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Cancellation service #1 in India
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I hereby notify you of my decision to terminate the contract relating to the Vested service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Vested: Easy Method
What is Vested
Overview
Vested is a platform that helps users invest in US stocks and ETFs from India, offering both a free Basic plan and a paid Premium subscription with added features.
The service connects Indian investors with brokerage access, value‑added tools, and customer support designed for cross‑border investing.
Subscription model
Vested offers in‑app subscriptions (through Apple App Store or Google Play) and web subscriptions (Vested Finance Premium via the website).
Different purchase channels follow different cancellation and refund rules; see the sections below for details.
How to cancel Vested
Cancel via Web (Vested Finance Premium)
- Log into your Vested account on the website where you manage your Premium subscription.
- Go to account or subscription settings and select "Cancel subscription" or similar.
- Confirm cancellation; you will retain Premium access until the end of the paid period.
Cancel via App Store or Google Play
- For App Store purchases, open your Apple ID subscription settings and cancel the Vested subscription there.
- For Google Play purchases, open Google Play subscriptions and cancel the Vested subscription from your Google account.
- Refunds for in‑app purchases are handled by Apple or Google according to their policies; contact them directly for refund requests.
Cancel website‑based memberships (examples like SheIsVested)
- If you signed up via a Vested website variant, follow the website’s subscription area to cancel or email support if instructed.
- Some website subscriptions allow a 14‑day full refund window; check the specific site terms and email within 14 days if seeking a refund.
What happens when you cancel
Access and billing
If you cancel a paid Premium subscription on the web, you will not be charged for the next billing cycle but access remains until the end of the paid period.
For App Store/Google Play cancellations, the platform stops future billing per their subscription policies; access typically continues through the paid period.
Data and account status
Your investment account, holdings, and trade history remain available even after subscription cancellation, subject to platform terms.
Automatic refunds or retractions of trades do not occur on cancellation; retain records of trades and balances for your records.
Will I get a refund?
Web Premium subscriptions
- No pro‑rata refunds for cancelling mid‑billing cycle; you keep access until the period ends but are not refunded for unused time.
- This is Vested’s stated policy for web Premium subscriptions.
In‑app (App Store / Google Play) purchases
- Refunds, if any, are governed by Apple or Google refund policies; Vested does not control in‑app platform refunds.
- Contact Apple/Google through their refund request flows to seek a return for an in‑app subscription charge.
Website‑based subscriptions (SheIsVested example)
- Some website subscriptions allow a full refund if requested within 14 days of subscription start; after 14 days, refunds are typically not available.
- Check the specific website’s terms and email support within the eligible window for a refund request.
Vested plans and pricing
Plans summary
Below is the current published plan and pricing information as available for Vested offerings targeted to India.
Prices and features are subject to change; verify in your account or on the official platform before purchasing.
| Plan | Price | Features | Period (期間) |
|---|---|---|---|
| Basic Plan | ₹0 | Access to US Stocks & ETFs; brokerage per trade applies (Basic: 0.25% max ₹9 limit) | 月額 |
| Premium Plan | ₹375 per month | Priority support, advanced tools; brokerage reduced (Premium: 0.15% max ₹9 limit). Annual billing claims ~10% savings in provider notes. | 月額 / 年間 |
Your consumer rights in India
Web subscriptions and consumer law
Indian consumer protection law may provide remedies for deficient services or unfair terms; web subscription refund policies can be challenged if service is deficient.
If Vested’s no‑refund policy conflicts with consumer protection rules, users may approach consumer forums with documented evidence.
In‑app purchases and platform policies
- For App Store/Play Store purchases, follow Apple/Google refund procedures; Vested disclaims responsibility for such refunds.
- These platform refund windows and exceptions differ from web subscription rules.
Deficiency of service and financial harm
If a platform tool malfunctions (for example, tax‑loss calculations causing financial loss), users can argue a deficiency of service under the Consumer Protection Act, 2019.
Document financial impact and raise complaints with consumer commissions if the platform does not resolve the issue satisfactorily.
Practical advice
- Keep records of all interactions, screenshots, transaction timestamps and correspondence.
- Escalate via in‑app grievance channels first, then consumer commissions if unresolved.
Customer experiences
Reported negative experiences
Some reviews report issues such as trapped deposits, app errors, delayed trades, non‑responsive support, and difficulties withdrawing funds.
Instances of users calling the company a "scam" or reporting hidden fees have appeared in public reviews; these are user claims and vary by case.
Reported reliability and comparisons
Other discussions compare Vested favorably to some competitors on specific points, such as speed of transfers to India.
There are also reports of subscription handling anomalies, such as unexpected cancellations or refunds, which have concerned some users.
Documentation checklist
Before you cancel
- Export or screenshot current portfolio, transaction history, and subscription receipts.
- Save timestamps and confirmation emails for trades and deposits.
If you need to escalate
- Collect all correspondence with support (emails, chat transcripts) and error screenshots.
- Keep bank statements showing charges and refunds, and note the App Store/Google Play purchase receipts where applicable.
Common mistakes
Assuming immediate refunds
Many users expect pro‑rata refunds when cancelling mid‑cycle; Vested’s stated web policy is no mid‑cycle refunds, so assume access continues but no refund is issued.
Using the wrong support channel
Requesting an in‑app refund through Vested support instead of Apple/Google for an in‑app purchase delays resolution.
Always follow the platform’s refund flow for in‑app purchases and use web support for web subscriptions.
Not documenting issues
Failing to save screenshots and timestamps makes escalation harder if a tool produces incorrect financial outputs (for example, tax‑loss harvesting errors).
Comparative recap
Quick comparison
The table below highlights the core differences between Basic and Premium plans and their billing notes.
Use this as a quick reference before deciding to cancel or upgrade.
| Feature | Basic Plan | Premium Plan | Period (期間) |
|---|---|---|---|
| Monthly fee | ₹0 | ₹375 | 月額 |
| Key benefits | Access to US stocks & ETFs; standard brokerage | Priority support, advanced tools, lower brokerage rate | 月額 |
| Brokerage cap | 0.25% (max ₹9) | 0.15% (max ₹9) | 月額 |
| Annual saving note | - | Provider notes ~10% savings with annual billing | 年間 |
After cancelling
Immediate steps
- Confirm cancellation receipt or confirmation message and keep a copy for records.
- Verify that no new charges are scheduled for the next billing cycle.
If you need refunds or dispute charges
- For web subscription refund disputes, contact Vested support and provide documentation; escalate to consumer forums if unresolved.
- For in‑app charges, request refunds via Apple or Google Play refund processes; Vested does not control these refunds.
Address
Registered contact
Vested (business contact as listed): 5 Vivekanand Villa, 139 S V Road, Andheri West, Mumbai, Mumbai City, Maharashtra 400058, India.
How to use the address
Use this address for formal communications or when filing official complaints; include your account details and all supporting documentation.