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Cancel CONSOLIDATED CREDIT SOLUTIONS
in 30 seconds only!
Cancellation service #1 in Nigeria
4.9Calculated on 5.6K reviews
I hereby notify you of my decision to terminate the contract relating to the Consolidated Credit Solutions service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancel Consolidated Credit Solutions: Easy Method
What is Consolidated Credit Solutions
Overview
Consolidated Credit Solutions (CCS) is a debt relief and credit counseling organization that offers programs to help consumers manage and reduce unsecured debt.
The organisation provides negotiated settlements with creditors, payment plans, and educational resources to help members regain financial control.
Service delivery
CCS operates primarily through its website and client support channels, and may be engaged through third-party referrals or online sign-up forms.
Their public materials emphasise negotiation with creditors and customer support, but specific online subscription terms are not publicly detailed.
How to cancel Consolidated Credit Solutions
If you enrolled directly with CCS
- Contact Client Advocate Team by mail: Consolidated Credit Attn: Client Advocate Team 5701 West Sunrise Blvd. Fort Lauderdale, FL 33313.
- Call or use any support phone/email provided in your client paperwork and request cancellation in writing.
- Keep a dated copy of the cancellation request and any confirmation you receive.
If you enrolled via App Store, Google Play or a third-party website
- Cancel the subscription through the platform (Apple App Store or Google Play) if the payment is processed there.
- If payments continue, contact your payment provider or card issuer to stop future charges and ask about disputing unwanted charges.
- Notify CCS in writing of the platform cancellation and request confirmation from their Client Advocate Team.
What happens when you cancel
Service access and ongoing obligations
Cancellation may stop future services, but any negotiated settlements or ongoing creditor arrangements may continue until completed.
You may still be responsible for outstanding balances or agreed payments made before cancellation.
Data, account closure, and renewal
CCS may retain client records for administrative or legal reasons; request their retention policy in writing when you cancel.
If your plan was a subscription, cancelling through the payment platform typically prevents automatic renewal; always confirm cancellation with CCS directly.
Will I get a refund?
Public policy status
There is no explicit refund policy publicly available on CCS's official site and their terms do not discuss refunds or a 14-day right to cancel.
Because no refund provisions are documented, refunds cannot be assumed; you must request one and follow up in writing.
Exceptions and next steps
- If services were not delivered as promised, document the failures and request a refund in writing.
- Consider a chargeback with your card issuer if you believe charges were unauthorized or services were materially misrepresented.
- Under local consumer law (see next section), you may have rights to refunds for services that fail to meet reasonable expectations.
Consolidated Credit Solutions plans and pricing
Published plan information
No detailed pricing or plan breakdown for Nigeria is publicly available for 2024 - 2025.
Use the table below for a simple summary; contact CCS for specific, up-to-date pricing.
Pricing summary
| Plan name | Price / Fee | Notes |
|---|---|---|
| Standard program | Varies | Contact CCS for specific quotes and fees |
| Negotiation & settlement | Varies | Fees depend on enrolled accounts and negotiated terms |
Your consumer rights in Nigeria
Relevant law
Consumers in Nigeria are protected by the Federal Competition and Consumer Protection Act (FCCPA) 2018, which requires clear information and fair treatment by traders.
Blanket "no refund" policies may be considered unfair or unlawful if not properly disclosed, especially for digital services.
Enforcement and remedies
- If you believe CCS breached consumer rights, you may file a complaint with the Federal Competition and Consumer Protection Commission (FCCPC).
- Keep records of agreements, communications, and payments to support any complaint or dispute.
Customer experiences
Positive feedback
Third-party ratings show many satisfied customers who report lower rates and clear progress tracking.
Examples include an A+ BBB rating and high Trustpilot scores praising customer service and program results.
Negative feedback
Some complaints mention closed credit accounts after enrollment, failed negotiations, and duplicate payments to both CCS and original creditors.
Other users report slow progress and unclear communication from representatives.
Documentation checklist
Before you cancel
- Signed service agreement or enrollment confirmation
- Payment records (bank statements, receipts, subscription confirmations)
- All communications with CCS (emails, chat transcripts, call notes)
When you request cancellation
- Written cancellation request (email or letter) with date and reason
- Proof of submission and any confirmation from CCS
- Documentation supporting any refund claim or service failure
Common mistakes
Assuming automatic refunds
Many customers assume cancelling guarantees a refund; because CCS does not publish a refund policy, refunds are not automatic.
Always request a refund in writing and keep evidence of the request.
Failing to cancel the payment source
Users sometimes cancel only with CCS but forget to cancel platform subscriptions or automatic bank/card payments, causing continued charges.
Cancel both the service and the payment instruction, and monitor accounts afterward.
Comparative recap
Quick comparison
The table below compares key cancellation and refund characteristics between Consolidated Credit Solutions and typical debt-relief subscription models.
How CCS stacks up
| Service | Cancellation clarity | Refund policy |
|---|---|---|
| Consolidated Credit Solutions | Not publicly documented; contact Client Advocate Team for confirmation | No explicit public refund policy; refunds must be requested and justified |
| Typical app store subscription | Clear platform-managed cancellation via Apple/Google | Platform refund processes apply; some time-limited refunds possible |
| Traditional debt settlement firms | Varies by firm; reputable providers publish cancellation/termination terms | Often pro-rated refunds or dispute resolution clauses; check written contract |
After cancelling
Immediate steps
- Save cancellation confirmation and any written replies from CCS.
- Monitor bank and card statements for recurring charges for at least two billing cycles.
- Contact your card issuer to dispute unauthorized charges if needed.
Helpful links and contacts
- CCS Terms & Conditions
- Federal Competition and Consumer Protection Commission (FCCPC)
- Better Business Bureau (CCS profile and reviews)
- Trustpilot reviews
Address
Mailing address
Consolidated Credit Attn: Client Advocate Team
5701 West Sunrise Blvd. Fort Lauderdale, FL 33313
What to include in mail
- Full name, client or account number (if known), contact details
- Clear statement that you are cancelling the service and requesting confirmation
- Copies of supporting documentation (do not send originals)