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Cancellation service #1 in Canada
Gusto is a cloud-based payroll, benefits, and HR platform used by small and medium-sized businesses to run payroll, file taxes, and manage employee records. It offers online payroll processing, tax filings, pay-stub access for employees and contractors, and HR tools through a web interface.
When you cancel, you will still be charged for the full billing period that includes the cancellation date - cancelling mid‑month does not prorate fees. After cancellation your account becomes read‑only: you retain access to reports, payroll history, and employee data for viewing. Employees and contractors keep the ability to view their pay stubs and tax forms. Administrative actions (creating new payrolls or making edits) are generally disabled once the account is cancelled.
Gusto’s Terms of Service state that, unless explicitly stated otherwise, Service Fees are non‑refundable. Because invoices are billed retroactively, cancelling does not exempt you from paying for the entire billing period in which you are billed. There is no publicly stated Canada-specific “14‑day right to cancel” refund that applies to Gusto business services; business payroll/HR services are treated differently than consumer distance sales.
| Plan | Price | Period | Features |
|---|---|---|---|
| Simple | USD $49/mo + USD $6/mo per person | Monthly | Unlimited payrolls, tax filings, full support |
| Plus | USD $80/mo + USD $12/mo per person | Monthly | Includes Simple features, next‑day pay, time tracking, multi‑state payroll |
| Premium | USD $180/mo + USD $22/mo per person | Monthly | Includes Plus features, dedicated service advisor, HR experts, advanced analytics |
| Contractor Only | USD $35/mo + USD $6/mo per contractor | Monthly | Unlimited contractor payments, 1099‑NEC, limited‑time discounts apply |
No official Canadian pricing in CAD was found; the listed prices are in USD. Gusto supports paying Canadian workers in CAD, but exact CAD price points are not publicly provided.
General consumer distance‑selling protections (for example a 14‑day right of cancellation) typically do not apply to business services such as payroll and HR platforms. Gusto’s Terms specify that Service Fees are non‑refundable and that billing covers the full invoiced period; as a Canadian small business you should assume cancellation will not trigger a prorated refund. To protect your position, keep written records of cancellation requests and confirmation receipts so you can dispute any charges that occur after cancellation.
Reviews are mixed. Many users find Gusto functional and user‑friendly, particularly for small teams, and praise its reliability and straightforward payroll interface. However, a number of customers report poor customer support experiences, including long wait times and unhelpful responses. Recurring billing problems have been reported - for example, being charged after cancellation or receiving full‑month charges when cancelling mid‑billing period. Other complaints include payroll calculation errors, missed or delayed filings, unexpected fees around year‑end filings, and occasional account termination without warning. Several users reported difficulty obtaining refunds or timely resolutions when issues arose.
Expecting a prorated refund when you cancel mid‑billing period is a common mistake; Gusto bills for the full invoiced period. Another frequent error is forgetting to disable payroll Autopilot before cancelling, which can lead to unexpected payroll runs or transfers. Not saving or requesting explicit written confirmation of cancellation can make disputing later charges harder. Some businesses also assume support will file final tax returns for them after cancellation - in reports, customers have sometimes had to complete final filings themselves.
| Method | Refund | Difficulty |
|---|---|---|
| Website (Gusto.com, account settings) | No - Service Fees are generally non‑refundable; billed for full period | Easy |
| App Store / Google Play | No method found for cancellation via App Store / Google Play | Not available |
| Contacting Gusto support (phone/email) | No - refunds are generally not provided; billing disputes possible | Hard (reports of slow/unhelpful support) |
| Registered mail to Canadian address | No - may help create a paper trail for disputes but does not guarantee refund | Medium |
Save copies of all payroll and tax records you may need for your files, and export employee pay stubs and tax forms if required. If you are charged after cancellation, use your saved confirmation and correspondence to open a billing dispute with Gusto support. Useful resources: the Gusto homepage (Gusto), Gusto Terms of Service (Gusto Terms of Service), and the Gusto Help Center (Gusto Help Center) for articles on payroll Autopilot and account settings.
Gusto Customer Service
9500 McLaughlin Road North
Brampton, ON L6X 0B8
Canada
Recommendation: send cancellation confirmation by registered mail with return receipt ("raccomandata A/R") or equivalent to create a clear paper trail for disputes and record receipt.
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Written by Lucas Lee
Former postal advisor · 3 years experience
Former postal-services advisor and e-signature specialist, I have been writing for Postclic for 3 years to demystify legally binding mail for everyday users.