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Cancellation service #1 in Canada
Xtrades is a digital subscription service and community focused on trading education, alerts, and mentorship. It offers multiple membership tiers including in‑app subscriptions on the App Store, machine‑learning alert plans, and one‑time lifetime or activation fees, plus access to a Discord community for signals and support.
The service is operated from The Netherlands and provides trial access on some plans; billing, cancellation and refund policies vary by payment method (PayPal, credit card, App Store/in‑app purchases) and are described in their support documentation.
Cancelling stops future automated billing for the subscription. Access to paid features typically continues until the end of the current paid period (e.g., until your next renewal date), but this can vary by payment processor - App Store cancellations usually keep access until the subscription period ends, and PayPal cancellations stop future charges immediately while access depends on how Xtrades manages entitlement.
Xtrades may retain account data as described in its privacy or terms pages; cancelling a subscription does not necessarily delete your account or community messages. If you need data removed, contact Xtrades support and request account deletion or data export, and keep copies of any confirmation messages you receive.
Xtrades states that all sales are final after any trial period. They offer a 14‑day free trial on the Elite Monthly plan so users can evaluate before purchase. Refunds are only issued for duplicate payments or overcharges; standard monthly, yearly, or lifetime membership purchases are not refundable under their stated policy.
If you believe you were overcharged or charged twice, contact Xtrades support with proof (receipts, transaction IDs) and request a refund. If Xtrades does not resolve the issue, Canadian consumers may escalate via the payment provider (PayPal dispute or credit card chargeback) or file a complaint with provincial consumer protection authorities.
| Plan | Price | Period | Features |
|---|---|---|---|
| Elite (in‑app purchase via App Store Canada) | C$37.99 | Varies | In‑app subscription granting access to Xtrades community, alerts, educational content |
| ML Model Algo Plan (in‑app) | C$34.99 | Varies | Subscription for machine‑learning algorithm alerts |
| Elite & ML Model Algo Plan (in‑app) | C$59.99 | Varies | Combined subscription for Elite and ML algorithm features |
| Membership activation fee (in‑app) | C$129.99 | One‑time | Activation / membership initiation fee |
| Lifetime (in‑app) | C$1,299.99 | One‑time | Lifetime access |
| Elite+ (in‑app) | C$499.99 | Varies | Premium in‑app subscription tier |
Under Canadian consumer protection laws (including the federal Competition Act and provincial consumer protection statutes), digital subscription services must clearly disclose trial periods and cancellation options. A 14‑day free trial can meet disclosure obligations if clearly presented; however, stating “all sales are final” after the trial does not eliminate other legal requirements regarding truthful pricing and fair practices.
Canadian consumers generally have no automatic statutory right to a refund for digital services unless a refund was explicitly promised or there is a billing error. Refunds are appropriate and generally required for duplicate charges or overcharges. Keep clear documentation of cancellation and refund requests; if Xtrades fails to honor cancellation or refund claims you can escalate with your payment provider (PayPal disputes, credit card chargebacks) or file a complaint with your provincial consumer protection office.
User reviews are mixed. Some customers praise the Xtrades Discord community, strong mentorship and support, and report profitable outcomes - including accounts of significant portfolio gains and consistent guidance described as “awesome.”
Other reviewers report problems with customer service responsiveness - examples include long waits for mentoring, difficulty obtaining refunds, and allegations that some reviews may be inauthentic. These mixed reports underline the importance of retaining documentation of communications, receipts and trial dates when purchasing or cancelling.
One common mistake is assuming cancelling within the app or on a website is unnecessary - if you subscribed via PayPal or the App Store, cancellation must be performed through that payment provider, not only by messaging the merchant. For example, stopping future charges in PayPal settings is required to prevent automatic renewals even if you message support.
Another frequent error is failing to save proof of purchase and cancellation requests; without receipts or screenshots it becomes much harder to dispute charges. Finally, relying solely on merchant responses when there are reports of slow or no replies can delay resolution - if support is unresponsive, escalate to PayPal or your card issuer promptly.
| Method | Refund | Difficulty |
|---|---|---|
| PayPal cancellation | Refunds possible for duplicates/overcharges; disputes handled via PayPal | Low - can cancel in PayPal; refunds via PayPal dispute if needed |
| Credit card (message support) | Refunds limited to duplicates/overcharges; merchant handles cancellations and confirmations | Medium - High - requires contacting Xtrades support and proof; some reports of slow response |
| App Store / in‑app | Refunds handled by Apple (case‑by‑case); Xtrades policy says sales final after trial | Medium - cancel via Apple subscriptions; refunds go through Apple |
| Email / Postal / Phone to XTrades | Refunds limited to duplicates/overcharges; merchant discretion after trial | Medium - requires follow‑up and documentation; slower than direct payment provider actions |
After you cancel, save any confirmation messages and watch your next billing statement to confirm charges have stopped. If you paid via PayPal and cancellation was completed there, verify the recurring payment is disabled in your PayPal account. If you used a credit card or in‑app purchase and you do not receive confirmation, follow up with Xtrades support and consider contacting your card issuer or Apple for a formal dispute if an erroneous charge occurs.
Helpful links: Xtrades FAQ and cancellation guidance: https://docs.xtrades.net/documentation/discord-server/faqs; refund policy: https://docs.xtrades.net/documentation/refund-policy; user reviews: https://ca.trustpilot.com/review/xtrades.net.
XTrades (Cross‑Trades Shipping Services), Rivierweg 1, 3161 GM Rhoon, The Netherlands. Email: [email protected]. Phone: +31 (0)10‑2010700.
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Written by Charlotte Lavoie
eIDAS legal expert · 8 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 8 years.