fees may apply in some cases; always request the insurer’s refund calculation in writing.

Figo plans and pricing

Pricing availability

Public, verified pricing for Figo plans varies by pet, age, location, and chosen coverage level.

Contact for exact pricing

Because pricing is personalised, contact Figo directly for a quote. Below is a simple table to prompt enquiry.

Plan Coverage Price
Accident & Illness Veterinary treatment for accidents and illnesses Contact for pricing
Wellness (optional) Preventive care, vaccinations, check-ups Contact for pricing
Comprehensive Package Combined wellness and accident & illness options Contact for pricing

Your consumer rights in South Africa

General protections

South African consumers have rights to fair, honest and transparent insurance practices. This includes clear disclosure of terms, premiums, and cancellation procedures.

Complaint and regulatory options

If you have a dispute you cannot resolve with the insurer, you may escalate to relevant bodies such as the Financial Sector Conduct Authority (FSCA) or the applicable Insurance Ombud service.

Cooling-off and distance selling

Certain consumer protection laws provide for cancellation or cooling-off rights in distance or direct-marketing transactions. Check your policy documents and seek local advice if you believe these apply.

Customer experiences

Positive reports

Many customers report straightforward claims handling and helpful customer service when submitting clear documentation.

Common complaints

Some policyholders mention delays in processing refunds or questions about coverage limits and exclusions. Clear communication and keeping records of all emails helps resolve issues faster.

Balanced takeaway

Overall experiences vary by claim complexity and individual expectations. Read policy terms carefully and maintain documentation to support any claim or refund request.

Documentation checklist

Essential items to include

  • Policy number and policyholder full name.
  • Pet name(s), species and breed where relevant.
  • Reason for cancellation and desired cancellation effective date.
  • Bank details for any refund and proof of identity (if requested).

Supporting documents for claims/refund

  • Copies of veterinary invoices and receipts (if relevant).
  • Claim reference numbers for any paid claims.
  • Copies of prior correspondence with the insurer.

Common mistakes

Not using the required cancellation channel

A frequent error is calling customer service or using chat and assuming the policy is cancelled. Figo requires a written email to support@figopetinsurance.com. Always send the email and keep a copy.

Failing to confirm effective date

Some policyholders assume cancellation is immediate. Without written confirmation, billing or coverage might continue. Request and retain the insurer’s confirmation email.

Omitting necessary details

Leaving out the policy number or account holder name can delay processing. Include full identifying details and a clear request to avoid back-and-forth delays.

Comparative recap

Quick comparison overview

The table below highlights common features to consider when comparing Figo with typical pet insurers in market choices.

How to use this table

Use it as a starting point to compare coverage, claims process, and price transparency. Request written policy terms before deciding.

Feature Figo Typical competitor
Plan customisation High - modular plans and add-ons Varies - often tiered packages
Claim submission Online/email claim options, reimbursements based on plan Online or paper, processing times vary
Cancellation method Email required (support@figopetinsurance.com) Varies - some accept phone or online portal
Refund policy 30-day full refund if no claim; thereafter pro‑rata Varies by insurer

After cancelling

Immediate tasks

  • Confirm cancellation receipt and keep copies of all communications.
  • Check bank statements to confirm premium billing has stopped.

Next steps for your pet

  • Consider alternative insurance or a savings plan for future veterinary costs.
  • Inform your veterinarian about change in insurance status to avoid unexpected direct-billing issues.

Where to get help

If you need assistance with disputes, contact South African regulatory or ombud services for financial services and insurance complaints. Seek independent advice if unsure about your rights.

Address

Company mailing address

Figo

Box No. 10873, 540 N Dearborn Street, Chicago, IL 60610, United States

Cancellation email (required)

Please send written cancellation requests to: support@figopetinsurance.com

FAQ

When canceling your Figo pet insurance, include your full name, policy number, pet name(s), and the desired cancellation date in your email to support@figopetinsurance.com. Keep a copy of your email for proof.

If you cancel your Figo pet insurance within 30 days and have not made any claims, you are typically eligible for a full refund. Ensure you request this in your cancellation email.

Your coverage will end on the cancellation date specified in your email. After this date, new claims will not be eligible for reimbursement, so make sure to cancel only when you're ready.

No, Figo requires cancellation requests to be made in writing via email to support@figopetinsurance.com. Phone calls or online chat cancellations are not accepted.

After sending your cancellation email, request confirmation of the cancellation and any refund calculations. Keep all correspondence as proof of your cancellation.