Cancellation service #1 in Nigeria
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Stash service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
How to Cancel Stash: Complete Guide
What is Stash
Overview
Stash is a financial app and service that offers investing, banking-adjacent features, and subscription plans aimed at helping users save and invest. The platform provides guided investing tools, automated features, and educational resources for beginners.
How Stash applies in Nigeria
Stash is accessible to users in Nigeria via its mobile app and web interface, and local users may interact with support or use listed local correspondence addresses.
Platform features, billing, and refund policies are governed by Stash’s published terms and may involve transfers to external banks or mailed checks when closing accounts.
How to cancel Stash
Cancel via mobile app
- Open the Stash mobile app and sign in to your account.
- Go to settings or account management and look for plan or subscription options.
- Choose the option to cancel your plan or close your account and follow the on-screen prompts.
- Ensure you complete any final confirmation steps and keep a screenshot or confirmation message for your records.
Cancel via web (Stash.com)
- Visit Stash.com and sign in to your account.
- Navigate to account settings or subscription management and select cancel or close account.
- Follow the web prompts and confirm cancellation.
- Save any confirmation emails or screenshots for evidence of cancellation.
What happens when you cancel
Account access and services
After cancellation, your active subscription features stop renewing and you will lose future access to subscription-only services at the end of the billing period.
If you close a Stash investment account, the platform will sell the investments as part of the closure process and prepare proceeds for transfer.
Funds transfer and timing
Stash transfers funds to your linked external bank account. If no bank is linked, funds may be mailed as a check.
Typical transfer or mailing timing is 7 - 10 business days after account closure; exact timing can vary based on banks and processing.
Will I get a refund?
General refund policy
Stash offers refunds for eligible digital goods within 14 days of purchase if the goods have not been downloaded, claimed, used, redeemed, or consumed.
Eligibility depends on the nature of the purchase and whether the product or service has been used.
How refunds are processed and exceptions
- Submit refund requests by email to support@stash.gg with order number, purchase date, email, payment type, reason, and item details.
- Approved refunds are typically processed within 1 - 3 business days, then may take 2 - 10 additional business days to appear on statements.
- Prepaid subscriptions may be refunded prorated for unused time, minus an administrative fee according to Stash terms.
Stash plans and pricing
Available plans
The exact plan names and regional prices vary by market and are not listed here. See official channels for current pricing applicable to your country.
Summary table
| Plan | Price |
|---|---|
| Starter / Basic / Subscription options | Varies |
| Premium / Stash+ | Varies |
Your consumer rights in Nigeria
Right to cancel and refunds
Under Stash’s policy, Nigerian consumers may cancel at any time via the app or web interface; platform (App Store vs Google Play) does not change cancellation method.
For eligible digital goods, there is a 14-day cooling-off window for refunds if the goods were not used or downloaded.
How to claim rights and escalate
- Send refund requests and cancellation confirmations to the addresses or support email provided by Stash.
- If you cannot resolve the issue with Stash, consider contacting your bank, payment provider, or the Federal Competition and Consumer Protection Commission (FCCPC) in Nigeria for further help.
- Keep clear records of communications, dates, and transaction references when escalating disputes.
Customer experiences
Positive feedback
Many users praise Stash for being beginner-friendly, easy to use, and educational. The app’s automated investing and small-amount investing features are commonly noted as helpful.
Negative feedback and common problems
Some users report slow transfers from external banks (around a week) and occasional login or compatibility issues in the app.
There are reports from Nigeria of withdrawal difficulties, unfriendly customer service, and disputes that required escalation, and some users report being charged after closure.
Documentation checklist
For cancellations
- Account username/email and confirmation of cancellation (screenshot or email)
- Linked bank account details (if you expect a transfer)
- Date and method used to cancel (app or web)
For refund requests
- Order number and purchase date
- Email address used for purchase
- Payment type and last four digits (if applicable)
- Reason for refund and item details
- Any supporting screenshots or correspondence
Common mistakes
Not linking an external bank
Example: Users who close accounts without a linked bank are issued checks by mail, which can add delay or complications. Link a bank account in advance to speed transfers.
Missing refund deadlines or documentation
Example: Expecting a refund after the 14-day eligibility window or failing to include required order details can cause delays or denials.
Comparative recap
Quick feature comparison
| Feature | What Stash provides | Notes for Nigeria |
|---|---|---|
| Cancellation method | App or web | No Nigeria-specific difference; use app or Stash.com |
| Refund window | 14 days for eligible digital goods | Goods must be unused/unredeemed |
| Funds return | Bank transfer or mailed check | Link bank to avoid check mailing delays (7 - 10 business days typical) |
| Processing time | 1 - 3 business days after approval + bank posting time | Expect additional 2 - 10 business days for statements |
| Common issues | Login problems, delayed transfers, billing after closure | Keep records and escalate if unresolved |
After cancelling
What to expect next
Save any final confirmation and monitor your linked bank account for incoming transfers or your mailbox for a mailed check if no bank was linked.
If funds do not arrive within the expected timeframe, contact Stash support and your bank with your cancellation evidence.
Useful links and contacts
- Stash account closure and refunds FAQ: ask.stash.com
- Refund policy and how to request refunds: stash.gg refund policy
- Support email for refund requests: support@stash.gg
- If unresolved, consider contacting the Federal Competition and Consumer Protection Commission (FCCPC) in Nigeria for consumer complaints.
Address
Local correspondence
Physical correspondence address listed for Stash-related matters in Nigeria:
Address details
1a, Hughes Avenue, Alagomeji, Yaba, Lagos, Nigeria.
FAQ
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.