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Cancellation service #1 in Canada
2-10 Home Warranty (also called 2-10 Home Buyers Warranty) is a U.S.-based home warranty provider that sells service agreements covering home systems and appliances. The company offers several tiered plans that cover items such as kitchen appliances, plumbing, electrical and HVAC systems, and markets a 30-day money-back guarantee prior to the effective date of coverage.
When you cancel your 2-10 Service Agreement access to covered benefits stops according to the effective cancellation date established by the company. If your contract was set to auto-renew, cancelling through the portal or contacting customer service should prevent renewal. 2-10 will use its records and any claims history to calculate any refund owed. Keep copies of all communications and confirmations (email receipts, portal screenshots, and registered-mail proof) because customer service and billing departments may require them when processing refunds or disputes.
2-10 offers a contractual 30-day money-back guarantee prior to the effective date of coverage, meaning you can receive a full refund if you cancel before coverage begins. If you cancel after coverage begins, refunds depend on timing and whether any claims have been paid. If cancelled within 10 days of coverage start you may receive a full refund minus any service rendered and a $25 processing fee. If cancelled after 10 days, refunds are generally prorated; available information indicates a 90% refund of the paid price (subject to claims paid during the term). Eligibility for any refund also depends on whether claims were paid during your coverage period and the company’s final accounting.
| Plan | Price | Period | Features |
|---|---|---|---|
| Simply Kitchen | US$384 - 492/year (≈US$32 - 41/month) | Annual/Monthly | Kitchen appliances |
| Complete Home | US$624 - 732/year (≈US$52 - 61/month) | Annual/Monthly | Kitchen + home systems (HVAC, plumbing, electrical) |
| Pinnacle Home | US$792 - 900/year (≈US$66 - 75/month) | Annual/Monthly | Most comprehensive coverage |
Canadian consumer protection for home warranties is governed mainly at the provincial level and does not universally create a 14-day cooling-off right for home warranty contracts. 2-10’s own contract terms (including the 30-day money-back guarantee prior to coverage and the stated refund rules) typically define the refund framework for Canadian customers dealing directly with the company. If you have questions about provincial rules that might apply where you live (for example, additional disclosure requirements or contract language standards), consult your provincial consumer protection office or a local consumer law resource for guidance.
Customer feedback is mixed. Some homeowners report timely repairs and positive experiences for specific issues (for example, appliance repairs or system replacements) and the company has earned positive ratings on certain review platforms. Conversely, other reviews on Trustpilot, Sitejabber and Reddit describe problems such as long hold times, claim denials, delays, limited reimbursements, and dissatisfaction with customer service. These differing reports suggest outcomes vary by claim, contract details, and handling by customer service or contractors.
Common mistakes include assuming app-store subscription cancellation applies (2-10 requires phone, portal or written cancellation), failing to include the policy number or sufficient identity information in a written request, cancelling without obtaining or saving a confirmation, and not checking whether any claims were paid that could reduce refund eligibility. Another frequent error is missing timing thresholds - cancellations before coverage starts, within 10 days of start, and after 10 days have different refund rules - so confirm the effective coverage date before assuming a full refund.
| Method | Refund | Difficulty |
|---|---|---|
| Homeowner Portal / Phone (720-531-6729, press 5) | Full before effective date; within 10 days full minus claims and $25 fee; after 10 days prorated (≈90%) subject to claims | Low - Medium (may face hold times; save confirmation) |
| Registered mail (written notice) | Same refund rules as above; provides strong proof of delivery | Medium (requires preparation and mailing, but strongest proof) |
| App Store / Google Play | Not applicable - official guidance indicates these channels are not how to cancel | Not accepted / Not applicable |
After you submit cancellation, keep all confirmations, receipts and correspondence until any refund is paid and your account is closed. If a refund is delayed or disputed, present your policy documents, cancellation confirmation, and proof of delivery when contacting customer service. Useful resources: 2-10’s main site https://www.2-10.com, 2-10 contact pages or Homeowner Portal links found on their site, and Canadian consumer information such as the Government of Canada consumer pages https://www.canada.ca/en/services/business/consumer-protection.html. If you believe provincial consumer protection law applies or you encounter unfair practices, contact your provincial consumer protection office or seek independent legal advice.
2-10 Home Buyers Warranty
13900 E Harvard Ave
Aurora, CO 80014
United States
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Written by Owen King
Digital-law graduate · 4 years experience
Graduate in digital law and passionate about secure written communication, I have been writing guides on certified mail and electronic registered delivery for 4 years.