Cancellation service #1 in Nigeria
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the National Debt Relief service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Cancel National Debt Relief: Complete Guide
What is National Debt Relief
Overview
National Debt Relief (NDR) is a U.S.-based debt settlement company that negotiates with unsecured creditors to reduce clients' balances. It manages client funds in a dedicated account while negotiating settlements.
Who they serve
NDR primarily serves U.S. consumers with unsecured debts such as credit cards and personal loans. They are not a bank and operate as a third-party debt settlement service.
How to cancel National Debt Relief
Immediate steps to start cancellation
- Request and complete the cancellation or Notice of Cancellation form provided by NDR.
- Sign and date the form before sending it to NDR by email or fax.
Submission and confirmation
- Email a signed copy to service@nationaldebtrelief.com.
- Fax the signed form to NDR (use 888-688-3291 or 1-866-460-5541 where available) and then call NDR at 888-660-7427 to confirm receipt.
What happens when you cancel
Access and account status
Cancellation stops active negotiations that require your prior approval; you will no longer be enrolled in the service once cancellation is processed. NDR states you are not charged for settlements you did not approve.
Funds and record handling
Funds held in the dedicated escrow account are returned to you after cancellation, except for amounts already applied to settled debts and any applicable fees. Expect processing time for returned funds.
Will I get a refund?
General refund policy
NDR does not offer a universal 14-day automatic right of refund. Refunds depend on timing and whether any settlements were approved and executed.
Common exceptions and timelines
- Full refunds are typically possible only if you cancel before approving any settlement and before NDR has executed negotiations on your behalf.
- Some guides cite a short window (for example, within five days of signing) where refunds of payments may be more likely; after that, only unearned escrow funds are returned minus settled-debt fees.
National Debt Relief plans and pricing
How fees are structured
NDR’s fees are generally percentage-based and applied to actual settlements rather than being charged as a fixed monthly subscription. Exact percentages and fee structures vary by client and case.
Transparency and variability
Because fees depend on negotiated settlements, exact prices differ per account. Contact NDR directly for an individualized fee estimate before enrolling.
| Plan / Service | Fees | Notes |
|---|---|---|
| Debt Settlement Program | Varies | Fees are typically a percentage of settled debt; client-specific. |
| Other Services (consultation, account handling) | Varies | Depends on services agreed in your contract with NDR. |
Your consumer rights in Nigeria
Relevant Nigerian protections
National Debt Relief is a U.S. company; Nigerian consumers should still expect fair treatment and clear information when dealing with international service providers. Nigeria’s Federal Competition and Consumer Protection Act (FCCPA) provides general consumer protections against unfair practices.
Where to get help in Nigeria
- File complaints with the Federal Competition and Consumer Protection Commission (FCCPC) for unfair commercial practices.
- Seek advice from the Legal Aid Council, a local lawyer, or the state Attorney General for cross-border consumer disputes.
Customer experiences
Positive experiences
Many customers report successful settlements and praise NDR staff for empathy and negotiation results. Large review platforms show numerous positive testimonials about debt reduction outcomes.
Negative experiences
Other customers report concerns about high fees, slow progress, credit score impact, and difficulty cancelling or receiving refunds in some cases. Online forums describe mixed results.
Documentation checklist
Essential documents to prepare
- Signed Notice of Cancellation or cancellation form from NDR.
- Copies of your NDR client agreement and any settlement authorizations.
- Proof of any payments made into the escrow/dedicated account.
Supporting documents for disputes
- Copies of all email and fax confirmations, call logs, and receipts.
- Screenshots or saved web pages of NDR account details and communications.
- Records of creditor statements showing whether debts were settled or paid.
Common mistakes
Delaying cancellation
Waiting to cancel until after settlements are approved can eliminate refund options. Example: if you approve a settlement then cancel, fees on that settlement are typically owed and funds may have been applied.
Poor documentation
Not keeping signed forms, emails, or call logs makes disputes harder to resolve. Example: customers who cannot prove they sent a cancellation form may face continued billing or processing delays.
Comparative recap
Overview of options
This table summarizes key trade-offs between National Debt Relief, credit counseling, and DIY approaches to unsecured debt.
How to choose
Consider cost, timeline, credit impact, and control over settlements when selecting a debt solution. Professional advice is recommended for cross-border customers.
| Option | Typical Cost | Speed | Risk / Impact | Refunds / Cancellation |
|---|---|---|---|---|
| National Debt Relief (third-party settlement) | Varies | Months to years | Can reduce debt but may damage credit and incur fees | Possible before approved settlements; unearned funds returned |
| Credit Counseling (non-profit) | Low to moderate fees | Months | Less impact on credit; structured payments | Usually easier to stop; policies depend on provider |
| DIY Negotiation or Repayment | Cost of payments only | Depends on your plan | Full control; may require negotiation skills | Fully under your control; no third-party cancellation needed |
After cancelling
Next steps to expect
After cancellation, follow up to confirm return of escrow funds and get written confirmation that your account is closed. Keep copies of all confirmations and transaction records.
Helpful links and where to complain
- National Debt Relief FAQs: NDR FAQ
- External cancellation guide: CreditDonkey - How to Cancel
- If you believe you were treated unfairly, consider filing with the FCCPC in Nigeria or seeking advice from a legal professional.
Address
How to send your cancellation
Fax a signed Notice of Cancellation form to 888-688-3291. You can also fax to 1-866-460-5541 where indicated by some sources.
Email and phone contact
Send a soft copy of the signed and dated Notice of Cancellation to service@nationaldebtrelief.com.
Follow up by calling NDR at 888-660-7427 to confirm receipt and account closure. Note: NDR is a U.S. company; there is no Nigeria-specific postal address publicly listed.
Similar cancellation services
FAQ
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.