Cancellation service #1 in Nigeria
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Chase Sapphire Preferred service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Cancel Chase Sapphire Preferred: Complete Guide
What is Chase Sapphire Preferred
Product summary
Chase Sapphire Preferred is a U.S.-issued consumer travel rewards credit card known for travel and dining benefits, points earning, and travel protections.
The card carries an annual fee and is managed by Chase; many cancellation and refund rules follow Chase internal policies rather than statutory consumer cooling-off periods in other countries.
Who typically uses it
Frequent travelers and diners who want flexible points and travel-related benefits commonly choose this card.
Users outside the U.S. often hold it for travel benefits but should note local consumer protections may differ.
How to cancel Chase Sapphire Preferred
Canceling a subscription billed through app stores
- If billed via the Apple App Store: open iPhone/iPad Settings → tap your Apple ID → Subscriptions → select “Sapphire Billing” → tap Cancel Subscription. See: Sapphire Billing cancellation (Apple).
- If billed via Google Play: open Google Play app → Menu → Subscriptions → find “Sapphire Billing” → tap Cancel Subscription and follow prompts. See: Sapphire Billing cancellation (Google).
Canceling the Chase card account or stored-card subscriptions
- Cancel the credit-card account via secure messaging on Chase.com, via the Chase mobile app, by phone (example U.S. numbers: 1-800-432-3117 or 800-945-2000), or by visiting a Chase branch.
- If a merchant supports it, some subscriptions can be cancelled through Chase’s Stored Cards tool in the Chase app; such cancellations may complete in about three business days. See: Chase Stored Cards tool.
What happens when you cancel
Account access and pending transactions
After cancellation, you will no longer be able to charge new purchases to the account.
Pending transactions may still post and must generally be paid according to your statement.
Rewards, points and renewal
Points generally remain in your Chase account unless Chase requires redeployment or you request transfer or closure of points.
Annual fees will not recur after cancellation, but prior posted fees remain subject to Chase refund rules.
Will I get a refund?
General policy
There is no general 14-day cooling-off or automatic refund right for Chase Sapphire Preferred in Nigeria.
Refunds are not guaranteed and are decided by Chase on a case-by-case basis or under Chase internal policies.
Common exceptions and fee refunds
- Chase may refund the annual fee if you cancel or downgrade within roughly 41 days of the fee posting date. This is a policy-based exception for fees, not an automatic statutory right. Source: Chase fee refund guidance.
- Subscription charges billed through app stores follow the store’s subscription cancellation and refund rules; contact the app store for billing disputes.
Chase Sapphire Preferred plans and pricing
Pricing overview
Below is the confirmed pricing item associated with Chase Sapphire Preferred from available sources.
All official pricing is listed in USD; convert to local currency using current exchange rates if needed.
| Plan | Price | Period | Features |
|---|---|---|---|
| Annual Fee | $95.00 USD | Annual | Standard Chase Sapphire Preferred annual fee |
Your consumer rights in Nigeria
Statutory refund rights
There is no statutory 14-day cooling-off period or automatic refund right for Chase Sapphire Preferred subscriptions or fees in Nigeria.
Any refunds are governed by Chase policies and by general principles of fair resolution rather than a mandatory cooling-off law.
Practical protections and timelines
- Chase’s internal policy to refund an annual fee if cancelled or downgraded within about 41 days of posting is an important practical protection to request.
- If you believe an unauthorized transaction occurred, raise the dispute with Chase promptly following their dispute process.
Customer experiences
Positive feedback
Some users praise smooth application flow, generous travel/dining rewards, and useful travel protections.
See user reviews that highlight strong benefits and customer service experiences: Influenster reviews.
Negative feedback
Other users report dissatisfaction with customer service, problems with payments, and difficulty resolving issues.
There are also accounts from Nigeria expressing strong negative experiences. See: Trustpilot and Sitejabber.
Documentation checklist
What to prepare
- Full name on account and account number or the last 4 digits of the card.
- Copy of recent statement showing the annual fee or disputed charge.
- Proof of identity (as required by Chase secure messaging or branch procedures).
Optional supporting items
- Screenshots of app-store subscription entries or merchant billing descriptions.
- Records of prior communications with Chase or the merchant about the issue.
Common mistakes
Assuming statutory cooling-off rights
Many customers expect a 14-day cooling-off right and are surprised when it does not apply to Chase accounts in Nigeria.
Do not rely on a statutory refund - ask Chase about their internal fee-refund policy instead.
Failing to document communications
Not keeping proof of cancellation attempts or messages makes disputes harder to resolve.
Always save screenshots, confirmation emails, or message transcripts when you cancel or ask for a refund.
Comparative recap
Key options compared
The table below summarizes common choices when deciding what to do with a Chase Sapphire Preferred account.
| Option | Chase action | Refund chance | Effect on points |
|---|---|---|---|
| Keep account | No change; continue earning rewards | Not applicable | Points remain and accrue |
| Cancel account | Close account via app/secure message/phone/branch | Possible for annual fee if within ~41 days | Points generally remain unless redeployed |
| Downgrade | Move to another Chase product to avoid fee | Possible fee refund if within ~41 days | Points may be retained depending on product |
After cancelling
Follow-up actions
Confirm cancellation in writing or via saved secure-messaging transcripts.
Monitor your statement for any remaining or recurring charges for at least one billing cycle.
Helpful links and dispute resources
- Chase fee-refund and cancellation guidance summary: CGA Advice.
- App-store subscription cancellation steps (Apple & Google): Sapphire Billing cancellation.
- Background on recurring-charge tools: Bankrate article.
- Community experiences and discussions: Reddit thread on fee refunds.
Address
Mailing address (U.S.-based correspondence)
P.O. Box 15298
Wilmington, DE 19850-5298
Notes about the address
There is no Nigeria-specific postal address for Chase cancellations in the verified data.
Use secure messaging, the app, or the phone options described above for faster handling where possible.
Similar cancellation services
FAQ
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.