Cancellation service N°1 in United States
Contract number:
To the attention of:
Cancellation Department – Dairyland Insurance
P.O. BOX 7408
91109 PASADENA
Subject: Contract Cancellation – Certified Email Notification
Dear Sir or Madam,
I hereby notify you of my decision to terminate contract number relating to the Dairyland Insurance service. This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual notice period.
I kindly request that you take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper receipt of this request;
– and, where applicable, send me the final statement or balance confirmation.
This cancellation is sent to you by certified email. The sending, timestamping and integrity of the content are established, making it equivalent proof meeting the requirements of electronic evidence. You therefore have all the necessary elements to process this cancellation properly, in accordance with the applicable principles regarding written notification and contractual freedom.
In accordance with the Consumer Rights Act 2015 and data protection regulations, I also request that you:
– delete all my personal data not necessary for your legal or accounting obligations;
– close any associated personal account;
– and confirm to me the effective deletion of data in accordance with applicable rights regarding privacy protection.
I retain a complete copy of this notification as well as proof of sending.
Yours sincerely,
17/01/2026
Cancellation Dairyland Insurance: Easy Method
What is Dairyland Insurance
Overview
Dairyland Insurance is a personal and specialty auto insurer known primarily in the United States for providing high‑risk and nonstandard automobile coverage. It is often offered through agents and online channels and provides policy documents, claims service, and mobile access in markets where it operates.
If you are in Canada and hold a Dairyland policy or a policy under a similar brand or program, confirm whether your contract is regulated under Canadian provincial law or issued by an affiliate outside Canada. For exact Canadian quotes and plan details, contact a licensed broker or the insurer directly.
How to cancel Dairyland Insurance
Before you cancel, check your policy for cancellation terms, any notice periods, and whether you will need proof of alternate coverage. Use clear, dated written instructions and get confirmation of receipt. The most reliable methods combine a phone call with a signed written request sent by registered mail (raccomandata A/R) so you have delivery confirmation.
- Step 1 - Gather details: policy number, full name on policy, address, desired cancellation effective date, and reason for cancellation.
- Step 2 - Contact your agent or Dairyland customer service by phone to advise them of your intent and to request any insurer‑specific forms or instructions.
- Step 3 - Prepare a signed written cancellation letter including policy number, full name, effective date of cancellation, and a request for written confirmation and refund calculation.
- Step 4 - Send the signed letter by registered mail (raccomandata A/R) to the insurer’s mailing address (see Address section) and keep the return receipt; also keep a copy for your records.
- Step 5 - Follow up by phone and request written confirmation of cancellation and any refund or balance due. If you have a broker, ask them to confirm the cancellation in writing as well.
What happens when you cancel
When a cancellation is processed, coverage ends on the effective date specified or on the date set by the insurer per the policy terms. You will lose access to active insurance benefits from that moment; claims for incidents after the effective cancellation date will not be covered. The insurer will typically send a written confirmation showing the cancellation date and any refund or outstanding balance.
Cancellations may affect renewals, discount histories, and your driving record; a lapse in coverage can make future premiums higher. The insurer will retain policy records and personal data as required by law and its privacy policy.
Will I get a refund?
Refunds depend on your policy type, whether premiums were paid in advance, and the insurer’s calculation method (pro‑rata vs. short‑rate). In many cases you will receive a prorated refund for unused time if you paid ahead, minus any cancellation fees or outstanding charges. Some policies include short‑rate penalties for policyholder‑initiated midterm cancellations, which reduce the refund.
Tax treatment and the exact amount vary by jurisdiction and the policy contract. Always request a written breakdown of any refund calculation and check whether provincial taxes or fees affect the amount returned to you.
Dairyland Insurance plans and pricing
| Plan / Product | Coverage Type | Price (CAD) |
|---|---|---|
| Personal Auto | Liability, Collision, Comprehensive, Optional coverages | Varies |
| High‑Risk / Nonstandard Auto | SR‑22, assigned risk and limited eligibility coverage | Varies |
| Commercial Auto | Fleet and business vehicle coverage | Varies |
| Optional Endorsements | Roadside assistance, rental reimbursement, etc. | Varies |
Your consumer rights in Canada
If you are a Canadian resident, your insurance relationship is governed by provincial insurance law and consumer protection rules. You have the right to clear disclosure of terms, written confirmation of cancellations and refunds, and to have personal data handled according to applicable privacy legislation (for example, PIPEDA or provincial equivalents). If the policy is issued by a Canadian legal entity, provincial regulators enforce licensing, solvency, and consumer complaint processes.
If you have difficulty obtaining information, you may contact your provincial insurance regulator or a consumer protection agency for guidance on filing complaints and exercising your rights.
Customer experiences
Customer reports vary. Some policyholders find cancellations straightforward when they provide all required information and follow insurer instructions; others report delays in receiving written confirmation or refunds. Many customers recommend using written requests and registered mail to create a paper trail. Working through a broker can sometimes speed communication, while direct cancellations with the insurer may require additional follow up.
Documentation checklist
- Policy number and copy of the policy declarations page.
- Signed cancellation letter with effective cancellation date and contact details.
- Proof of identity (if requested) and proof of payment for premiums paid in advance.
- Return receipt from registered mail (raccomandata A/R) or other delivery confirmation.
- Contact details for your agent or broker and any replacement insurer, if applicable.
Common mistakes
Typical errors include failing to provide the policy number or a clear effective date, not sending a written cancellation request, and assuming a phone call alone is sufficient. Another common mistake is cancelling without putting an alternative policy in place, which can create an unwanted lapse in coverage and higher future premiums. People also sometimes overlook requesting written confirmation and a refund calculation.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Phone call to insurer/agent | Possible, but request written confirmation; refund details may follow later | Low to medium (can require follow up) |
| Registered mail (recommended) | Best proof for refund requests and disputes; refund depends on policy terms | Medium (slow but provable) |
| Online or email (if supported) | May be fastest for acknowledging request; verify written confirmation and refund | Low (convenient but confirm receipt) |
| Through broker/agent | Broker can often expedite confirmation and refund handling | Low (broker assistance recommended) |
After cancelling
After your cancellation is confirmed, keep the written confirmation and any refund documentation. Make sure you have replacement coverage effective the moment your Dairyland policy ends to avoid a coverage gap. If you disagree with the refund or the cancellation handling, first escalate to the insurer’s complaint department, then to your provincial regulator or consumer protection agency if unresolved.
Helpful resources: Dairyland’s official site for account and claims contact, the Insurance Bureau of Canada for general industry information, and the federal Financial Consumer Agency of Canada for consumer guidance. For provincial rules and complaints, contact your provincial insurance regulator.
Suggested links:
Dairyland Insurance (official site)
Insurance Bureau of Canada (IBC)
Financial Consumer Agency of Canada (FCAC)
Financial Services Regulatory Authority of Ontario (FSRA)
Autorité des marchés financiers (AMF) - Québec
Address
P.O. BOX 7408, PASADENA CA 91109, USA