What is Albert
Overview
Albert is a personal finance app that offers budgeting tools, automated saving suggestions, investing options, and optional subscription features (often called Genius) for personalised financial guidance.
The app is used to track spending, build savings, and access features such as small cash advances and automated savings transfers.
Who uses it
Users who want an assisted budgeting experience, automated savings, or small short-term advances tend to use Albert.
Subscription features add personalised recommendations and other premium tools for members who opt in.
How to cancel Albert
If you subscribed through the app stores
If your subscription was purchased via Apple App Store or Google Play, cancellation must be done through the respective store settings.
You cannot cancel a store-managed subscription from inside the Albert app or on the Albert website.
If you subscribed directly to Albert
- App: Open Profile → Menu → Help center → select "Deactivate or close my accounts" and follow prompts.
- Web: Visit https://albert.com/deactivate to request deactivation.
- Text message: Send a cancellation request (example: "Cancel my subscription") to 639‑137.
- Email: Send a cancellation request to [email protected].
- Phone (voicemail): Call (844) 891‑9309 and leave a cancellation request voicemail.
What happens when you cancel
Access and features
Canceling a paid subscription stops future automatic renewals for that subscription after the current billing period ends.
Access to premium features typically remains until the end of the paid billing cycle unless otherwise stated.
Account closure and balances
To permanently close an Albert account, all Albert balances (Cash, Savings, Investing) must be brought to $0 and any Instant Advances must be fully repaid before closure is processed.
If balances or advances remain, Albert may refuse or delay permanent account closure until obligations are cleared.
Will I get a refund?
Trial period exceptions
If you cancel within the initial 30‑day trial window, the first subscription payment will not be charged.
Confirm trial terms in your account or help centre before relying on the trial exception.
Standard refund policy
- No prorated refunds are offered after cancellation once the trial period has passed.
- Cancelling stops future renewals but does not typically refund unused time in the current billing cycle.
- If you believe you were charged incorrectly after cancellation, preserve evidence and contact support or your bank for possible chargeback options.
Albert plans and pricing
Pricing availability
No official, India‑specific subscription pricing was found in Albert’s public help pages or App Store listings at the time of verification.
Anecdotal INR amounts exist online but are not confirmed by Albert; contact Albert for official pricing.
Contact for official pricing
| Plan | Price | Period | Notes |
| Contact for pricing | Contact for pricing | Contact for pricing | No official INR pricing publicly verified; user‑reported amounts on forums are unconfirmed. |
Your consumer rights in India
Right to clear cancellation mechanisms
Consumers in India are entitled to clear and accessible ways to cancel subscriptions without undue barriers or hidden steps.
Unclear or excessively difficult cancellation processes may be challenged under consumer protection norms.
Refund & disclosure rights
- Trial periods and first‑payment rules should be clearly disclosed before purchase.
- Lack of prorated refunds may be lawful but must be transparently communicated to consumers.
- Repeated unauthorized charges after cancellation can justify bank chargebacks and complaints to consumer authorities.
Customer experiences
Positive feedback
- Many users praise the app’s user‑friendly design and budgeting tools, including auto‑saving and quick spot‑cash advances.
- Some users report prompt support responses and helpful assistance during financial hardship, including paused repayments.
Negative feedback
- Reports of recurring or unexpected charges even after cancellation attempts.
- Cancellation process described by users as cumbersome - requiring zero balances, repeated confirmations, and sometimes failing.
- Refunds are rarely granted according to reviews; support can be slow or rely on automated replies.
Documentation checklist
What to gather before contacting support
- Account email or phone number registered with Albert.
- Screenshots of subscription screens, billing statements, and any in‑app cancellation screens or messages.
- Dates and copies of emails, texts, or voicemail confirmations sent or received regarding cancellation.
- Bank or card statements showing charges you wish to dispute.
What to keep after cancellation attempts
- Confirmation emails or screenshots proving cancellation requests.
- Voicemail recordings if you left a cancellation voicemail on the provided number.
- Any correspondence with support and ticket numbers.
Common mistakes
Assuming app cancellation works for store subscriptions
Example: Users often cancel inside the Albert app expecting Apple/Google to stop billing. If purchased via Apple or Google, you must cancel in the store settings.
This mismatch causes unexpected renewals and disputes.
Trying to close accounts with outstanding balances
Example: Requesting permanent account closure while Cash, Savings, or Investing balances remain triggers delays because Albert requires $0 balances and repaid Instant Advances.
Always settle balances first or request clear next steps from support.
Comparative recap
Quick comparison of cancellation routes
| Method | Ease | Refund | Notes |
| Apple App Store / Google Play | Moderate (use store settings) | Store rules apply; no Albert‑side prorated refunds | Must cancel via the app store used to purchase subscription. |
| Albert app / website | Moderate to difficult (steps and verification) | No prorated refunds after trial | Permanent closure requires $0 balances and repaid advances. |
| Text / Email / Voicemail | Variable (depends on response time) | Same policy; preserve proof | Useful when web/app options fail; keep copies of messages and voicemails. |
After cancelling
What you should do next
Keep all cancellation confirmations, screenshots, and bank statements for at least a few billing cycles in case of disputed charges.
If charges continue after cancellation, contact your bank for a chargeback and escalate with consumer authorities if needed.
Helpful links
Address
Listed address in pipeline context
D‑Block, 3rd Floor, Gillander House, Netaji Subhas Road, Kolkata 700001, India.
Note: This address relates to Albert David Limited mentioned in provided context and may not correspond to the Albert finance app’s corporate contact in India.