Cancellation service #1 in United States
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Colonial Life service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Cancellation Colonial Life: Easy Method
What is Colonial Life
Colonial Life & Accident Insurance Company is a provider of supplemental insurance products, commonly associated with employer-based benefit programs and direct consumer channels. The company issues plans such as accident, disability and supplemental life coverage; its corporate mailing address is in Columbia, South Carolina.
In Canada, Colonial Life-related products are less commonly advertised as standalone consumer offerings; where they appear they are often linked to employer benefit arrangements or purchases made through app stores or online payment channels.
How to cancel Colonial Life
- If you purchased via Apple App Store: on your iPhone open Settings → tap your name → Subscriptions → locate Colonial Life → Cancel Subscription and confirm. See details at joinchargeback.com.
- If you purchased via Google Play: open the Play Store → profile → Payments & subscriptions → Subscriptions → find Colonial Life → Cancel Subscription. See joinchargeback.com.
- If you paid on the web or by credit card / PayPal: contact Colonial Life customer service by phone or email to request cancellation of recurring payments; you may also contact your card issuer to stop further charges or dispute unauthorized charges. For guidance see joinchargeback.com.
- For employer-based Colonial Life insurance: cancellation generally requires a written submission (for example, Request for Service Form #73712) and must be timed with your employer’s annual open enrollment process; see a description at shunins.com. When sending written cancellation, use registered mail and keep proof of delivery.
- Always ask for written confirmation of cancellation and retain screenshots or copies of any confirmation emails, subscription pages, receipts and postal tracking numbers.
What happens when you cancel
Upon cancellation, coverage or access to benefits may end immediately or at the end of the paid period depending on your contract. Recurring payments will stop once the subscription or billing arrangement is terminated, but previously paid periods are generally honored until their expiry.
Your online portal access, policy documents and claim submission rights can be affected by cancellation; keep copies of policy documents and communications. Colonial Life is expected to retain policy records in line with applicable laws and its privacy policy, but you should request written confirmation of what will happen to your personal data and any ongoing claims.
Will I get a refund?
Membership or plan fees are typically non-refundable and benefits may cease immediately upon cancellation. Partial payments already made are generally non-refundable beyond the paid period; there is no clear, documented 14‑day money‑back guarantee for Colonial Life services in the available sources. For details specific to your purchase, check the policy terms and ask Colonial Life for written confirmation of any refund entitlement.
If you believe charges are unauthorized or billed in error you can contact your credit card issuer or PayPal to dispute the charge; for app purchases, follow Apple’s or Google’s refund processes. Additional documentation (receipts, confirmation emails) will help support refund requests or chargeback disputes. See general notes at yourinsurance.info.
Colonial Life plans and pricing
| Plan type | Typical pricing (CAD) |
|---|---|
| Accident / Supplemental policies | Varies |
| Short-term disability / Critical illness supplements | Varies |
| Supplemental life / whole life (where offered) | Varies |
Your consumer rights in Canada
Canadian insurance consumers have the right to clear information, fair treatment, privacy and timely complaint resolution under provincial insurance laws. Insurers and distributors must provide policy terms and disclosure documents so you can make an informed decision; keep copies of those documents for your records. For a general summary of consumer rights see caainsurancecompany.ca.
Insurers operating in Canada (and similar firms) are expected to acknowledge complaints in writing promptly - commonly within 10 days - and to aim to resolve complaints within a reasonable time frame (many firms target about 60 days); unresolved matters can be escalated to the OmbudService for Life and Health Insurance (OLHI) or, in Quebec, the Autorité des marchés financiers (AMF). For federal guidance on insurance complaints and escalation see canada.ca and insurer-specific complaint procedure descriptions such as at canadalife.com.
Customer experiences
There are no prominent, verified positive reviews specific to Colonial Life Canada in the sources checked. Many of the available consumer complaints in Canada concern a different firm, Canada Life, and describe slow claims handling, denials, difficulty making policy changes, poor customer-service interactions and trouble obtaining refunds. Reported issues on community forums include login portal problems and delays when trying to locate support or transfer benefits.
Because online commentary can conflate different brands, verify any online report refers specifically to Colonial Life and confirm details with official customer service channels before making decisions.
Documentation checklist
- Policy number or subscription/account ID
- Proof of purchase (receipt, order confirmation)
- Screenshots of subscription/recurring charge details (App Store/Play Store orders)
- Completed Request for Service Form #73712 (if employer-based) or written cancellation letter
- Copies of emails, chat transcripts or phone call reference numbers and dates
- Proof of delivery for registered mail (tracking number) and any written confirmation received
- Payment receipts or bank/credit card statements showing charges
Common mistakes
Consumers often assume a phone call alone is sufficient; without written confirmation the subscription may continue and renew. Another common error is cancelling the wrong account channel - e.g., cancelling a web subscription but leaving the App Store or Play Store subscription active, which results in continued charges. For employer-based plans, missing the open enrollment window or failing to submit the required written form can delay or prevent cancellation.
Failing to keep proof of cancellation (confirmation emails, postal receipts, screenshots) makes disputes harder to resolve - always retain documentation and monitor bank statements for any continued charges after cancellation.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Apple App Store subscription | Typically no refund from Colonial Life; Apple manages any app‑purchase refunds - check Apple’s policy | Easy to cancel via iPhone settings; refunds depend on Apple |
| Google Play subscription | Typically no refund from Colonial Life; Google handles Play Store refunds | Easy to cancel via Play Store; refunds depend on Google |
| Web / Credit card / PayPal | Typically no refund beyond paid period; disputed charges may be pursued with card issuer or PayPal | Moderate: requires contacting Colonial Life customer service and possibly your bank |
| Employer-based Colonial Life insurance | Typically no retroactive refunds; timing and any adjustments depend on employer plan rules | Harder: requires written form (e.g., #73712) and adherence to employer open enrollment rules |
After cancelling
Keep all cancellation confirmations and postal tracking; monitor your bank and card statements for at least two billing cycles to ensure charges have stopped. If the insurer does not acknowledge or resolve your cancellation or refund request, escalate the complaint through the insurer’s formal complaint process and then to the OmbudService for Life and Health Insurance (OLHI) or, in Quebec, the AMF. For federal consumer escalation options see canada.ca. For help with disputed charges or subscription removals you may also consult the app store support pages or your card issuer's dispute process. General cancellation guidance is available at joinchargeback.com.
Address
Colonial Life & Accident Insurance Company, P.O. Box 1365, Columbia, SC 29202‑1365