How to Cancel Your Kaiser Health Insurance | Postclic
Cancel Kaiser Permanente
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How to Cancel Your Kaiser Health Insurance | Postclic
Kaiser Permanente
P.O. Box 23127
92193-3127 San Diego United States
kpinternational@kp.org






Contract number:

To the attention of:
Cancellation Department – Kaiser Permanente
P.O. Box 23127
92193-3127 San Diego

Subject: Contract Cancellation – Certified Email Notification

Dear Sir or Madam,

I hereby notify you of my decision to terminate contract number relating to the Kaiser Permanente service. This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual notice period.

I kindly request that you take all necessary measures to:

– cease all billing from the effective date of cancellation;
– confirm in writing the proper receipt of this request;
– and, where applicable, send me the final statement or balance confirmation.

This cancellation is sent to you by certified email. The sending, timestamping and integrity of the content are established, making it equivalent proof meeting the requirements of electronic evidence. You therefore have all the necessary elements to process this cancellation properly, in accordance with the applicable principles regarding written notification and contractual freedom.

In accordance with the Consumer Rights Act 2015 and data protection regulations, I also request that you:

– delete all my personal data not necessary for your legal or accounting obligations;
– close any associated personal account;
– and confirm to me the effective deletion of data in accordance with applicable rights regarding privacy protection.

I retain a complete copy of this notification as well as proof of sending.

Yours sincerely,


16/01/2026

to keep966649193710
Recipient
Kaiser Permanente
P.O. Box 23127
92193-3127 San Diego , United States
kpinternational@kp.org
REF/2025GRHS4

Cancellation Kaiser Permanente: Easy Method

What is Kaiser Permanente

Kaiser Permanente is an integrated healthcare organization based in the United States that combines health insurance and clinical care delivery. It operates hospitals, medical offices and an online patient portal/app used by members in U.S. regions; Kaiser-branded digital tools and information may be available in other countries, but Kaiser Permanente does not appear to offer regular individual health insurance plans in Canada.

How to cancel Kaiser Permanente

  • Submit a signed Disenrollment Request (or Account Change) form to Member Services or call Member Services (for example: 1-800-464-4000). Provide full member details (name, member ID, date of birth, contact info) and state the requested cancellation effective date. It is recommended to give ~14 days’ notice and request cancellation effective at month‑end to reduce prorating issues.
  • If you prefer paper, print and sign the Disenrollment or Account Change form, and send it via registered mail with return receipt (raccomandata A/R) to ensure delivery confirmation. Use the address in the Address section below.
  • If you only want to stop online access, deactivate your online Kaiser account via profile/settings in the App or web portal - this blocks login but does not automatically remove medical records or billing; request records separately if needed.
  • If your coverage or charges were created via an in‑app subscription, cancel and request any refunds through the App Store or Google Play (Kaiser cannot cancel store-managed subscriptions directly).

What happens when you cancel

When disenrollment is processed your active coverage ends as of the effective date you or Member Services set. Access to the Kaiser app or web portal may be suspended immediately in some regions; other regions may retain portal access for a period. Medical records are not deleted by simple account deactivation - you can request copies of medical records from Member Services. If you had recurring payments or autopay, confirm those are stopped and watch for any final billed amounts or adjustments.

Will I get a refund?

Refunds depend on the type of payment and the timing. If you overpaid premiums while still an active member, the credit typically remains on the account to offset future premiums; if coverage has ended, an overpayment refund is usually issued back to the original payment method. Card or bank refunds commonly take 1 - 2 weeks, and check refunds may take 4 - 6 weeks. Purchases from a Kaiser online store are generally final sale and non‑refundable except for defective items, which must be reported within the store’s stated timeframe.

Kaiser Permanente plans and pricing

Plan Price (CAD) Availability (Canada)
Individual & Family plan Varies Varies
Employer / Group plans Varies Varies
Kaiser mobile app & online portal Free (app download) App may be available in Canadian stores; insurance plans recurring patterns of U.S.-based

Your consumer rights in Canada

If you are a Canadian resident, your rights regarding access to and correction of personal health information are governed primarily by provincial health information legislation (for example, PHIPA in Ontario, HIA in Alberta, FIPPA/FOIP in other provinces) and federal privacy laws where applicable. Even if care or records are held by a non‑Canadian entity, you generally retain the right to request copies of your medical records and to ask for corrections. For billing and refund matters, companies are expected to refund overpayments to the original payment method; if a provider fails to do so you should document communication, escalate to Member Services, and consider contacting your provincial consumer protection office or banking card issuer for assistance.

Customer experiences

Public reviews are mixed: many patients praise specific clinicians and departments for caring, effective care, while complaints commonly describe difficulties reaching Member Services, website or app glitches, billing disputes (charges after cancellation or auto‑pay problems), and long waits or rushed appointments. Experiences vary widely by region and individual staff. Persistence and careful documentation (dates, names, reference numbers) are frequently necessary to resolve billing or access issues.

Documentation checklist

  • Signed Disenrollment/Account Change form (include member name, member ID, DOB, contact info and requested effective date)
  • Copy of photo ID and method of payment proof (last billing statement, card last 4 digits)
  • Proof of mailing (registered mail receipt / raccomandata A/R) or Member Services reference number from phone call
  • Copies/screenshots of any billing charges you dispute (dates, amounts, autopay records)
  • Written request for medical records, if you want copies after cancellation (specify format and delivery method)

Common mistakes

Failing to provide a clear effective cancellation date can result in additional monthly charges or prorated confusion; that is why giving ~14 days’ notice and requesting month‑end termination is commonly recommended. Assuming that deactivating an online account cancels coverage or deletes medical records is another frequent mistake - account deactivation usually only blocks portal access. Finally, trying to get refunds for app‑store subscriptions through Kaiser instead of through Apple/Google can delay resolution; store subscriptions are processed by the app stores.

Comparative recap

Method Refund Difficulty
Disenrollment form / Member Services phone Possible - overpayments refunded to original payment method or credited to account; timing varies Low - Medium (recommended follow‑up; allow ~14 days notice)
Website / App account deactivation No refund - stops online access only; billing/cancellation must be handled separately Low
App Store / Google Play subscription Handled by the App Store / Google Play per their refund policies Medium (must contact store and follow their process)
Registered mail (raccomandata A/R) with signed form Same refund treatment as form/phone; delivery confirmation helps disputes Low - Medium (postal transit time and processing)

After cancelling

Confirm in writing that your cancellation was processed and keep any Member Services reference numbers, registered mail receipts, and bank/card statements showing final charges or refunds. If you need copies of medical records after cancellation, request them explicitly through Member Services; note that the portal may be disabled and processing times vary. For billing and premium questions see Kaiser’s help pages such as the premium billing/support page (Premium bills & payments) and account/terms information (Consumer terms & conditions). For app‑store subscription issues, follow Apple or Google Play refund processes through the store apps or their support pages.

Address

Send signed Disenrollment or Account Change forms (recommended via registered mail with return receipt / raccomandata A/R) to:

Kaiser Permanente for Individuals and Families
P.O. Box 23127
San Diego, CA 92193-3127

FAQ

To cancel your Kaiser Permanente insurance, submit a signed Disenrollment Request form to Member Services or send it via registered mail to Kaiser Permanente for Individuals and Families, P.O. Box 23127, San Diego, CA 92193-3127. Ensure you provide your member details and request a cancellation effective date.

It's recommended to provide about 14 days' notice when canceling your Kaiser Permanente plan to ensure the cancellation is processed smoothly and to avoid prorating issues.

Refund eligibility depends on your payment type and timing. If you overpaid premiums, a refund may be issued back to your original payment method, typically taking 1-2 weeks for card refunds.

After cancellation, your medical records are not deleted. You can request copies from Member Services even after your coverage ends.

No, canceling through the Kaiser mobile app only stops online access. To officially cancel your plan, you must submit a Disenrollment Request form via registered mail or contact Member Services.