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Cancellation service #1 in Canada
Citymain Insurance (operating as Citymain Administrators Ltd / Insurance2go in some markets) is a provider of device and personal insurance products, including mobile phone and gadget cover. It administers subscriptions and recurring policies through web accounts, app stores and third‑party payment processors.
Citymain states you can cancel at any time with no cancellation fees. After cancellation, most customers retain access to policy benefits until the end of the current billing cycle; the subscription should not renew thereafter. You should receive a confirmation email and keep that as proof.
Citymain will retain records of your account and any submitted claims in line with its data handling and privacy policies; if you need data deletion or a copy of your records, request it directly from Citymain support and keep copies of correspondence.
There is no publicly posted statutory 14‑day right of withdrawal or blanket refund policy for Citymain in Canada. Citymain’s published position is that members keep access until the billing cycle ends and no further charges occur after cancellation, but a specific refund policy (pro‑rata or full refunds) is not clearly published.
If you believe you are owed a refund (for example, an accidental renewal or duplicate charge), raise the dispute with Citymain support first and keep records. If that does not resolve the issue, you may escalate through your payment provider (bank, credit card, PayPal) or seek recourse with Canadian consumer protection authorities.
| Plan | Price (CAD) |
|---|---|
| Basic / Standard / Premium (where offered) | Varies |
Canadian consumer protection requires clear disclosure of cancellation and refund terms; however, there is no evidence of a statutory 14‑day automatic withdrawal right for Citymain in Canada. You are entitled to accurate pre‑contract information and fair billing practices. If Citymain fails to honour its published terms, you can dispute charges through your card issuer or PayPal and file complaints with the Financial Consumer Agency of Canada (FCAC) or your provincial consumer protection office.
Online reviews are mixed. Some customers praise Citymain staff for friendly, prompt service and straightforward cancellations. Other reviewers complain about repeated or excessive documentation requests, privacy concerns, delays in repairs or claim handling, and occasional refusals for claims when items were second‑hand or lacked a receipt. Review sources include Trustpilot and ReviewCentre; read multiple recent reviews to form a balanced view.
Customers often assume cancellation via the app or website is unnecessary if they delete the app; failing to cancel through the subscription manager can result in continued billing. Another frequent error is not saving the cancellation confirmation email - without it, proving you cancelled can be harder when disputing charges. Finally, relying solely on general statements about refunds without obtaining written confirmation from Citymain means you may have limited standing if a refund is later refused.
| Method | Refund | Difficulty |
|---|---|---|
| Online account (citymain.com) | No published automatic refund; access until billing cycle end; refunds handled case‑by‑case | Easy |
| Google Play Store | No automatic app‑store refund from Citymain; billing stops for future cycles; refunds via Google/Citymain case‑by‑case | Easy |
| Apple (App Store / iOS) | No automatic App Store refund from Citymain; billing stops for future cycles; refunds handled via Apple/Citymain as applicable | Easy |
| PayPal | No automatic Citymain refund published; cancel pre‑approved payment to stop renewals; dispute refunds via PayPal if needed | Easy |
After you cancel, keep the confirmation email and monitor your bank or payment statements for any unexpected charges. If a refund or charge dispute is needed, contact Citymain support first, then your payment provider (card issuer or PayPal). Helpful resources: Citymain cancellation guide (joinchargeback), Google Play and Apple subscription support pages, PayPal help, and the Financial Consumer Agency of Canada (FCAC).
Citymain / Administrators address: 3000 Lakeside, North Harbour, Western Road, Portsmouth, Hampshire, PO6 3EN, United Kingdom.
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Written by Charlotte Lavoie
eIDAS legal expert · 8 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 8 years.