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I hereby notify you of my decision to terminate the contract relating to the Nutmeg service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Nutmeg: Easy Method
What is Nutmeg
Nutmeg is an online investment management service that provides automated portfolio management and financial accounts. It helps clients choose strategies, manage investments and handle routine administration through an online platform and customer support.
Although Nutmeg is a UK-based firm, Canadian residents using the service should understand its account types, fees and closure procedures before cancelling or moving assets.
How to cancel Nutmeg
- Log in to your Nutmeg account and check any in‑platform closure or withdrawal options; if an immediate online closure is available, follow those prompts and note confirmation details.
- If online closure is not available or you prefer a written record, prepare a signed cancellation letter stating your name, account number, what you want done with your holdings (sell and withdraw or transfer out), and the bank details or receiving account for any cash transfer.
- Send the signed letter by registered post (for delivery confirmation) to: Nutmeg, 25 Bank Street, Canary Wharf, London E14 5JP. The registered-post option (for example, registered mail) ensures you have proof of delivery.
- Keep copies of all correspondence, proof of postage/delivery and any confirmation messages from Nutmeg. Follow up with customer support by email or phone if you do not receive a written acknowledgement within a few business days.
What happens when you cancel
When you cancel, Nutmeg will either sell your investments and send you the proceeds, or arrange a transfer of the assets to another custodian, depending on your instruction and the account type. Selling may take time to settle and the final amount will reflect market movements between the request and settlement.
Access to the Nutmeg platform is typically withdrawn after the account is closed; you should retain copies of statements and tax documents. Nutmeg will retain personal data as set out in its privacy policy and for regulatory record‑keeping, with access or deletion subject to applicable privacy rules and retention requirements.
Will I get a refund?
Refunds depend on what you mean by refund. Management fees already charged are usually non‑refundable unless Nutmeg's terms state otherwise. If you have a cash balance, that will be returned to you or transferred according to your instructions, net of any exit or transaction fees and market gains or losses realized on liquidation.
Exceptions can include unsettled trades, pending fees, or account‑specific exit charges described in the terms of service. Always review your Nutmeg agreement and request an itemised statement of any deductions when you close your account.
Nutmeg plans and pricing
| Plan | Typical Fees | Notes |
|---|---|---|
| Managed portfolio | Varies | Varies |
| Fixed allocation | Varies | Varies |
| Pensions (SIPP) | Varies | Varies |
| ISA | Varies | Varies |
Your consumer rights in Canada
As a Canadian consumer you are protected by federal and provincial consumer protection and privacy laws. For personal data, the federal privacy regime and applicable provincial privacy laws give you rights to access and correct personal information and to file complaints with the Office of the Privacy Commissioner of Canada or a provincial privacy commissioner.
Investment and brokerage services are regulated provincially; if you believe a financial firm has acted improperly you can contact your provincial securities regulator (for example, the Ontario Securities Commission) or consult resources from the Canadian Securities Administrators. For general financial consumer matters, the Financial Consumer Agency of Canada (FCAC) provides guidance, though it oversees federally regulated financial institutions rather than all investment platforms. Remedies and complaint processes vary by province and by the type of service provided.
Customer experiences
User experiences vary: some customers report a straightforward process when closing accounts online or via support, while others describe delays when assets require transfer, or when they did not provide clear transfer instructions. Response times from support can vary; written correspondence and registered post are commonly recommended when paper records and proof of delivery are important.
Overall, customers who prepare documentation in advance, confirm settlement timelines and keep records tend to experience fewer problems.
Documentation checklist
- Signed cancellation letter with account number and instructions for sale or transfer of holdings
- Proof of identity (if requested), latest account statement and tax documents
- Bank details or receiving account information for transfers, and proof of registered postage/delivery receipt
Common mistakes
Common mistakes include closing an account before arranging transfer of holdings, which can force a sale at an inopportune time and create tax consequences. Another frequent error is not accounting for settlement times - expect trades and transfers to take several business days to complete. People also sometimes fail to obtain written confirmation or proof of delivery when sending cancellation notices, making dispute resolution harder later.
Finally, not checking the terms for exit or transfer fees and ignoring required actions for tax reporting in your jurisdiction are other common pitfalls.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Online account | Depends on holdings and instructions; cash returned or assets transferred | Low to Medium |
| Depends; useful for written record but may require follow-up | Medium | |
| Phone | No immediate cash refund; phone requests usually need written confirmation | Low |
| Registered post | Depends; provides strong proof of delivery and is useful for disputes | Medium |
After cancelling
After closure, verify that you have received final statements, any cash transfers, and tax documents you need for your records. Keep copies of closure confirmation and the final account statement for tax and compliance purposes.
For further information or to lodge complaints, consult Nutmeg's support pages and the regulators linked below. If you need to transfer holdings to another provider, start that process early and confirm the receiving account details to avoid forced sell‑offs or delays.
Helpful links: Nutmeg official site, Financial Consumer Agency of Canada (FCAC), Canadian Securities Administrators (CSA), Office of the Privacy Commissioner of Canada.
Address
Nutmeg
25 Bank Street
Canary Wharf
London E14 5JP