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I hereby notify you of my decision to terminate the contract relating to the Kuvera service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Kuvera: Easy Method
What is Kuvera
Overview
Kuvera is an Indian investment platform focused on mutual funds, goal-based planning, and portfolio tracking. The platform offers tools to start SIPs, view holdings, and manage financial goals.
Core purpose
Kuvera acts as a distributor/aggregator and a user interface for mutual fund transactions; it does not hold investor funds or act as the asset manager. Account features include SIP/STP/SWP management and downloadable transaction history.
How to cancel Kuvera
Account deactivation (recommended method)
- Stop all active SIP, STP and SWP orders from your Kuvera dashboard.
- Download your transaction history and any reports you want to retain.
- In Settings, choose "Deactivate Account" and follow the on-screen prompts.
- Confirm the deactivation via the confirmation email sent to your registered email address; the account is blocked only after you confirm.
Notes and where to read official steps
Kuvera does not use App Store or Google Play subscriptions for its core service, so cancelling through app-store subscription settings is not applicable.
Official deactivation instructions are available here: How can I close / deactivate / delete my account?.
What happens when you cancel
Access and login
After you confirm the deactivation email, Kuvera will block access to your account and you will no longer be able to log in or place new orders.
Data that you did not download prior to deactivation may become inaccessible; always export transaction history before deactivation.
Effect on active investments
Deactivating the Kuvera account does not automatically redeem mutual fund holdings. Existing investments remain with the AMCs until you redeem them.
Any active SIPs, STPs, or SWPs must be stopped by you before deactivation to avoid further transactions.
Will I get a refund?
Kuvera’s role with funds
Kuvera does not hold or process investor funds directly, so there is no "refund" from Kuvera for executed mutual fund purchases.
Once a mutual fund purchase is processed, it cannot be cancelled; the entry is with the AMC per scheme rules.
Redemption and reversals
If you need money back, you must initiate a redemption with the relevant fund. Redemption proceeds are paid by the AMC to your linked bank account.
Timing and any exit load or taxes depend on the fund’s terms; see Kuvera’s note on redemption timing: When will my mutual fund redemption amount get credited?.
Kuvera plans and pricing
Pricing summary
Kuvera’s core investment services are offered without subscription fees or in-app purchases for retail users in India.
There are no published paid tiers for basic mutual fund investment and tracking on Kuvera’s official help pages.
Pricing table
| Plan | Price | Details |
|---|---|---|
| Core investment services | Free | No subscription fees; no in‑app purchases for core mutual fund services |
Your consumer rights in India
Cancellations, redemptions and applicable laws
Under Indian regulations, mutual fund transactions that have been processed cannot be "cancelled" by the distributor; only redemption is permitted subject to scheme terms and exit loads.
Check the scheme documents for exit load, cut-off times, and taxation that may apply to redemptions.
Complaints and escalation
If you believe there was faulty execution, missing transactions, or other service failures, you can file a formal complaint with regulators and consumer authorities.
Many users escalate unresolved issues via SEBI’s complaint channels (for example, the SCORES portal) or through consumer forums and grievance mechanisms available under Indian law.
Customer experiences
Positive feedback
Long-time users often cite Kuvera’s clean interface and a no-fee approach to mutual fund tracking as benefits.
Many appreciated the simplicity of setting up SIPs and the reporting tools before organizational changes.
Common complaints
Post-acquisition reports include issues such as duplicate SIP orders, missing or delayed SIP executions, and mismatches in portfolio data.
Users also report slow or scripted customer support responses; if you experience these, document dates, screenshots, and transaction IDs before escalating.
Documentation checklist
What to download before deactivation
- Full transaction history (download CSV/PDF of all transactions).
- Holdings and folio statements for each AMC.
- Screenshots of active SIP/STP/SWP instructions and any pending confirmations.
Evidence to keep for disputes
- Emails and confirmation messages from Kuvera and AMCs.
- Bank statements showing debits/credits related to purchases and redemptions.
- PAN and KYC proof if requested by support or regulators.
Common mistakes
Failing to stop SIPs before deactivation
Users who do not cancel active SIPs may find further transactions continue or fail and trigger bank penalties. Always stop recurring instructions explicitly.
After stopping SIPs, verify the upcoming instalments list is clear before deactivating.
Assuming deactivation equals redemption or refund
Deactivating your Kuvera account does not redeem mutual fund units or return money; redemptions must be initiated separately with the fund house.
Do not assume funds will be returned to your bank automatically when you close the Kuvera account.
Comparative recap
Quick action comparison
| Action | Effect on investments | Refund possible | Typical time to complete |
|---|---|---|---|
| Deactivate Kuvera account | Account access blocked; investments remain with AMCs | No (investments remain until redeemed) | Immediate for access; investments unchanged |
| Cancel via App Store / Google Play | Not applicable - Kuvera does not use app-store subscriptions | Not applicable | Not applicable |
| Redeem mutual fund units | Units liquidated per scheme rules; holds are closed as applicable | Yes - redemption proceeds paid by AMC to your bank | Typically T+1 to T+7 depending on the fund and processing |
After cancelling
Immediate checks
Confirm you have exported all required reports and that active SIP/STP/SWP instructions are stopped prior to deactivation.
Monitor your bank account and AMC folios for any pending debits or credits after you close access.
Official help and next steps
For account closure guidance, consult Kuvera’s official help: How can I close / deactivate / delete my account?.
For redemption timing and credit details, see: When will my mutual fund redemption amount get credited?.
Address
Registered office
No.106, 3rd Floor, Above Bank of Baroda, Gandhi Bazaar Main Road, Basavanagudi, Bangalore 560004, India
Notes about communications
If you need to send formal correspondence, use the registered office address and retain proof of delivery.
For routine support, use Kuvera’s in-app help or the official help articles linked above before sending postal communications.