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Cancellation service #1 in UAE
Myfico is a subscription service from Fair Isaac Corporation that provides FICO® scores, credit reports, credit monitoring, and tools to understand credit factors.
The service targets consumers who want regular access to FICO Score versions, monitoring alerts, and identity-restoration features for a monthly fee.
Users who need official FICO scores for lending contexts or who want multi‑bureau monitoring often subscribe to Myfico plans.
Plans vary by bureau coverage and update frequency, so customers choose based on how many credit bureaus and how often they want updates.
Cancellation typically stops future auto‑renewals but does not necessarily remove access immediately.
You usually retain access through the end of the paid billing period; verify the exact end date in your account or confirmation message.
Your account data (reports, settings, alerts) may remain on Myfico's systems after cancellation unless you request deletion.
Some customers report difficulty getting data deleted; keep records of deletion requests and any responses.
Myfico’s stated policy is that subscriptions auto‑renew and are non‑prorated; refunds are not generally available.
Expect cancellations to prevent future charges rather than trigger refunds for past billing periods.
| Plan | Price (USD / month) | Coverage & updates | Key features |
|---|---|---|---|
| Basic | USD 19.95 | 1‑bureau (Experian), monthly updates | FICO Score 8, credit monitoring, identity restoration, identity theft insurance |
| Advanced | USD 29.95 | 3‑bureau, updates every 3 months | FICO Score 8, credit monitoring, identity restoration, identity theft insurance |
| Premier | USD 39.95 | 3‑bureau, monthly updates | FICO Score 8 (mortgage/auto/credit card variants), credit monitoring, identity restoration, identity theft insurance |
Official pricing is listed in USD. No localized AED pricing was found for United Arab Emirates residents.
If you are in the UAE, convert USD to AED using current exchange rates; your card issuer or payment platform determines the final AED amount and any fees.
There is no specific Myfico policy tailored to UAE law available in public documentation.
General UAE consumer protections may apply for unfair practices; however, subscription refund terms are often governed by the vendor’s stated policy and the card issuer rules.
A common error is assuming canceling inside the Myfico website cancels an App Store or Google Play subscription (or vice versa).
Always confirm where the subscription was purchased and cancel through that platform: Myfico account page, Apple subscriptions, or Google Play subscriptions.
Failing to save cancellation confirmation or screenshots can make dispute resolution harder if billing continues.
Another mistake is waiting too long - contact support immediately after an unexpected charge and gather evidence quickly.
| Feature | Myfico - summary |
|---|---|
| Price (monthly) | USD 19.95 - 39.95 depending on plan; billed in USD |
| Bureau coverage | Options: 1‑bureau (Experian) or 3‑bureau plans |
| Update frequency | Monthly for some plans; every 3 months for others |
| Refund policy | No refunds generally; possible one‑time courtesy refunds in exceptional cases |
| Cancellation methods | Manage via My Subscriptions page, in‑app Subscription screen (More tab), or phone support |
Myfico provides official FICO scoring with flexible plan tiers, which many users find valuable for credit monitoring.
However, limited refund availability and reported cancellation friction are important tradeoffs to consider before subscribing.
Fair Isaac Corporation
12790 El Camino Real, Suite 300, San Diego, CA 92130
Phone: 1‑800‑319‑14433
Support hours: Monday - Friday 6 AM - 6 PM PT; Saturday 7 AM - 4 PM PT
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Written by Rashid Al Otaibi
eIDAS legal expert · 3 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 3 years.