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Cancel AIG TRAVEL GUARD
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I hereby notify you of my decision to terminate the contract relating to the Aig Travel Guard service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Aig Travel Guard: Easy Method
What is AIG Travel Guard
Overview
AIG Travel Guard is a travel insurance service that provides cover for trip cancellation, trip interruption, medical emergencies, baggage loss, and related travel risks.
Policies include single‑trip (one‑off) plans and annual/multi‑trip plans, with varying sums insured and add‑ons depending on the product chosen.
Key policy types
Single‑trip plans cover a single journey for a defined period and are generally non‑refundable once issued except in limited circumstances.
Annual or multi‑trip plans cover multiple trips within a year and typically allow cancellations and proportional refunds under defined conditions.
How to cancel AIG Travel Guard
Before you begin
Locate your policy number, purchase receipt and policy documents before requesting cancellation.
Note whether your policy is single‑trip or annual/multi‑trip - cancellation rules differ.
Step‑by‑step cancellation process
- Contact Tata AIG / AIG Travel Guard customer service or the sales channel where you purchased the policy.
- Submit a written cancellation request as required; annual/multi‑trip cancellations usually require 7 days' written notice.
- Provide policy documents, receipt, and any reason for cancellation; include proof if cancelling before the policy start date or for early return.
- Await insurer confirmation and refund calculation; refunds (if any) are processed per policy terms.
For policy wording and contact details see the insurer’s product page: Tata AIG Travel Insurance.
What happens when you cancel
Policy access and coverage
Coverage ends from the effective cancellation date specified by the insurer or per policy terms.
If you cancel before the risk start date, the policy may be treated as never in force subject to cancellation charges.
Renewals and records
Cancelled policies will not renew automatically; retain confirmation of cancellation for your records.
The insurer will keep records of the cancellation and any refund calculation; request written confirmation for dispute resolution.
Will I get a refund?
Single‑trip (one‑off) policies
Single‑trip policies are generally non‑cancelable once issued with no refund, except when returned before the risk start date or in specific early‑return cases.
Early return may qualify for a refund if you return at least 21 days before the original policy expiry and no claim has been made.
Annual / multi‑trip and free‑look
Annual/multi‑trip plans can be cancelled with a 7‑day written notice and, if no claim has occurred, a proportionate premium refund is available.
There is a 30‑day free‑look period for annual/multi‑trip policies: cancel within 30 days of receipt (no trip commenced and no claim made) for a refund after deducting stamp duty and proportionate premium. See insurer guidance: Tata AIG Travel Insurance.
AIG Travel Guard plans and pricing
Pricing overview
The examples below are representative premiums for specific age bands and durations as listed in published premium charts.
Prices may include GST where specified; check the insurer for current rates before purchase.
| Plan | Price (INR) | Period | Features |
|---|---|---|---|
| Travel Guard Plus - Worldwide Including USA & Canada (30-day single trip, age 0 - 40) | ₹2,096 (Silver), ₹2,505 (Silver Plus), ₹2,836 (Gold), ₹3,007 (Platinum), ₹4,046 (Titanium), ₹4,829 (Titanium Plus) | 30 days | Sum insured varies from $50,000 to $1,000,000 depending on plan |
| Travel Guard Plus - Worldwide Excluding USA & Canada (30-day single trip, age 0 - 40) | ₹1,002 (Silver), ₹1,178 (Silver Plus), ₹1,336 (Gold), ₹1,607 (Platinum), ₹2,060 (Titanium), ₹2,523 (Titanium Plus) | 30 days | Sum insured varies from $50,000 to $1,000,000 depending on plan |
| Asia Travel Insurance (Silver, 10 days, approx. age 25) | ₹588 (Silver - $50,000), ₹626 (Silver Plus - $100,000), ₹701 (Gold - $200,000) | 10 days | Travel within select Asian countries excluding Japan & Korea |
| International Plus (Schengen example: Silver Plus - $100,000) | ₹1,103 (Silver Plus) | Single‑trip | Visa‑compliant, includes GST @18% |
| International Plus (Schengen example: Platinum - $500,000) | ₹1,478 (Platinum) | Single‑trip | Visa‑compliant, includes GST @18% |
| International Plus (Schengen example: Titanium - $1,000,000) | ₹2,462 (Titanium) | Single‑trip | Visa‑compliant, includes GST @18% |
Your consumer rights in India
Free‑look and cancellation rights
IRDAI requires insurers to offer a free‑look period. For Tata AIG this is applied as a 30‑day free‑look for annual/multi‑trip travel policies.
Free‑look refunds apply only if no trip has commenced and no claim has been made; stamp duty and proportionate premium may be deducted. See insurer page: Tata AIG Travel Insurance.
Grievance redressal and ombudsman
Consumers are entitled to proportionate premium refunds where policy terms allow, except where misrepresentation, fraud or claims have occurred.
If you are dissatisfied with a decision, you can escalate through Tata AIG’s grievance channels and to the Insurance Ombudsman or IRDAI grievance mechanisms such as BimaBharosa.
Customer experiences
Positive feedback
Some reviewers of TravelGuard worldwide cite easy paperwork, affordability and friendly claims handling in certain cases.
Positive experiences tend to mention straightforward claims for clear medical emergencies and timely payments.
Negative feedback
Other reviewers report claim denials, delays, and extensive document requests. Complaints include denials for technicalities or pre‑existing conditions.
Balance expectations: outcomes vary by claim type, documentation quality and policy wording. For community feedback see: TravelGuard Trustpilot.
Documentation checklist
Essential documents for cancellation/refund
- Original policy document and policy number.
- Purchase receipt or payment proof.
- Written cancellation request or application.
- Proof of travel dates (tickets, boarding passes) and proof of early return if applicable.
Supporting documents for claims or special refunds
- Medical certificates, hospital bills and prescriptions for medical cancellations.
- Employer letters or official documents supporting trip cancellation or interruption.
- Bank details for refund transfer and identity documents (KYC).
Common mistakes
Missing or late documentation
Submitting incomplete documents or delaying the written cancellation request can lead to denial of refunds.
Keep scanned copies and send requests promptly; free‑look runs from receipt of documents, so delays reduce your window for cancellation.
Misunderstanding policy type and terms
Assuming single‑trip policies are refundable is a frequent error; single‑trip policies are generally non‑refundable once issued.
Also verify whether your plan is annual/multi‑trip to determine if you qualify for free‑look or proportionate refunds.
Comparative recap
Quick comparison
The table below summarizes key cancellation and refund differences between common policy types and scenarios.
| Feature | Single‑trip | Annual / Multi‑trip | Free‑look |
|---|---|---|---|
| Can you cancel after issue? | Generally no (no refund except limited pre‑start or early‑return cases). | Yes, with 7‑day written notice; proportionate refund if no claim. | Available for annual/multi‑trip: cancel within 30 days if no trip commenced and no claim. |
| Refund after policy start or after claim | No refund once trip/coverage started or after claims. | No refund after a claim; proportionate refund possible if no claim and timely cancellation. | Refund minus stamp duty and proportionate risk premium during free‑look. |
| Early return refund | Possible if you return ≥21 days before expiry and no claim; refund based on unused days. | Typically handled case‑by‑case; proportionate settlement if applicable. | Not applicable if trip commenced and claim made. |
After cancelling
What to keep
Always save cancellation confirmation, refund calculation statement and any communication from the insurer.
These documents are needed if you must escalate a dispute to the insurer’s grievance cell or the Ombudsman.
Helpful links
- Policy and product information: Tata AIG Travel Insurance
- Sample policy wording and cancellation examples: Policy document (example)
- Refund and cancellation charges reference: Cancellation terms (example)
Address
Corporate address
A‑501, 5th Floor, Building No. 4, Infinity Park, Gen. A. K. Vaidya Marg, Dindoshi, Malad (East), Mumbai 400097, India.
Contact notes
Use the insurer’s official customer service channels for formal cancellation requests and to obtain written confirmation.
Keep all correspondence and reference numbers until refunds are settled or disputes resolved.