Cancellation service #1 in Nigeria
Dear Sir or Madam,
I hereby notify you of my decision to terminate the contract relating to the Allstate service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Cancel Allstate Policy: Step-by-Step Guide
What is Allstate Protection Plan
Overview
The Allstate Protection Plan is a third‑party electronics protection product sold through some retailers and marketplaces, including a Ubuy Nigeria listing for an Allstate 2‑Year Electronics Protection Plan.
What it typically covers
These protection plans generally cover accidental damage, mechanical or electrical failures beyond the manufacturer warranty, and sometimes rapid replacement or repair options.
How to cancel Allstate Protection Plan
Step-by-step cancellation (online or by phone)
- Locate your proof of purchase and plan details (order number; plan ID; purchase date).
- Contact the seller first (e.g., Ubuy Nigeria) and request cancellation according to their listing terms.
- If seller routing fails, contact Allstate customer service via phone or the written address below and request cancellation and refund.
Step-by-step cancellation (written request)
- Write a clear cancellation letter including your name, contact details, plan reference, purchase date, and reason for cancellation.
- Send the letter to: Attention: Customer Service 2775 Sanders Road Northbrook, IL 60062 (use tracked mail and keep proof of posting).
- Follow up by email or phone and keep all correspondence and tracking numbers.
What happens when you cancel
Access and coverage
Coverage typically ends on the cancellation effective date. Any claims after that date may be denied because the policy is no longer active.
Renewal and billing
If the plan auto‑renewed, cancellation should stop future charges, but you must confirm that billing has stopped and request refund if an automatic renewal charge occurred.
Will I get a refund?
Retailer promise and short‑term refund window
The Ubuy Nigeria listing for the Allstate 2‑Year plan advertises "cancel anytime (full refund within first 30 days)." See the listing for specifics: Ubuy Nigeria listing.
Legal rights and exceptions
- Nigerian law (FCCPA 2018, section 122) allows consumers to return defective or misrepresented goods within a reasonable time and receive a full refund, overriding "no refund" terms in many cases. See more: analysis.
- Refunds depend on the seller and Allstate's policy. If you cancel within any advertised seller window (e.g., 30 days), you should ask for a full refund promptly.
- Exceptions: used or redeemed benefits, fraudulent claims, or late requests may reduce or void refund eligibility.
Allstate Protection Plan plans and pricing
Available plan example
One publicly listed plan is the Allstate 2‑Year Electronics Protection Plan sold on Ubuy Nigeria.
Pricing notes
Official Allstate prices for Nigeria are not widely published. The Ubuy listing shows a Nigerian Naira price but no official EUR price is provided.
| Plan | Duration | Listed price (NGN) | Listed price (EUR) |
|---|---|---|---|
| Allstate 2‑Year Electronics Protection Plan | 2 years | ₦40,802 (Ubuy listing) | Varies (no official EUR price) |
Your consumer rights in Nigeria
Key statutory protections
The Federal Competition and Consumer Protection Act (FCCPA) 2018 grants rights to disclosure, fair dealing, and return of goods that are unsafe, defective, or misrepresented.
Section 122 - return and refund
Section 122 specifically allows consumers to return goods and obtain full refunds where items are unsafe, defective, unsuitable for the intended purpose, or differ from description.
Customer experiences
Positive reports
Some reviewers and retailer editorial notes praise efficient claims processing and fast resolutions for Allstate or Allstate‑branded protection plans.
For example, editorial notes on the Ubuy product page and some SquareTrade/Allstate protection plan reviews highlight responsiveness and helpful claim handling: Ubuy and SquareTrade reviews.
Negative reports
Other users report claim denials for technicalities, delays in refunds, billing problems, and poor customer service responsiveness. These issues appear in forums and review sites.
See sample complaints on Trustpilot and Reddit: Reddit and Trustpilot.
Documentation checklist
What to gather before contacting seller or Allstate
- Proof of purchase: order confirmation or receipt from the retailer (Ubuy if applicable).
- Plan details: plan ID, product name (e.g., Allstate 2‑Year Electronics Protection Plan), purchase date.
- Payment proof: card statement or payment confirmation showing the charge.
What to include in your cancellation request
- Full name, contact information, and a clear statement: "I request cancellation and refund for [plan name]."
- Relevant supporting documents and any photos if claiming a defect or misrepresentation.
Common mistakes
Missing or late documentation
Waiting too long to gather receipts or proof of purchase can weaken a refund claim. Keep copies of order emails and payment confirmations.
Contacting the wrong party or channel
Customers often contact only Allstate when the seller controls refunds (or vice versa). Start with the seller, then escalate to Allstate if needed, and use the written address for formal notices.
Comparative recap
How Allstate compares to alternatives
The table below summarizes common points of comparison for consumers deciding between an Allstate protection plan, a retailer/manufacturer warranty, and relying on FCCPA rights.
| Feature | Allstate Protection Plan | Retailer/Manufacturer Warranty | FCCPA consumer rights |
|---|---|---|---|
| Cancel / refund window | Varies by seller; Ubuy listing: full refund within first 30 days | Often limited; manufacturer warranties rarely offer refunds for protection plans | Right to refund for unsafe, defective or misrepresented goods (Section 122) |
| Claims handling | Reports vary: some fast, some delayed or denied for technicalities | Manufacturer repairs may be slower but typically cover defects | Enforcement may require complaint to FCCPC or consumer redress mechanisms |
| Pricing transparency | Listed by some retailers (e.g., Ubuy shows ₦40,802) but official local pricing unclear | Usually transparent for product warranties; protection plans can vary | Not a pricing mechanism but protects against misleading terms |
| Coverage scope | Covers accidental damage and mechanical/electrical failure beyond manufacturer warranty in many plans | Manufacturer warranty covers defects; accidental damage often excluded | Protects consumer rights if coverage was misrepresented |
After cancelling
Follow-up steps
Keep all confirmation of cancellation and any refund transaction IDs. Monitor your bank or card statement for refunded amounts.
Where to complain or get help
- Contact the seller (Ubuy) first and escalate to Allstate if unresolved: Ubuy listing.
- If you believe your rights under the FCCPA were breached, see the Federal Competition and Consumer Protection Commission: FCCPC consumer rights.
- Read consumer experiences for practical tips: Trustpilot and Reddit discussion.
Address
Mailing address for written cancellation or customer service
Attention: Customer Service
2775 Sanders Road
Northbrook, IL 60062
Notes on sending written correspondence
Send cancellation letters by tracked postal service and keep proof of posting. Include copies of receipts and plan information to speed processing.
Similar cancellation services
FAQ
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.