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Cancellation service #1 in Canada
Life Time Fitness is a network of health clubs and wellness services offering gym facilities, classes, personal training, digital memberships and related merchandise. In Canada the company operates under membership agreements and published policies that govern enrollment, billing, cancellation and refunds.
When Life Time receives an eligible cancellation, your membership termination becomes effective according to the notice terms in your agreement (commonly 30 days after written notice for convenience cancellations). Your club access will typically continue through the end of the notice period, and automatic renewals will stop as of the effective termination date. Billing will cease after the effective date, subject to any prorated dues or outstanding charges. Life Time may retain account records in accordance with its policies and applicable law; you should request any necessary receipts or documentation before the account is closed.
Refund eligibility depends on the membership type and timing. For standard (in-club) memberships, if you cancel within the first 10 days of receiving the signed agreement you are generally entitled to a refund of joining fees and dues, provided you have not previously canceled a Life Time membership. Digital memberships may be terminated for any reason within the first 10 days for a full refund of joining fees and dues; after 10 days, cancellation for convenience typically requires 30 days’ written notice and dues are prorated. Under Ontario law (Consumer Protection Act, 2002) there is a 10‑day cooling‑off period for certain agreements and Life Time must refund payments within 15 days of a valid cancellation notice. For recurring fitness services (for example, personal training or class series) there is a 3‑business‑day cancellation window after the first session for a full refund; after that window, prepaid sessions are generally honored but refunds are limited. Merchandise and event fees follow separate return rules (e.g., merchandise often refundable within 30 days in like‑new condition; event entry fees are typically non‑refundable).
| Plan | Typical price | Cancellation / Refund |
|---|---|---|
| Standard (in‑club) membership | Varies | Full refund of joining fees and dues if canceled within first 10 days (one‑time); otherwise 30‑day notice required and prorated dues apply. |
| Digital membership | Varies | Full refund if canceled within first 10 days; after that, cancel with 30 days’ notice and dues are prorated. See digital terms. |
| Recurring fitness services (personal training, classes) | Varies | 3 business days after first session for full refund if requested in writing; otherwise 30‑day notice for recurring cancellations and prepaid sessions are honored. |
| Merchandise | Varies | Return within 30 days in like‑new condition for a full refund; athletic event entry fees generally non‑refundable. |
Canadian consumer protections apply to membership agreements and vary by province. In Ontario, the Consumer Protection Act, 2002 provides a 10‑day cooling‑off period for certain agreements (including many digital and similar service agreements) and requires a refund of payments within 15 days of a valid cancellation. Life Time’s published Canadian policies reflect these statutory rights, but precise availability of the cooling‑off period and refund timing can depend on the membership type (digital versus in‑club) and the service category. If you are outside Ontario, check provincial law and your membership agreement for specific rights and timelines.
Member reports are mixed. Many customers praise Life Time’s high‑end facilities and amenities, while reviews also frequently cite problems such as unfriendly or unhelpful staff, equipment maintenance issues, and pricing that some consider high relative to perceived service. Complaints sometimes focus on difficulties obtaining refunds for prepaid personal training or interpreting fine‑print contract terms. These experiences suggest being proactive: keep clear records, follow cancellation procedures exactly, and ask for written confirmation of any refund commitments.
Common errors include failing to provide the required advance written notice (for example assuming cancellation is immediate), using an incorrect cancellation channel or email address without keeping proof, and not observing the short statutory windows (such as the 10‑day cooling‑off or the 3‑business‑day service refund window). Another frequent issue is not retaining a copy of the cancellation request and proof of delivery, which makes disputing continued billing harder. Misunderstanding the difference between digital and in‑club membership terms can also lead to unmet expectations about refunds and timing.
| Method | Refund | Difficulty |
|---|---|---|
| In‑club (member services) | Full refund if within first 10 days; otherwise 30‑day notice/prorated dues | Medium - depends on staff and obtaining written confirmation |
| Online (my.lifetime.life) | Full refund for eligible digital cancellations within 10 days; otherwise 30‑day notice/prorated | Low - immediate submission and digital record |
| Email ([email protected]) | Same refund rules apply; keep sent and received copies | Low - Medium - depends on response time and documentation |
| Mail (registered mail recommended) | Same refund rules apply; strongest proof of delivery | Medium - reliable proof but slower processing |
After you submit cancellation, retain copies of all communications and monitor your bank or card statements to confirm billing stops after the effective date. If a refund is due and does not appear within the statutory or policy timeframe, follow up with Account Services and escalate the issue with documentation. Useful policy pages include Life Time’s Canadian club and guest policy and digital membership terms: Club & Guest Policy (Canada) and Canada Terms / Digital Membership. If you are in Ontario and believe statutory rights have been breached, consider contacting your provincial consumer protection office for guidance.
Life Time, Attention: Account Services, 2902 Corporate Place, Chanhassen, MN 55317
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Written by Mason Young
Regulatory watch · 5 years experience
Legal analyst tracking eIDAS, GDPR and electronic delivery regulations for 5 years to make sure every Postclic template is compliant and admissible in court.