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Cancellation service #1 in India
4.9Calculated on 5.6K reviews
I hereby notify you of my decision to terminate the contract relating to the Myfico service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Myfico: Easy Method
What is Myfico
Service overview
Myfico is a subscription service from FICO that provides FICO credit scores, credit report access, and credit monitoring tools. It helps users track changes to their credit profile and receive alerts for significant events.
Who uses it
The service is aimed at consumers who want direct access to FICO scores and analytics used by many lenders. It is a US-based service; availability of pricing and local support for India is limited and billed in USD on the official site.
How to cancel Myfico
Cancel on the web (Member Center)
- Sign in to your myFICO account on the website.
- Go to the Subscriptions page in the Member Center and follow the prompts to cancel.
- Confirm cancellation and keep a record of any confirmation message or email.
Cancel via mobile app or phone
- From the myFICO mobile app (iOS or Android) open the More tab and select the Subscription screen to cancel.
- Alternatively, call customer service at 1‑800‑319‑4433 (Mon - Fri 6 AM - 6 PM PT, Sat 7 AM - 4 PM PT) to request cancellation.
- When you call, have your account details ready and note the time and agent details for your records.
What happens when you cancel
Access after cancellation
Cancellation stops future subscription renewals. Access to paid features typically continues until the end of the current billing period unless otherwise stated.
Data and account status
Account data (profile, alerts, history) may remain on myFICO systems per their policies. Requests to delete or correct personal data are handled through account verification or the FICO Trust Center as described in their privacy documentation.
Will I get a refund?
Refund rules by billing cycle
- Annual subscriptions: may receive a pro‑rated refund for the unused portion, calculated by quarter; no refunds for partial quarters.
- Quarterly subscriptions: no refunds for amounts already paid; cancellation prevents future charges only.
- Monthly subscriptions: no refunds for partial months; cancellation prevents future charges only.
- One‑time purchases: generally no right to cancel and no refunds.
Important exceptions and site wording
The subscription pricing page states that “refunds are not available” for subscription plans, so refunds are governed by myFICO’s terms and the specific billing cycle rules above.
If you believe you were charged in error or there is a billing dispute, contact customer service and retain records of communications.
Myfico plans and pricing
Availability of pricing
Official myFICO pricing is listed in USD on the myFICO website. No reliable INR pricing for India is published on the official site.
How to get exact prices
Visit the official plans page or contact myFICO support for current USD pricing and any promotional offers.
| Plan | Price |
|---|---|
| myFICO plans | Contact for pricing (official site lists prices in USD) |
Your consumer rights in India
Data rights and privacy
Under myFICO’s privacy policy, users may have rights to request access, correction, or deletion of personal data. Identity verification is required via your account or the FICO Trust Center.
Refunds and statutory protections
There is no separate 14‑day statutory refund policy described by myFICO; refunds are governed by myFICO’s own terms. Indian consumers may still rely on applicable Indian consumer protection laws for unfair practices, but contractual refund terms published by myFICO will generally apply.
Customer experiences
Positive feedback
- Some users report straightforward signup and receiving the requested FICO scores.
- Reviews such as TechRadar note a user‑friendly design, comprehensive monitoring, and strong security features.
Negative feedback
- Common complaints include recurring billing issues, difficulty cancelling, and denied refunds.
- Other reports cite double billing, inaccurate or slow score updates, and unhelpful customer support.
Documentation checklist
Before you cancel
- Account email, username, and last 4 digits of payment method.
- Subscription confirmation or billing receipts.
If you need a refund or dispute
- Copy of charges (date, amount, merchant descriptor).
- Record of communications with myFICO support (dates, agent names, reference numbers).
Common mistakes
Assuming automatic refunds
Many users expect automatic refunds after cancellation. For monthly and quarterly plans, myFICO generally does not refund amounts already paid; only annual plans may be pro‑rated by quarter.
Failing to document cancellation
Not saving a cancellation confirmation or confirmation number often makes disputes harder to resolve. Always keep screenshots, emails, or call logs when you cancel.
Comparative recap
Quick comparison
| Feature | myFICO |
|---|---|
| Cancellation methods | Web (Member Center), mobile app, phone |
| Refund availability | Limited pro‑rated for annual; otherwise no refunds for paid periods |
| Pricing visibility | Listed in USD on official site; no confirmed INR prices |
| Customer sentiment | Mixed - some positive usability notes, several billing/support complaints |
After cancelling
Follow‑up actions
- Save any cancellation confirmation and monitor your bank/card statements for recurring charges.
- If charged after cancellation, contact myFICO support and your payment provider promptly.
Useful links
- How do I cancel my subscription? (myFICO support)
- myFICO plans and subscription information
- Community discussion on cancellation (myFICO forum)
- TechRadar review of myFICO
Address
Corporate mailing address
Fair Isaac Corporation, 181 Metro Drive, San Jose, California 95110, United States.
Support channels
Primary support resources are the myFICO support pages and phone number. Use the official support links above for account and billing queries.