Cancellation service N°1 in United States
Contract number:
To the attention of:
Cancellation Department – Credit Sesame
444 Castro Street, Suite 500
94041 Mountain View
Subject: Contract Cancellation – Certified Email Notification
Dear Sir or Madam,
I hereby notify you of my decision to terminate contract number relating to the Credit Sesame service. This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual notice period.
I kindly request that you take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper receipt of this request;
– and, where applicable, send me the final statement or balance confirmation.
This cancellation is sent to you by certified email. The sending, timestamping and integrity of the content are established, making it equivalent proof meeting the requirements of electronic evidence. You therefore have all the necessary elements to process this cancellation properly, in accordance with the applicable principles regarding written notification and contractual freedom.
In accordance with the Consumer Rights Act 2015 and data protection regulations, I also request that you:
– delete all my personal data not necessary for your legal or accounting obligations;
– close any associated personal account;
– and confirm to me the effective deletion of data in accordance with applicable rights regarding privacy protection.
I retain a complete copy of this notification as well as proof of sending.
Yours sincerely,
18/01/2026
Cancellation Credit Sesame: Easy Method
What is Credit Sesame
Credit Sesame is a fintech service that provides credit monitoring, identity protection tools, personalized financial recommendations and paid membership tiers that include additional features. It primarily offers a free credit overview alongside optional subscription plans for deeper monitoring and identity services.
Users in Canada commonly access Credit Sesame through the web or mobile apps; billing can come directly from Credit Sesame or through app stores depending on how the subscription was started.
How to cancel Credit Sesame
- Cancel in the app or on the website: Sign in to your Credit Sesame account, go to Account or Settings → Billing or Subscription, and follow the Cancel subscription link. Save or screenshot the cancellation confirmation.
- If you subscribed through Apple or Google: cancel the subscription through your Apple ID subscriptions (Apple support) or Google Play subscriptions (Google Play support), not from the Credit Sesame site.
- Email support: send a clear, dated cancellation request from the email linked to your account. Include your full name, account email, last four digits of the payment method, and subscription start/renewal dates; request written confirmation.
- Phone support: if a phone number is provided in your account or confirmation emails, call and request cancellation; obtain the agent’s name and confirmation number.
- Postal mail (if you prefer a paper record): send a dated, signed cancellation letter by registered mail to Credit Sesame at the U.S. address below; include account details and request written confirmation. Keep the postal tracking and delivery receipt.
What happens when you cancel
After you cancel, what happens depends on how Credit Sesame bills your plan and its terms. Typically, canceling stops future renewals so you will not be charged again at the next billing date. Many services allow access to paid features until the end of the current paid period; however, some features may be disabled immediately - check the confirmation message you receive.
Your account and credit data generally remain with Credit Sesame in accordance with their privacy policy. If you want data deleted, request account deletion explicitly after cancellation and keep any confirmation. If you cancel through an app store, the vendor’s records and refund policy also apply.
Will I get a refund?
Refunds depend on the specific subscription terms and timing. Annual or prepaid subscriptions are often non‑refundable after a trial period, but exceptions are possible - for example, within an explicit trial window, for billing errors, or at the company’s discretion. If you believe a charge is incorrect, first contact Credit Sesame support and request a refund explaining the situation.
If support refuses and you were billed through a credit card or bank, you may be able to dispute the charge with your financial institution. If the subscription was purchased via Apple or Google, request a refund through the respective platform’s refund process (they handle billing and refunds for purchases billed by them).
Credit Sesame plans and pricing
| Plan | Price (reported) | Period | Features |
|---|---|---|---|
| Sesame+ (annual, inferred) | approximately C$244.40 per year (~C$20.37/mo) | Annual | Full Sesame+ subscription (unspecified features, as per user report) |
| Sesame+ (annual, inferred) | approximately C$238 per year pre-tax (~C$19.83/mo) | Annual | Full Sesame+ subscription (based on $149 USD annual price) |
Your consumer rights in Canada
Canadian consumer protection is governed at the federal and provincial levels. You have the right to clear information about subscription terms, renewal and cancellation procedures, and any fees. Provinces may have rules about automatic renewals, disclosure and unfair practices - Quebec and Ontario, for example, have particular consumer contract protections.
If you believe terms were not properly disclosed or you were billed incorrectly, you can contact your provincial consumer protection office, file a complaint with the Competition Bureau or a provincial regulator, and dispute erroneous charges with your bank or card issuer. Keep all records of your cancellation attempts and communications to support any complaint or dispute.
Customer experiences
User reports are mixed. Many customers successfully cancel within the website or app and retain access until the end of the paid period. Common positive notes are quick confirmations when using the in‑app cancellation path or app store cancellation flows.
Negative experiences include difficulty finding the correct cancellation path, delays receiving written confirmation, and confusion when billing is routed through an app store versus Credit Sesame’s billing. Some customers report needing to contact support more than once or use a bank dispute to resolve a charge.
Documentation checklist
- Account email and username
- Subscription ID or plan name and last renewal date
- Proof of purchase / receipt (credit card statement or confirmation email)
- Copies/screenshots of cancellation attempts and any confirmation messages
- Phone call notes (date, time, agent name, confirmation number) and postal mail tracking/receipt if used
Common mistakes
One common mistake is assuming deleting the app cancels the subscription - uninstalling the app does not stop billing. Another is canceling the Credit Sesame account when the charge is actually billed through Apple or Google; in that case you must cancel via the app store. People also fail to save or request written confirmation and later cannot prove they canceled before renewal.
Finally, some users miss that automatic renewals occur at the end of a billing cycle; canceling after the renewal date often means you were charged for the next period. Always check the renewal date and cancel at least a few days before it falls due.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Website / In‑app cancellation | Case‑by‑case (often no refund; access may continue to period end) | Easy to Medium |
| Apple App Store / Google Play | Refunds handled by platform (possible for eligible cases) | Easy |
| Email / Support ticket | Possible for billing errors or at company discretion | Medium |
| Postal mail (registered) | Unlikely to speed refund but creates strong proof of notice | Medium |
After cancelling
After you cancel, confirm you received written confirmation and retain it with your documentation. Monitor your bank or card statements for any unexpected charges in the next billing window. If you were billed in error after cancelling, contact Credit Sesame support immediately and, if necessary, file a dispute with your payment provider.
Helpful resources: the Credit Sesame website for account management, Apple and Google support pages for app‑store billed subscriptions, and Canadian government or provincial consumer protection pages if you need to escalate a complaint or learn about local laws.
Credit Sesame: https://www.creditsesame.com
Apple subscriptions: https://support.apple.com/en-ca/HT202039
Google Play subscriptions: https://support.google.com/googleplay/answer/7018481?hl=en-CA
Government of Canada - consumer information: https://www.canada.ca/en/consumers.html
Address
Credit Sesame
444 Castro Street, Suite 500
Mountain View, CA 94041
United States
If you send a cancellation letter by post, consider using registered mail (or equivalent tracked/return‑receipt service such as raccomandata A/R) and keep the delivery receipt as proof of notice.