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Lmct is a subscription-based rewards and giveaway platform that sells membership access to accumulating entries for regular prize draws and offers discounts at retail partners. Membership tiers advertised on the official site include a lower-tier monthly plan and a higher-tier monthly plan that increase the number of automatic entries into every draw and add partner discounts and merchandise benefits. The platform is run under Xclusive Tech Pty Ltd and is publicly associated with high-value prize promotions such as cars and property giveaways. Members may also encounter in-app purchases for virtual credits or game features in the mobile app marketplace.
| Plan | Billing | Core benefits |
|---|---|---|
| Entry membership | A$19.99/month | 1 accumulating entry per draw, partner discounts, merchandise discount |
| Premium membership | A$49.99/month | Multiple accumulating entries per draw, expanded discounts, event invites |
Pricing shown on the official membership pages lists monthly billing options and describes entries that accumulate the longer a member remains active. The site uses recurring monthly billing language and presents the membership as ongoing unless the subscriber stops the membership. Membership benefits include draw entries, discount access and occasional event privileges.
Lmct also operates a mobile app with in-app purchases for virtual credits and packs; these purchases and the app-store billing model are separate from the recurring membership fee and can have different refund and management rules. Be aware that how you paid will affect the billing source and the applicable policies.
| Charge type | Typical example | Notes |
|---|---|---|
| Recurring membership | A$19.99/month or A$49.99/month | Billed monthly; advertised as "cancel anytime" |
| In-app purchases | A$4.99, A$9.99, A$19.99 (coin packs) | One-off digital purchases inside mobile app marketplace; separate rules may apply. |
Public reviews and forum posts show a mix of satisfied users and a significant number reporting friction around membership management and refunds. Several reviewers describe continued billing after they attempted to stop membership, difficulty reducing recurring charges, and frustration about points or entries changing after app updates. Other reviewers praise the discounts and occasional prize wins but still note service issues.
Common complaints include: persistent billing despite cancellation attempts, unclear proration or refund outcomes, and challenges reconciling promotional entries after app changes. Reported positives include access to partner discounts and documented winners of prizes. Practical takeaway: documentation and timing are the customer's strongest protections when a dispute arises.
Notice period and timing: Lmct advertises monthly billing and "cancel anytime" membership wording, which implies no fixed minimum term for the monthly plans, but timing of a cancellation relative to the billing date typically determines whether the next scheduled payment will occur. Always establish the exact billing cycle dates relevant to your membership record.
Proration and access: For many subscription models, a cancelled account may retain access until the end of the paid billing period rather than refunding the unused portion. That is a common model with monthly subscriptions and is consistent with complaints that refunds are not always provided. Expect that prorated refunds are not guaranteed unless the provider's terms or local law require them.
Cooling-off and refunds: Cooling-off entitlements for digital memberships are limited and depend on the contract and how the sale was made. Lmct's marketed "cancel anytime" phrase does not guarantee an immediate refund of recently billed months. If you believe a charge was unauthorised, flagged user reports show some customers pursued disputes through their payment provider.
Different policies for different payment sources: When subscription billing originates from a third-party marketplace (for example, mobile app marketplace purchases or in-app billing), the marketplace's refund and dispute rules may apply to those transactions rather than Lmct's site terms. That difference influences how and when refunds are processed and who is the contractual merchant of record.
What you may reasonably expect: confirmation of cancellation, termination of future recurring charges, retention of membership access until the paid period ends, and a clear statement in the provider terms about whether past months are refundable. Because public reports indicate disputed outcomes, expect variation and prepare to document.
Keep records that show the sequence of events and the exact billing amounts and dates. Public feedback indicates some members have had to escalate to their payment provider when refunds were refused. When charges are genuinely unauthorised or fall outside the advertised terms, payment providers can sometimes reverse recent transactions, but outcomes vary.
Timing matters: if an unwanted charge appears, the earlier you identify it the more options you may have to contest a specific billing period. Disputes typically require clear proof of the transaction and any supporting contract terms. User reports suggest persistence and complete documentation improve chances of a favourable outcome.
Monitor your bank and card statements for at least two billing cycles after cancellation to confirm no further recurring charges. Keep the documentation checklist accessible for any follow-up actions.
If an unexpected charge appears after cancellation or if you do not receive expected confirmation of termination, use your documentation to lodge a formal dispute with your payment provider and follow the dispute process timelines. Reported experiences show escalation is sometimes necessary to resolve repeat billing.
Consider reviewing account-connected payment methods and in-app purchase history so you understand where charges originate and which provider's policies govern refunds. Finally, be prepared to reference the exact membership terms that applied when you joined if you pursue a claim or a regulator inquiry.
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Written by Chloe Lee
Former postal advisor · 7 years experience
Former postal-services advisor and e-signature specialist, I have been writing for Postclic for 7 years to demystify legally binding mail for everyday users.